Harvard Business Review

MARCH 1, 2018

This trend has important ramifications for the out-of-pocket prices (e.g., A growing body of research says that insurers raise out-of-pocket costs in part to avoid sick enrollees. Insurance markets are failing to deliver. health care landscape. copays and coinsurance) that insurers require patients to pay.

Cost 8

Cost Insurance Incentives Policies 8

Harvard Business Review

SEPTEMBER 9, 2015

During an economic crisis, the exaggerated decline in orders can be especially damaging to upstream suppliers that have high fixed costs tied to production assets. It reached a peak on June 12 and then proceeded to lose over 40% of its value by the end of August despite efforts by the Chinese government to prop up the market.

Supply Chain 8

Supply Chain Retail Crisis Operations 8

Harvard Business Review

OCTOBER 13, 2015

These include the widespread adoption of health plans like Silver plans on state exchanges that require subscribers to share at least 30% of the costs up to a specified limit and the introduction of technology to allow consumers to make informed decisions such as Castlight Health’s price-transparency tools. Insight Center.

Health Care 8

Health Care Insurance Price Cost 8

Harvard Business Review

DECEMBER 25, 2013

seasonality, trends, etc. Further, sales variation can get widened much more when it comes to financial variation because of fixed costs. Along the same lines, a 5% drop in revenue can result in a 50% drop in market cap. will help with understanding the next variable, variation.

Business Intelligence 8

Business Intelligence Information Technology Uncertainty Fixed Costs 8

The Horizons Tracker

MARCH 23, 2023

.” The Matthew Effect Indeed, far from technology being found to disrupt incumbent operators, the data suggests that investments in digital technology are largely ensuring that dominant incumbents can entrench their strong market position and fight off any upstarts. They also ponder whether it’s a trend that is likely to continue.

Creativity 118

Creativity Innovation Trends Information Technology 118

Harvard Business Review

OCTOBER 5, 2017

It could be because “software development typically requires large upfront fixed costs,” meaning that firms that are already pretty large are the ones who can afford to invest in it. “Once a firm ‘invents’ good management it will then grow rapidly and dominate the market,” Bloom argues.

Document 8

Document Industry Software Fixed Costs 8

Harvard Business Review

MAY 8, 2012

Skype , for example, competes with fixed-line carriers by offering free mobile Skype calls. Google has its own contender in the market, Google Voice. Bharti's innovative business model converted fixed costs in capital expenditure to a variable cost based on usage of capacity. The trend is spreading.

Outsourcing 10

Outsourcing Wireless Telecommunications Core Competence 10

Harvard Business Review

AUGUST 31, 2018

has slowed , and that in most industries the biggest firms have higher market share than they did a decade ago. Despite those trends, our research suggests that technology can in fact provide an advantage to small and new firms. In recent research, we studied the adoption of cloud computing across U.S. businesses.

Technology 10

Technology Agility Fixed Costs Software 10

Harvard Business Review

JANUARY 5, 2017

Political campaigns are marketing campaigns, messages aimed at selling a product. Yet by 2004 its market share was down to 3%. It focused its efforts on earning a majority share of Europe’s digital classified advertising market (a product that connects buyers and sellers). Bigger marketing budgets may not pay off.

Media 11

Media Advertising Fixed Costs Content 11