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Sustainable Investment Funds Can Encourage Worse Behavior

The Horizons Tracker

Sustainable behaviors The researchers scrutinized the emissions records of more than three thousand major corporations spanning the years 2002 to 2020. What we find is that when green firms experience a change in their cost of capital, their emissions don’t change substantially,” the researchers explain.

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How Banks Can Compete Against an Army of Fintech Startups

Harvard Business Review

However, the current meager market share held by online lenders masks immense potential: Morgan Stanley estimates the total addressable market for online SME lenders is $280 billion and predicts the industry will grow at a 47% annualized rate through 2020. Banks’ cost of capital is typically 50 basis points or less.

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Why Europe's Carbon Woes Matter to the Whole World

Harvard Business Review

The supply of carbon credits is fixed through 2020 — not by a regulator or a committee, but by law. Share prices for European utilities and industrial companies have fallen too, threatening a wave of credit downgrades and increasing companies'' cost of capital. So the European carbon market clearly has a design flaw.

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