Mills Scofield

JUNE 16, 2013

This week''s post is by Andy Posner , Co-Founder & Executive Director of Capital Good Fund ( CGF ), a non-profit microfinance organization targeting the root causes of poverty through innovative micro-loans and personal financial coaching. Maybe you can help! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~.

Innovation 161

Innovation Microfinance Business Model Self-aware 161

Harvard Business Review

OCTOBER 5, 2016

We recently conducted a literature review of rigorous academic studies of financial service innovations among the very poor to find out what services and products would unlock the most value for those at the bottom of the pyramid. And third, digital platforms can facilitate innovation in product and service design.

Microfinance 11

Microfinance Insurance Banking Bottom-up 11

Harvard Business Review

AUGUST 1, 2011

Microfinance has come under fire in the past 18 months, triggered in part by SKS Microfinance's IPO. Critics complain that the institutions supporting microfinance have become too greedy, and many are using this as an argument to deeply regulate or, even more, cut support to microfinance operations. I hope not.

Microfinance 13

Microfinance IPO Bottom-up Finance 13

Harvard Business Review

MARCH 16, 2011

We're a network of microfinance organizations; we exist to share practices and develop the leadership skills required by a sector that has grown up fast. And as you might be aware, microfinance is a phenomenon that, while it did not set out to be "for women," has mainly turned out to be.

Microfinance 14

Microfinance Diversity Banking Trends 14

Harvard Business Review

AUGUST 1, 2013

Although she was poor in resources, she possessed the innovation mindset shared by many game changers: they see and act on opportunities , use "and" thinking to resolve tough dilemmas and break through compromises, and employ their resourcefulness to power through obstacles. She was awarded the bank''s matching micro-credit loan.

Microfinance 8

Microfinance Innovation Committee Banking 8

Harvard Business Review

OCTOBER 13, 2011

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Most audits and regulations of banks are focused on certifying the integrity of data and controls. The truly critical issue, though, is the integrity of banks' assumptions about consumer behavior. Data suggests that these are not sufficient.

Banking 10

Banking Pharmaceuticals Microfinance Risk Management 10

Harvard Business Review

MARCH 22, 2013

That's easier said than done in a world where most product innovations are geared toward the rich. We can take some lessons from Bangladesh, where BRAC is heading full steam into mobile banking with bKash (bikash means "growth" in Bengali), which is now the largest mobile banking provider in the country.

Technology 18

Technology Microfinance Banking Document 18