Green Bonds Benefit Companies, Investors, and the Planet

Harvard Business

The past five years have seen explosive growth in “corporate green bonds” issued to finance climate-friendly projects. While investors bought just $3 billion of these bonds in 2013, they scooped up $49 billion worth in 2017, bringing the total sold since 2013 to $113 billion at an average of $308 million per offering. Despite this boom , little is known about the impact of these bonds. Green bond offerings are also associated with a 2.4%

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Forming Stronger Bonds with People at Work

Harvard Business

But we can easily overlook the importance of these bonds. ” Alex discovered that Ming-Jer was struggling with a chronic illness that was straining his finances and his relationships. Connecting with others is at the heart of human nature. Recent research emphasizes that the power of connections can help us be creative, resilient, even live longer.

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How Blockchain Is Changing Finance

Harvard Business

Money, equities, bonds, titles, deeds, contracts, and virtually all other kinds of assets can be moved and stored securely, privately, and from peer to peer, because trust is established not by powerful intermediaries like banks and governments, but by network consensus, cryptography, collaboration, and clever code. The unstoppable force of blockchain technology is barreling down on the infrastructure of modern finance.

What Will It Take to Make Finance More Gender-Balanced?

Harvard Business

We overheard male classmates bond with internship interviewers about fantasy football drafts. It is no wonder we came to fear our gender would keep us from achieving the same level of success as our male peers in finance. We turned to those most able to effect change in finance: the professionals actively working in the field. Family-friendly policies alone may not be enough to drive change in gender equality in finance. shutterjack/Getty Images.

One Way to Finance Tech Startups Outside of Superstar Cities

Harvard Business

Local innovation bonds could help fund ventures in new areas. Economy Entrepreneurship Innovation Digital Article

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The Social Impact Bond as Ironclad Arrangement

Harvard Business Review

If you care about social innovation and haven't already heard about social impact bonds, let us be the ones to tell you about them. In fact, we've written about them before, and they've been well described by others , so we'll keep this description brief: The social impact bond is a new financing approach that lets societies benefit from risk-taking on new ideas for social programs, without asking their governments to foot the bills for experiments that don't pan out.

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Protecting Investments for the Novice

Strategy Driven

Not everyone enters the world of financial investments with the confidence and know-how of a finance expert, despite what folks want you to think. These funds can help diversify your investments and allow you to purchase stocks, bonds and other investments all at once.

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Women, Finance the World You Want

Harvard Business Review

When she's not at work managing a portfolio that consistently outperforms relevant benchmarks, you can find her at home buying and bearing bonds. So if you feel uncomfortable as an investor, here are two bullets to pack in your pistol: Investing is about financing dreams. Some of the dreams I finance are close to home. Investing also finances the kind of world we want. Finance Gender

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The Future of Cities Depends on Innovative Financing

Harvard Business Review

In traditional financing models, it’s just not possible for investors to see their way to a financial return based on some abstract added value of the integrated whole. This is where a new financial product, social impact bonds (also known as pay-for-success contracts), can play a role. Social impact bonds were conceived to tackle social problems that can be objectively measured, such as recidivism. Social impact bonds could be one of the most innovative and effective.

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7 Interesting Reasons to Invest In Platinum Today

Strategy Driven

Liquidity, in business, refers to the ability of an asset like stocks and bonds to be turned into cash with ease. StrategyDriven Editorial Perspective editorial perspective managing your finances platinum market Practices for Professionals strategydriven

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Leaving La Contea

Chris Brady

  But there is something special aboutgetting to know someone, learning their background, building a bond.

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CEO Spotlight: Greg Heller, CEO of HCR Wealth Advisors

CEO Insider

When I was in college, I really enjoyed corporate finance classes and classes on economics. I took a masters class (upper division) that focused on stocks, bonds, and the markets (NYSE, NASDAQ). What’s the story behind how you became a financial advisor and got to where you are?

