Harvard Business Review

JULY 4, 2014

Today, almost every industry is vulnerable to the effects of digitization and to what Accenture calls “Big Bang Disruption.” The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. Google bought U.K.

Insurance 15

Insurance Disruptive Innovation Industry Innovation 15

Michael Lee Stallard

JANUARY 21, 2011

Recently, SAS was named number 1 on Fortune’s “100 Best Companies to Work For” list for 2010. He spoke of using parallel processing, a form of artificial intelligence, to create new solutions that address thorny risk management issues faced by financial services institutions such as banks and insurance companies.

Software 287

Software Conference Long-term Entrepreneur 287

CO2

OCTOBER 15, 2010

Our nation is in need of answers on just about every front: health-care, terrorism, ethnic rifts, Iraq, financial industry concerns, the home foreclosure epidemic, infectious diseases, and climate change. Too many recent crises have occurred because of decisions made by too few—in the auto and financial industries, for instance.

Health Care 87

Health Care Executive Coaching Strategic Planning Politics 87

Harvard Business Review

JULY 4, 2014

Today, almost every industry is vulnerable to the effects of digitization and to what Accenture calls “Big Bang Disruption.” The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. Google bought U.K.

Insurance 8

Insurance Disruptive Innovation Industry Innovation 8

CO2

OCTOBER 15, 2010

Our nation is in need of answers on just about every front: health-care, terrorism, ethnic rifts, Iraq, financial industry concerns, the home foreclosure epidemic, infectious diseases, and climate change. Too many recent crises have occurred because of decisions made by too few—in the auto and financial industries, for instance.

Health Care 74

Health Care Executive Coaching Strategic Planning Politics 74

Harvard Business Review

MARCH 25, 2015

Life insurance is – or should be – a central element in most households’ financial planning. Yet life insurance sales have been on a steady decline for years. According to LIMRA , the life insurance industry trade association, the number of individual holders of life insurance in the U.S.

Insurance 8

Insurance Policies Productivity Products 8

Harvard Business Review

DECEMBER 31, 2012

Specifically, what if the government partnered with business to create a new category: a $100B gun safety and enjoyment industry? The automotive industry is a useful analogy, for both safety and enjoyment. But one key factor is the legal requirement to have auto insurance if you drive a car (vs. is, "will my insurance go up"?

Industry 8

Industry Insurance Automotive Cost 8

CO2

DECEMBER 10, 2010

Each industry, organization, divisions, units or people will have differing criteria of how they make decisions. When you are making a decision you likely have a mental model that works in your head. For me a breach in organizational or personal values is a non-starter. It forces you to make better decisions. John Sullivan FORA.tv

Executive Coaching 79

Executive Coaching Brainstorming Tools Decisionmaking 79

CO2

DECEMBER 10, 2010

Each industry, organization, divisions, units or people will have differing criteria of how they make decisions. When you are making a decision you likely have a mental model that works in your head. For me a breach in organizational or personal values is a non-starter. It forces you to make better decisions. John Sullivan FORA.tv

Executive Coaching 68

Executive Coaching Strategic Planning Brainstorming Execution 68

CO2

JUNE 29, 2010

Therefore, leaders adopting an evolutionary psychology approach to followership must do all they can to align followers’ goals with those of the organization and insure that the benefits people accrue outweigh the costs of working for the leader, as followers will either mutiny or leave if goals are misaligned or inequities are perceived.

Executive Coaching 129

Executive Coaching Execution Blog Self-aware 129

Harvard Business Review

DECEMBER 5, 2017

The recent announcement of CVS’s $69 billion deal to acquire Aetna brings an insurer together with a large network of primary care providers: CVS has built more than 1,100 Minute Clinic locations inside its pharmacy stores in 33 states and the District of Columbia. Therefore, we are seeing disruption in the hospital industry.

Health Care 8

Health Care Insurance Incentives Venture Funding 8

Strategy Driven

NOVEMBER 29, 2010

Instead of focusing on what clients liked about their industry, they chose to plan their strategy around what customers liked the least and improve upon it. Think about what people dislike most about your industry, service, or product offering. In the first quarter of 2010 alone, they acquired 1.4 What solutions can you offer?

Wilde 62

Wilde Tactics Advertising Brand 62

Harvard Business Review

JUNE 8, 2018

The impact investment industry is growing rapidly, a fact that many of us in the field celebrate. In 2010, J.P In 2010, J.P Impact investing can learn from the history of microfinance — the provision of debt and other financial services to the poor — an industry that was at a similar stage 15 years ago.

