Get What’s Yours Rise to the Top Demonstrates Our Insecurity


GetWhat'sYoursCoverWhat does it say about Americans when a book about Social Security zooms to the top of the best-seller lists?

I say we are just insecure.  Or uninformed.  Or panicky.  Or lots of things.

As a elixir, book readers are buying Get What’s Yours:  The Secrets to Maxing Out Your Social Security (Simon & Schuster, 2015) by Laurence J. Kotlikoff, Philip Moeller, and Paul Solman.

Here is where the book stands on Amazon.com as I write this today:

The book is # 3 on the Wall Street Journal hardcover business best-seller list and # 4 on the non-fiction list.  I cannot find updates for the Bloomberg Business Week.  The book’s website claims that it is a New York Times best-seller, but I cannot verify that this morning as I write.  But, since the book has only been out since February 17, 2015, its rise to the top is meteoric.  It certainly did not hurt sales when Jane Pauley said this is “an indispensable and surprisingly entertaining guide for anyone who is retiring or thinking of retiring with all of the Social Security benefits they’ve earned.” With a flurry of endorsements from financial experts, many readers must have flocked to the physical and on-line outlets to see what it says.  Or, it likely did not hurt when the summary on Amazon.com proclaimed, “Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You’ve paid all your working life for these benefits. Now, get what’s yours.“
And, who wouldn’t be interested in a book with a summary from such as this:  “It tells you precisely which months you should collect retiree, spousal, survivor, divorcee, parent, and child benefits to achieve the highest lifetime benefits.  Maximize My Social Security incorporates all Social Security provisions and options for singles and married couples.“
Who are these authors?  The book’s website provides these details:

Laurence Kotlikoff

Laurence J. Kotlikoff is William Fairfield Warren Distinguished Professor and a professor of economics at Boston University.  He is also president of Economic Security Planning, Inc., a company specializing in financial planning software.  His company websites are ESPlanner.com and MaximizeMySocialSecurity.com.  He is author or co-author of sixteen books, including Spend ‘Til the End and The Coming Generational Storm (both with Scott Burns).  His work has appeared in The New York Times, The Wall Street Journal, The Financial Times, Bloomberg, Forbes, The Economist, Huffington Post, and other major publications.  He has served as a consultant to the International Monetary Fund, the World Bank, governments around the world, and major U.S. corporations including Merrill Lynch, Fidelity Investments, and AON.  In addition, he has provided expert testimony on numerous occasions to committees of Congress.  He lives in Boston.

Philip Moeller writes about retirement for Money magazine, the PBS website Making Sen$e, and other media outlets.  He is also a research fellow at the Sloan Center on Aging & Work at Boston College, and the founder of Insure.com, a site for insurance information that has provided original insurance content to the Web’s leading business portals, including Microsoft, Yahoo, America Online, and MarketWatch.  Formerly a contributing editor at U. S. News & World Report, he has spent forty years as an award-winning financial journalist, Internet entrepreneur, and corporate communications executive for a Fortune 500 financial services firm.  He lives in Richmond, Virginia.

Paul Soloman

Paul Solman is the longtime business and economics correspondent for The PBS NewsHour.  His many awards for work in business journalism include Emmys, Peabodys, and a Loeb award.  He is also a Brady-Johnson Distinguished Practitioner at Yale University, where he teaches in the Grand Strategy course, as well as teaching at New Haven’s Gateway Community College. He has been a member of the Harvard Business School faculty and a visiting professor at his alma mater, Brandeis.  Solman has written for numerous publications, from Forbes to Mother Jones, co-authored (with Thomas Friedman) Life and Death on the Corporate Battlefield, and wrote the introduction to Morrie: In His Own Words, created entirely from interviews with his former Brandeis sociology professor, Morrie Schwartz (of “Tuesdays with Morrie” fame).  He lives in Newton, Massachusetts.

We won’t have this book at the First Friday Book Synopsis in Dallas, as we don’t include individual-based finance books in our monthly coverage.

But that doesn’t mean that plenty of our attendees will find this important to read.  While they won’t identify themselves, I am sure we get some people who are insecure, uninformed, and panicky about their retirement years.  Maybe they. and many others will find this book a great relief to that anxiety.

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