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5 Facts Everyone Should Know About Home Loans Before Applying

Strategy Driven

Whether through a bank or a credit union, like Rivermark Community Credit Union, home loans are a necessary step for homeownership. The chief purpose of FHA-backed loans is to make it easier for people with lower incomes to afford bank and credit union home loans. Fact #4: Money in the Bank (Probably) Won’t Count.

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When a Country is Facing Political and Human Rights Issues, Should Businesses Leave or Stay?

Harvard Business Review

First, consider short-term profits and sanctions, and the cautionary tale of French bank BNP Paribas. According to Reuters reporting , until a few years ago the bank operated in Sudan, a country whose government was under U.S. The compass that was guiding the bank was a financial one. sanctions, like Iran. .”

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How Likely Is Your Industry to Be Disrupted? This 2×2 Matrix Will Tell You

Harvard Business Review

Previously strong barriers to entry have perished; fixed assets such as car fleets, hotels, bank branches, and landline infrastructure have become weaknesses. One way is by reducing dependence on fixed assets. Another is by taking underused assets and monetizing them.

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In Beijing and Washington, Business as Usual

Harvard Business Review

Americans interested or invested in China should expect no major initiatives soon: no quick rollback of state-owned enterprises or reform of the banking system, no early experimentation in political reform, and no major change in Chinese-American relations. My guess is no, and yes, but if you don't know, don't feel alone.

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The Three Reforms China Must Enact: Land, Social Services, and Taxes

Harvard Business Review

Failure to present a groundbreaking new vision risks leaving in place old economic drivers, especially the over-reliance on fixed-asset investment, that have created serious challenges such as China’s “ghost cities” and high levels of local government debt.

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