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Can Lending Technology Revive America???s Small Businesses?

Harvard Business Review

AUGUST 11, 2014

The majority of small businesses rely on such loans, and in the fall of 2013 alone, 37% of small businesses applied for credit. Financial crises hit sources of collateral like real estate particularly hard, and this has negatively impacted smaller firms credit scores. Finance Small/medium business Technology'

Technology 9
Technology Banking Class Real Estate 9
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Research: The Digitization of Banks Disproportionately Hurts Women Entrepreneurs

Harvard Business Review

SEPTEMBER 19, 2018

since 2013 , and shrank by more than 1,700 in 2017 alone. In Sweden, for example, the portion of approved bank loans to small and medium-size enterprises has decreased by 15% over the last 10 years , and roughly 60% of all ventures in need of external financing have reported difficulties in accessing financing for their investments.

Banking 8
Banking Entrepreneur Finance Intangible Assets 8
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