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How the Insurance Industry Can Push Us to Prepare for Climate Change

Harvard Business

Catastrophe bonds are high-yield bonds, sponsored by local governments and issued by reinsurance companies, that do not pay out in the event of a catastrophe. These bonds act as insurance for local governments, protecting them from the financial risk of disasters. Catastrophe bonds are triggered when specific parametric triggers are reached by a disaster, such as a specific storm surge height for a hurricane.

Six Types of Stakeholders Leaders Need to Influence

Career Advancement

Strong relationships allow a client to understand how a leader thinks and what she cares about, building a bond of trust. Finance departments. Finance departments are another group of stakeholders that leaders must influence in order to gain their trust as well. Leaders must show the finance department that their projects are good investments for the company. “Leadership is not about a title or a designation. It’s about impact, influence and inspiration.

High Performing Organizations

Coaching Tip

Despite the diverse range of industries--business, sports, technology, finance, education, and the arts--each of these successful institutions share a common bond: they are world-class industry leaders and have repeatedly outperformed their competition. "At

Leading Virtual Teams: 12 Powerful Ways to Lead a Team You Can’t See

RapidStart Leadership

As a friend of mine in the finance industry pointed out, successful teamwork under these conditions is all about finding creative ways to shrink the distance between you and the team. Overcome the distance by setting up a place for casual communication; think of it as a virtual water cooler to reinforce the social bonds of your team. If you are leading virtual teams, one of the most important outcomes of a conference is strengthening the trust and social bonds among your teammates.

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How to Invest and Make Money Daily: 9 Key Ideas & Strategies

Strategy Driven

Micro investing apps automize personal finance investing daily. Invest in Bonds. Interest rates on bonds are not striking, but investing in bonds is the safest way to invest money and get a long-term regular return.

9 Team Building Activities Your Entire Staff Can Enjoy

Strategy Driven

In theory, organizing team building activities is a perfect way to get your team to get to know each other outside the office and form a stronger bond within the office as a result. Purpose : Bonding.

Getting Insurance or Opening a Bank Account: Which Is a Wiser Choice?

Strategy Driven

These situations not only take a toll on your physical and emotional health but also your finances. Investing means a lot of things: it can be a real estate property, bonds, stocks, or insurance policies. Life can be unpredictable.

Stephen Schwarzman’s 25 Rules for Work & Life

Leading Blog

This is where he really learned about finance and discovered his strengths. Meeting people early in life creates an unusual bond. B LACKSTONE chairman, CEO, and co-founder Stephen Schwarzman has written a book about the potential that can be realized when you combine personal responsibility with ambition. What It Takes: Lessons in the Pursuit of Excellence chronicles his life leading up to the founding of Blackstone and the journey to build it into what it has become today.

Six Easy Ways To Raise Capital For Your Business

Strategy Driven

You should definitely look for available options of personal financing if you are ready to take risks and comfortable with the potentially bad consequences. All of them offer term loans, invoice financing, lines of credit, cards, cash advances and much more.

Putting Your Cash to Work in Real Estate

Coaching Tip

And despite the housing market's weakness, Mr. Messina believes that originating home loans in the current environment, when many economists believe housing is at or near bottom, is less risky than putting money in the volatile stock market or opaque bond market. "I I can't drive by and look at those [stocks and bonds]," says Mr. Messina, who is 35 years old.

How to Start a Used Car Business

Strategy Driven

It’s not even enough just to know everything about cars and their features; you also need to have a sound understanding of business finances, licensing and legal requirements in terms of permits and taxes. Finance Your Business. Most new business owners need help when financing a start-up. You will also need to get a surety bond which means your customers are financially protected when buying from you, should you fail to meet your obligations.

How do you start your own business

Strategy Driven

Find ways to manage your finances efficiently and effectively in order not to spend your entire capital in one place. Furthermore, the state can legally bind you to acquire surety bond insurance, under the federal law that you might not even know about. Life teaches us important things.