Microfinance 8

Microfinance IPO Real Estate Industry 8

Harvard Business Review

OCTOBER 30, 2017

Employers and insurance companies — not end consumers — call the shots on what kind of care they will pay for. In most industries, disruption comes from startups. In most industries, disruption comes from startups. The Whole-Person Approach. It has partnered with Boston-based startup Iora Health.

Health Care 8

Health Care Innovation Insurance Disruptive Innovation 8

Harvard Business Review

APRIL 18, 2017

Driven by a fear of losing out, companies in many industries have announced AI-focused initiatives. A few years later they were caught napping when online upstarts disrupted industries such as music, travel, news, and video, while transforming scores of others. How it will impact business, industry, and society. Insight Center.

Insurance 10

Insurance Video Long-term Project 10

Harvard Business Review

DECEMBER 27, 2012

But I have found some of the most interesting and compelling journalism in the aftermath to be focused on the firearms industry, itself, and how it is regulated (or isn't). Robert Cyran and Reynolds Holding in Reuters asking why, in a country that has mandatory car insurance, we don't have mandatory gun insurance? TUM TEE TUM.

Insurance 14

Insurance Technology Media Review 14

Harvard Business Review

OCTOBER 11, 2018

trillion on health care , or more than $10,000 per person, which is twice as much as any other industrialized country. If the Affordable Care Act unravels in the near term, the number of insured could creep back up to 50 million, the level in 2009. America spends $3.3 Imagine what that must be like. The question is: Could U.S.

Health Care 8

Health Care Insurance Cost Price 8

Harvard Business Review

SEPTEMBER 22, 2014

While wage inequality between firms appears to be growing across geographies and without regard to worker productivity, it does vary by industry and pay grade. The increasing inequality between companies is sharpest in finance, insurance, and real estate, followed by communications. Making the top 0.1%

Bryson 11

Bryson Hedge Company Real Estate 11

Harvard Business Review

JANUARY 19, 2011

In 2010, we conducted the first evaluation of how the program is working for the state's employers and workers, six years after it began operation. California's paid family leave (PFL) program is structured as an insurance scheme, similar to unemployment insurance. Our research has yielded three major findings.

Insurance 14

Insurance Bond Cost Report 14

Harvard Business Review

SEPTEMBER 7, 2012

Research published by Rosalind Bergemann in 2010 among workers who voluntarily chose to become independent reveals that 74% of respondents cited a lack of employer engagement as their principal reason for leaving. Often, contingent workers say that their full-time employment experience that convince them to strike out on their own.

Insurance 16

Insurance Agility Project Cost 16

Harvard Business Review

APRIL 9, 2018

“If you went to bed last night as an industrial company, you’re going to wake up this morning as a software and analytics company.” Netflix was founded in 1997; Blockbuster went bankrupt in 2010. Now, Netflix is targeting other entertainment providers and is set to disrupt yet another part of its industry.

Disruptive Innovation 12

Disruptive Innovation Innovation Business Model Human Capital 12

Harvard Business Review

NOVEMBER 23, 2010

Comments The Right CEO Personality for Process Improvement I recently argued that in industries such as distribution and logistics (Amazon, FedEx, UPS), process manufacturing (Exxon), insurance (Aetna), restaurants (McDonalds), and retail banking (Bank of America, Citibank, Wells Fargo), continuous process improvement is essential.

Process 15

Process CEO Insurance Banking 15

Harvard Business Review

DECEMBER 7, 2018

As one accountant based in Japan during 2010, explained , “there was a big rush of inquiries about schemes that might be used either to split out salaries or defer part of it.” Instead, the independent auditor is effectively chosen by the company’s chairman, subject to board approval.

Committee 8

Committee Chief Financial Officer Document Execution 8

Harvard Business Review

MARCH 8, 2012

one that could create a resurgence in competitiveness compared to other wealthy industrial countries. than in other industrialized countries. Indeed, between 2000 and 2010, the annual average growth rate of 20- to 29-year-olds in the U.S. However, we see one striking omission about demographic patterns in the U.S., in the U.S.

Health Care 10

Health Care Human Capital Education Insurance 10

Harvard Business Review

APRIL 6, 2016

In many industries, the capital required to build an asset of minimum efficient scale is growing. Two companies transfer selected similar assets into a joint venture in order to support the orderly management of capacity in their industry and reduce the risk of prices spiraling downward. This all presents CEOs with a tough dilemma.

