Harvard Business Review

DECEMBER 15, 2015

Since 2013, an estimated 16.4 By January 1, 2015, all state-based marketplaces were expected to replace federal funding with state-level financing. Rollout in late 2013 was rocky for the federal exchange (and for some state exchanges when they first launched). The average credit was $270 per month. Burwell, the U.S.

Insurance 8

Insurance Health Care Cost Learning-by-Doing 8

Harvard Business Review

MAY 15, 2013

This is a problem, because without a reasonable definition (or definitions) of culture, we cannot hope to understand its connections to other key elements of the organization, such as structure and incentive systems. Beginning May 1, 2013, I facilitated a discussion around this question on LinkedIn.

Incentives 8

Incentives Definition Pharmaceuticals System 8

Strategy Driven

JULY 2, 2015

Conducted among more than 400 HR professionals, the SHRM survey revealed: Seven out of 10 HR professionals say personal financial challenges definitely have an impact on their employees’ performance. Overall productivity, absenteeism and tardiness, and employee engagement are also affected, according to participants. About the Author.

Education 50

Education Survey Absenteeism Participative 50

Harvard Business Review

MARCH 24, 2017

ICOs are the Wild West of financing — they sit in a grey zone where the U.S. Therefore, they don’t fit into the current definition of a security, and are technically outside of traditional legal frameworks. Since 2013, there’s been about $2 billion invested in blockchain and bitcoin startups from the VC community.

Venture Capitalist 12

Venture Capitalist Due Diligence Finance Long-term 12

Harvard Business Review

OCTOBER 8, 2018

We’ve been teaching and testing Microsoft Excel for a decade, and a survey of several hundred office staff we ran suggests we spend more than 10% of our working lives spreadsheeting , and for those working in research and development or finance, it’s more like 30%, or 2.5 hours a day. Insight Center. Sponsored by Splunk.

Bottom-up 15

Bottom-up Productivity Products Learning-by-Doing 15

Harvard Business Review

DECEMBER 27, 2013

proprietary data shows that the smallest businesses have been growing revenues the fastest: In 2013 alone, micro business revenue on average grew by 2.14% while small business revenue grew by 1.18%. The largest businesses are able to secure financing with relative ease and on strong terms, including historically low interest rates.

Banking 8

Banking How To Finance Committee 8

Harvard Business Review

JULY 12, 2017

In 2013 85% of the world’s transactions were in cash. In this category, we primarily looked at three subcategories: inputs (financing options, talent retention, startup capacity), process (how sophisticated are firms’ business processes, and what’s the level of R&D?), Innovation and change.

Innovation 8

Innovation Policies Technology Politics 8

Harvard Business Review

NOVEMBER 21, 2012

Then there's reconciliation , a process included in a 1974 budget law with a very narrow purpose in mind that was soon exploited by Senate Finance Committee Chairman Russell Long to get tax and spending legislation passed without a 60-vote Senate supermajority. So now, in 2013, they're all due to expire. entry into World War I.

Budgeting 8

Budgeting Bond Committee Commitment 8