College has changed a great deal in the last 25 years. For one thing, we have an urgent crisis of college affordability. Due to skyrocketing tuition, the average student in the U.S. now graduates with about $30,000 in student loans. Simultaneously, colleges are facing crises of completion — only about 50% of matriculating students ever complete a degree — and employability. More than 40% of new and recent graduates are underemployed in their first job. And for those who are underemployed in their first job, two thirds are underemployed five years later, and half are underemployed a decade later.