Harvard Business Review

SEPTEMBER 7, 2016

Experiment #5: Microfinance Institutions. In emerging markets, microfinance has been a key economic engine in helping low-income households fund businesses and other important purchases in daily life. If our customers are liquidity constrained and risk averse to purchasing a pricey item, was there a model to solve for that?

Marketing 8

Marketing Microfinance Retail Development 8

Harvard Business Review

FEBRUARY 1, 2017

Firms are realizing what microfinance has known for a while: Local self-policing groups, or village headmen who police honor codes, can hedge cash flows in far-flung places. Toyota and Yamaha have found motorbike customers through such social group structures.

Microfinance 8

Microfinance Hotels Entrepreneur Incubator 8

Harvard Business Review

MARCH 4, 2013

This makes sense to Milaap.org , a social enterprise in Bangalore that crowdsources low-cost capital for microfinance institutions through its online platform. Give Us Feedback and Get a Free HBR Article. Similarly, Twitter followers are more numerous when the venture is active on Facebook and LinkedIn.

Entrepreneur 8

Entrepreneur Microfinance Media Follow-up 8

Harvard Business Review

OCTOBER 8, 2015

When those in the group that had the job givers question pulled off their masks, they discovered that Muhammad Yunus , a Nobel Prize winner for his microfinance work, had been with them, listening carefully to all their suggestions. And it worked. Business conferences can be boring affairs, where few meaningful, lasting connections are made.

Conference 8

Conference Microfinance Creativity Participative 8

Harvard Business Review

AUGUST 15, 2016

.” Laudable as these may be, USAID, the State Department, and other government agencies should really be backing programs that stimulate and support scalable, innovative, job-creating businesses – the kinds of companies that are antidotes to mass unemployment and economic hopelessness, not microfinance.

Microfinance 8

Microfinance Policies Entrepreneur NGO 8

Harvard Business Review

MARCH 9, 2011

Yesterday was International Women's Day and there were many articles and blog posts championing the idea that anti-poverty philanthropy should focus on women and girls (see, for instance, Mary Ellen Iskendarian's post for The Conversation ). Consider the undeniable costs of a caricatured bias toward women.

Microfinance 14

Microfinance Globalization Long-term Class 14

Harvard Business Review

JUNE 20, 2012

Grameen Bank, the microfinance bank in Bangladesh, is well known for its use of peer groups: Self-formed clubs of five to 10 people, usually women, share responsibility for microloans. This blog post was excerpted from Erik Simanis' article " Reality Check at the Bottom of the Pyramid " in the June issue of the magazine.

Bottom-up 10

Bottom-up Microfinance Price Banking 10

Harvard Business Review

FEBRUARY 2, 2011

Microfinance (Bangladesh), securitization of revenues (Saudi Arabia), and royalty-pay-back funding (Israel) were all invented overseas. His most recent Harvard Business Review article (of four) is How to Start an Entrepreneurial Revolution. We don't innovate in entrepreneurial finance enough in the U.S.:

Venture Capitalist 15

Venture Capitalist Entrepreneur Microfinance Finance 15

Harvard Business Review

JANUARY 28, 2016

Currently, impact can mean anything from venture investments in new health technologies to microfinance loans in Peru; from affordable housing in the US to renewable energy in India; from social impact bonds to private equity funds that create jobs.

Class 8

Class Microfinance Supply Chain Education 8

Harvard Business Review

AUGUST 17, 2016

And if you need access to money, crowdfunding platforms and microfinance options make that easier than ever. To be a freelance worker today, you need an internet connection and a service to sell, whether it is coding, copywriting, or cartoon drawing. To be a taxi driver, you need a car and a GPS. To be a hotelier, you need a spare room.

Drucker 8

Drucker Microfinance Licensing Entrepreneur 8

Harvard Business Review

MAY 30, 2018

For example, one microfinance organization that is dually devoted to advancing a social mission and being commercial viable says employees are both “social workers” and “bankers.” Organizations also share the responsibility of normalizing complexity in the workplace.

How To 11

How To Learning-by-Doing Examples Participative 11

Harvard Business Review

FEBRUARY 18, 2013

As Amar Bhide said in " Bootstrap Finance: The Art of Start-ups " (a 20-year-old HBR article that is an uncanny precursor to today's "lean startup" meme), traditional business planning processes are less relevant to bootstrappers — where resilience trumps planning and energy trumps experience. Why the World Needs Tri-Sector Leaders.

Entrepreneur 10

Entrepreneur Planning Taylorism Taylor 10