Strategy Driven

JANUARY 27, 2020

While you may be able to get approved for a loan to purchase a home or car with bad credit, these loans will have a higher interest rate. This means you will be paying back a lot more to the lender due to your high credit risk. Taking the time to look at your credit report before applying for a loan is a great idea.

Credit Scoring 66

Credit Scoring Insurance Credit Risk Report 66

Harvard Business Review

AUGUST 24, 2016

That’s great advice and not just for startups. We have a lot of newer businesses that come to us for credit and we need to do due diligence on them. So it’s an incredibly labor intensive process for us to verify whether they are a good credit risk.”

Company 8

Company Team Due Diligence Banking 8

Harvard Business Review

FEBRUARY 9, 2016

For example, financial firms have been able to enhance credit risk capabilities through the ability to process seven years of customer credit transactions in the same amount of time that it previously took to process a single year, resulting in much greater credit precision and lower risk of credit fraud.

Chief Financial Officer 8

Chief Financial Officer Chief Information Officer Agility Metrics 8

Harvard Business Review

JANUARY 7, 2014

I was sitting there 18-and-a-half years, getting an extraordinary amount of advice from everybody under the sun. In fact I think the evidence probably is conclusive that a necessary and sufficient condition for a bubble is a prolonged period of economic stability, stable prices, and therefore low risk spreads, credit-risk spreads.

Long-term 11

Long-term Banking Short-term Finance 11