Harvard Business Review

OCTOBER 13, 2011

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Most audits and regulations of banks are focused on certifying the integrity of data and controls. The truly critical issue, though, is the integrity of banks' assumptions about consumer behavior.

Banking 10

Banking Pharmaceuticals Microfinance Risk Management 10

Harvard Business Review

APRIL 4, 2012

In low-income countries, according to World Bank data in a recent paper by the consultancy Dalberg, 43% of businesses with between 20 and 99 employees say that access to finance is a major constraint. The goal is "to develop sustainable banking products which are more accessible for qualified candidates and women in general."

Entrepreneur 14

Entrepreneur Globalization Microfinance Finance 14

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. At the program's peak, 700 pumps covered 27,000 acres, with the loans constituting 9% of BRAC's total microfinance portfolio. Immerse yourself in the details.

Technology 18

Technology Microfinance Banking Document 18

Harvard Business Review

JUNE 13, 2012

And their intuition isn't baseless: As the bottom-of-the-pyramid concept shifted into the public eye and attracted the criticism of the development sector, the standards for judging the impact of a venture aiming to serve low-income consumers seemed to get a lot tougher. The microfinance industry is a rare D and E success story.

Microfinance 13

Microfinance Prahalad Bottom-up Banking 13

Harvard Business Review

AUGUST 1, 2013

Sasikala, a Block Development Officer (BDO), talked to the Kodapattinam villagers about microfinance , only Shantha, of all the villagers, saw the opportunity and took action. The bank (in this case Indian Bank ) would then loan a matching amount, bringing the available funds to $400.

Microfinance 8

Microfinance Innovation Committee Banking 8

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. At the program's peak, 700 pumps covered 27,000 acres, with the loans constituting 9% of BRAC's total microfinance portfolio. Immerse yourself in the details.

Technology 8

Technology Microfinance Banking Document 8

Harvard Business Review

JANUARY 22, 2015

” Microfinance and other market-based interventions don’t generally reach them. Discussion abounds in the development sector today about the best ways to empower the poor. At BRAC , where I work, we call this subset the “ultra-poor.” If we’re to end poverty, we can’t ignore them.

Microfinance 8

Microfinance BHAG NGO Participative 8

Harvard Business Review

MAY 2, 2014

That year, two global headlines raised the profile of social enterprise: Mohammed Yunus and the Grameen Bank won the Nobel Peace prize. And Bill Gates announced he was shifting his priorities from software development to social impact by moving full time to his foundation. In the broader U.S.

Entrepreneur 12

Entrepreneur Microfinance NGO Mission Statement 12

Harvard Business Review

MARCH 17, 2014

Under the broad umbrella of impact investments lie myriad sectors, asset types, and investment products, most of which still need to be developed and understood. sanitation, housing, mobile banking). First, impact investing needs time to develop. Impact Investing in the Future: Developed clusters across the spectrum.

Development 8

Development Microfinance Biotechnology Exit Strategy 8

Harvard Business Review

AUGUST 15, 2016

” In less mature economies and fragile regions of the world, entrepreneurs are just as, if not more, critical to livelihoods and development. Among the initial findings : more effective programs emphasize communication skills, networking, and organizational structure over developing finance and accounting skills.

Microfinance 8

Microfinance Policies Entrepreneur NGO 8

Harvard Business Review

JUNE 20, 2012

Grameen Bank, the microfinance bank in Bangladesh, is well known for its use of peer groups: Self-formed clubs of five to 10 people, usually women, share responsibility for microloans. Peer groups also drive up the size of sales transactions: A single sale aggregates the demand of many customers.

Bottom-up 10

Bottom-up Microfinance Price Banking 10