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Equifax and Why It’s So Hard to Sue a Company for Losing Your Personal Information

Harvard Business Review

Equifax finds itself in a crosshairs not seen since the 2013 Target breach; the legal and regulatory repercussions are coming at record speed. The breadth of the information held, and thus potentially compromised in the recent breach, is staggering.

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Can Lending Technology Revive America???s Small Businesses?

Harvard Business Review

The majority of small businesses rely on such loans, and in the fall of 2013 alone, 37% of small businesses applied for credit. Financial crises hit sources of collateral like real estate particularly hard, and this has negatively impacted smaller firms credit scores.

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Research: The Digitization of Banks Disproportionately Hurts Women Entrepreneurs

Harvard Business Review

since 2013 , and shrank by more than 1,700 in 2017 alone. As opposed to meeting with entrepreneurs, this model is largely based on financial reporting information, credit scoring, and the quality of accessible assets as collateral. In the United States, the total number of bank branches has dropped by 8.2%