Harvard Business Review

JUNE 26, 2014

The unbanked pay four times more in fees to access their money than those with bank accounts, and they pay $4 higher fees per month for cash access on average than those with formal financial services. Such government safety net programs kept some 25 million people out of poverty in 2010. By FDIC estimates, 8.2% How can this be?

Cost 8

Cost Transportation Banking Retail 8

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else.

Globalization 12

Globalization Banking Restructuring Politics 12

Terry Starbucker

MARCH 28, 2010

Home About Me About This Blog Starbucker’s Amazon Store TerryStarbucker.com Ramblings From a Glass Half Full The Undeniable Value of Professional Skepticism by Starbucker on March 28, 2010 I have this natural tendency to want to trust everybody. Terry cnwright12 April 5, 2010 at 3:51 pm Hi Terry, Thank you for writing this article.

CPA 234

CPA Learning-by-Doing Long-term Career 234

Harvard Business Review

MAY 14, 2015

For the decade 2005-2014, McDonald’s expended $29.4 million in 2010, when (dominated by the gains from exercising stock options) stock-based compensation accounted for 70% of total compensation. billion on buybacks, representing 67% of net income, and $22.1 billion on dividends, equivalent to 51% of net income.

Price 8

Price Franchising Short-term Hedge 8

Harvard Business Review

JULY 19, 2017

Companies like ANZ, the Australian-based banking giant, have made explicit commitments to adopt agile principles , while others like Zappos, are on the bleeding edge of organizational transformation. a 525-employee software company, began applying agile methodologies in 2005. Systematic Inc.,

Agility 8

Agility White Paper How To Metrics 8

Harvard Business Review

MARCH 28, 2016

inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). By 2005, Kodak ranked No. By 2010, Kodak had clawed its way to No. In the past, disruption occurred at the level of discrete product and service technologies that competed to offer better value for customers (e.g., inch vs. 3.5-inch 3 globally).

Company 8

Company How To Technology Strategy 8

Harvard Business Review

JULY 20, 2011

A succession of CEOs prior to Rick Wagoner (who fought heroically to overcome the dreadful hand he was dealt) allowed all manner of legacy costs to build up (retiree health, Jobs Bank, etc.) Lack of growth had lowered profitability and made legacy costs like retiree health benefits and the infamous Jobs Bank devastatingly high.

Company 12

Company Franchising Fixed Costs Banking 12

Harvard Business Review

SEPTEMBER 8, 2016

At first, the causes of free fall appear to be external: a global financial crisis, a banking system collapse, government deregulation, or, more common, a new business model or technology harnessed by a nimble insurgent competitor. But these forms of external turbulence tend to be the trigger of free fall, not the cause.

Company 8

Company How To Business Model Engineering 8

Harvard Business Review

JANUARY 7, 2014

The boom-bust tendencies of Wall Street mean we need tougher capital requirements for banks, Greenspan now says, and maybe even a forced return to the partnerships that once dominated investment banking. That tells you a great deal about forecasting. This is the reason why everybody missed September the 15th, 2008. And I say a bubble.

Long-term 11

Long-term Banking Short-term Finance 11

Harvard Business Review

FEBRUARY 25, 2015

If you had asked Singaporeans in 2010 to identify a successful local start-up, they might have paused for a few minutes before mentioning Creative Labs. With the cautionary notes in mind, I arrived in Singapore in March 2010. Singaporeans are not,” critics would respond. “Name a Singapore start-up.

Entrepreneur 8

Entrepreneur Incubator Venture Capitalist Innovation 8

Harvard Business Review

OCTOBER 27, 2015

While 44% of EU residents shopped online in 2014, a paltry 15% bought from another member state; barely up by six and a half percentage points since 2010, according to the European Commission’s (EC) “Digital Agenda Scoreboard 2015.” A major reason for this deficit is insufficient investment. billion in 2014.

Crisis 8

Crisis McKinsey Policies Globalization 8

Harvard Business Review

MAY 12, 2014

This led to a zillion lawsuits from phone companies and other non-cable ISPs, but in 2005 the Supreme Court decided that the FCC was within its rights to make that call. The 2005 Supreme Court dissent arguing that of course cable broadband was a common-carrier telecommunications service was the work of arch-conservative Antonin Scalia.

Telecommunications 8

Telecommunications Open-book Content Information 8