Co-Opetition 8

Co-Opetition Operations Cost Technology 8

Harvard Business Review

FEBRUARY 14, 2013

That time came in 2010, reports The Guardian , when two aging Swedish financiers attended Freak Guitar summer camp in bucolic Härsjösand outside Gothenburg. Union membership fell in 2012 to its lowest level since 1916, even in the wake of 30 years of wage stagnation, growing income inequality, and cutbacks in pensions and insurance coverage.

McKinsey 8

McKinsey Consensus Management Short-term 8

Harvard Business Review

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. We did not observe an obvious selection bias in which industries hired lawyer CEOs.

CEO 8

CEO Accrual Accounting Pharmaceuticals Banking 8

Persuasive Powerhouse

AUGUST 1, 2010

» Five Ways to Disarm an Angry Mob August 1st, 2010 | Author: Mary Jo Asmus Many years ago, as an inexperienced young woman working in corporate benefits, I did not have the skills to give a group of angry employees a presentation on a life insurance benefit that was changing. curious: August 7, 2010 at 5:29 pm You are right.

Audience 220

Audience Brainstorming Blog Insurance 220

Harvard Business Review

MARCH 1, 2011

Think instead about other industries. Convenience and coordination are the standards for most industries - but medicine falls far short. The stimulus bill of 2009 allocated $30 billion for health care IT, and the Affordable Care Act of 2010 allowed significant changes in the way Medicare pays for services.

Health Care 15

Health Care Biotechnology Mayo Pharmaceuticals 15

Harvard Business Review

SEPTEMBER 27, 2013

Fortune It was perhaps this summer''s most chilling business story: the suicide of Zurich Insurance Group CFO Pierre Wauthier, who left a note condemning the company''s chair, Josef Ackermann. According to this investigation it can, with overdoses of the drug claiming the lives of more than 1,500 Americans between 2001 and 2010.

Review 8

Review CFO PR Analysis 8

Harvard Business Review

SEPTEMBER 12, 2012

In fact, industry-friendly regulations prohibit the FDA from using comparative effectiveness to approve new drugs. See The Risks of Prescription Drugs (Columbia 2010). It's so obvious, and employers think they are managing drug costs through their pharmacy benefit managers (PBMs) and insurers.

Business Model 15

Business Model Company Pharmaceuticals Price 15

Harvard Business Review

APRIL 29, 2015

From time to time, the basis of competition in an industry shifts so dramatically that shifting with it requires a new long-term vision that calls for the organization to do things it never would have done in the past. For MedStar, a key new-growth initiative involved becoming a large health care insurer , not just a provider.

Strategy 8

Strategy Long-term Health Care Insurance 8

Harvard Business Review

NOVEMBER 22, 2010

Throughout the news and business coverage, the feeling that sustainability is crucial to the future of the country and its industries is palpable. China Hi-Tech Fair ready to highlight emerging industries ," which describes Chinas largest tech show going on this week in Shanghai. Follow him on Twitter at @GreenAdvantage. And on and on.

NGO 14

NGO Chemicals Guidelines Telecommunications 14

Harvard Business Review

JUNE 5, 2013

When Steve Jobs later recounted the story at a conference panel in 2010, the audience erupted in laughter. Which industries should we expand to? We think one approach to building this judgment is to look more freshly at the companies in your own industry. My job is to get everyone to row in the same direction.".

Strategy 8

Strategy Competitive Advantage Industry Survey 8

Harvard Business Review

MARCH 16, 2011

But in our industry, it's very hard to argue that gender diversity is anything less than key. How strange, then, that in the industry as a whole there has been little focus on gender within lending institutions. One result was the innovative supplemental health insurance product MFW launched in April 2010.

Microfinance 14

Microfinance Diversity Banking Trends 14

ExactHire - Leadership

JUNE 8, 2021

Higher health insurance costs are a downside of being a small business. Companies that partner with a PEO can leverage the PEO’s size when purchasing health insurance and other group benefits. The PEO will also carry workers’ compensation and liability insurance. PEO Group Insurance. PEO Benefits.

Insurance 59

Insurance Human Resources Compliance Health Care 59

Harvard Business Review

MARCH 15, 2016

In 2010, when Mark Bertolini, CEO of Aetna, began articulating a strategy to invest billions to transform from a health insurance company to a health care company, analysts grumbled. Paint a compelling future vision of your industry ecosystem grounded in emerging customer needs. “Then get out of our stock.”

Short-term 8

Short-term Long-term CFO Wiseman 8