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Universities Are Missing Out on an Explosive Growth Sector: Their Own

Harvard Business Review

The National Association of College and University Business Officers Study on Endowments reveals that endowments are performing enviably — with returns of near 12% in 2013. Thus, the asset managers are more comfortable with hedge funds, real estate holdings, and trading strategies than in market opportunities in education.

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Don't Abandon Crowdfunding -- Manage It

Harvard Business Review

will not be legalized until 2013). Sure, this amount pales in comparison to the $282 billion that U.S. banks lent (without real estate as collateral) to small businesses in 2011, according to the FDIC. More than 80% of campaigns in this category have raised more than $25,000.

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Can Lending Technology Revive America???s Small Businesses?

Harvard Business Review

The majority of small businesses rely on such loans, and in the fall of 2013 alone, 37% of small businesses applied for credit. Financial crises hit sources of collateral like real estate particularly hard, and this has negatively impacted smaller firms credit scores.