Harvard Business Review

AUGUST 28, 2018

PayPal, the electronic payments giant, found itself at a crossroads in 2015. There it had become the market leader for e-commerce payment processing, but by 2015 it had some formidable rivals. Meanwhile the merchant group developed Working Capital, an in-house experiment in small-business lending that PayPal had also started in 2013.

Productivity 8

Productivity Products Decentralization Resistance 8

Harvard Business Review

MAY 19, 2016

It became easier and easier for small enterprises to gain customer reach and awareness (along with working capital). But in 2015, CostCo shifted its affiliation to Citigroup’s Visa. Large companies found themselves competing against a much larger group of rivals, and a more global group, than ever before.

IAM 11

IAM Productivity Products Company 11

Harvard Business Review

AUGUST 30, 2016

To stay competitive, Amazon launched free same-day delivery for its Prime members in 2015. Better predictive ability from rich customer data has another important benefit: Amazon does not keep most of its products in inventory for very long, significantly reducing its working capital requirement.

Advertising 8

Advertising Retail Content Brand 8

Harvard Business Review

APRIL 4, 2016

In 2015, Russia’s government spending was still greater than India’s – at approximately $257 billion— despite the massive devaluation of the ruble. This could mean that they approach the current crisis in the same way they did the ones before, which may not work given differences between crises discussed above.

Depreciation 8

Depreciation B2B Price Crisis 8

Harvard Business Review

JUNE 22, 2015

For instance, the average transit times to move containers from the ports of Los Angeles and Long Beach to Chicago grew from 84 hours at the end of 2004 to 120 hours by early 2015. For instance, a 25% reduction in the time needed to deliver a product or service can double the productivity of labor and of working capital.

Supply Chain 8

Supply Chain Crisis Transportation Tactics 8

Harvard Business Review

APRIL 12, 2017

In 2015 low- and middle-income families devoted about one-third of their earnings to housing, and they have seen housing prices rise 25%–50% since the mid-1990s. When a business, rather than a household, faces such volatility, it responds by building up working capital. It doesn’t have to be that way.

Health Care 13

Health Care Insurance Video Transportation 13

Harvard Business Review

FEBRUARY 7, 2017

By our measures, companies that were managed for the long term added nearly 12,000 more jobs on average than their peers from 2001 to 2015. ” Economic profit represents a company’s profit after subtracting a charge for the capital that the firm has invested (working capital, fixed assets, goodwill).

Long-term 8

Long-term EPS Short-term Management 8