9 Team Building Activities Your Entire Staff Can Enjoy

Strategy Driven

In theory, organizing team building activities is a perfect way to get your team to get to know each other outside the office and form a stronger bond within the office as a result. Purpose : Bonding. How many people are in the finance department” or “How many windows are there in the office?” However, finding the right activity for everyone if you are running a company that has multiple departments can be a real challenge.If

I Love Capitalism!

Leading Blog

With 40% of college graduates going into finance, he tells them that that’s a big mistake. “I I would look in the most superficial way at the companies whose stocks and bonds I was selling: I never truly understood how those businesses worked. I N ONE WAY OR ANOTHER, we all feel a bit entitled. Entitlement, writes John Townsend in The Entitlement Cure , “is the belief that I am exempt from responsibility and I am owed special treatment.”

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How to Build Team Culture One Test at a Time

RapidStart Leadership

Those sorts of things are good to help bond you together. Following the stock market crash of 2008, finances were shaky, and Chapman was under heavy pressure to start laying people off. We all recognize that building team culture is important We know a strong team culture can have a huge positive impact on team effectiveness, employee engagement, and overall productivity. The question is, where does it come from? How do we build it?

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STUDY: Less Negative Spillover of Paid Parental Leave than Hyped

HR Digest

It has been introduced to decrease gender inequality and for bonding with children. There are three states, California, New Jersey, and Rhode Island, which offer paid family leave and finance it through payroll taxes that pay into the states’ existing temporary disability insurance programs.

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Investors Always Come Back … Even to Argentina

Harvard Business Review

Argentina lost big to a group of American “vulture” hedge funds in court last week, when the Supreme Court declined to reconsider an appeals court decision that the funds had the right to demand that the country make good on a bunch of old bonds they owned even though it long ago renegotiated the terms of that debt with most creditors. They also have the option of issuing bonds under their own law. Economy Finance Global business

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The Importance of Setting Investment Goals

Strategy Driven

Investing is one way of “beefing up” your finances, so to speak. Parents may purchase stocks and bonds for their minor children, turning them over when they mature.

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How to Fix Financial Capitalism? Focus on Ethics

Harvard Business Review

It has forgotten, as economist Robert Shiller writes in Finance and the Good Society , that "financing is really creating the architecture for reaching a goal. The goals served by finance originate with us. Finance is not about making money per se. Both cash and bonds are perceived as "safe" and "conservative," but they have embedded in them significant risks to investor's economic well-being. Ethics Finance Leadership

Three Reasons the Euro Zone Deal Won't Work

Harvard Business Review

Yields on sovereign bonds fell immediately following the deal's announcement. For example, the generic yield on Ireland's nine year sovereign bonds fell from 7.1 The real lender of last resort should be the ECB, but it is constitutionally impaired from doing so, while there is no buyer of last resort for the weaker sovereign bonds in the Eurozone. The total bond stock of Spain and Italy is approaching 3 trillion-with-a-T Euros. Economy Finance Global business ESM

Workplace Gossip | N2Growth Blog

N2Growth Blog

People who participate in gossip often times view their activity as being politically savvy when in fact gossip is the tool of insecure, rank amateurs… I’ve written often on the importance of building solid relationships through displaying a consistency of character, creating a bond of trust, making good decisions, and striving to help others succeed.

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Deflation Will Take the Majority by Surprise

Coaching Tip

When your finances are in trouble, sometimes you have to unload precious items to survive. Bonds No Safe Haven from Stock Market Risk. Google searches offer an insightful glimpse into economic expectations. The last thing on the minds of most people is deflation. It''s easy enough to determine that with a quick quiz -- and that quiz is found in the just-published Elliott Wave Theorist.

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Interpreting the FDIC Survey of Unbanked and Underbanked Households

Harvard Business Review

Along with a number of my colleagues in finance, I take a "functional approach" to understanding the financial system. Our work supports initiatives such as diverting tax refunds into savings bonds, leveraging our national obsession with lotteries to create new savings products, and encouraging savings in non-bank channels through pre-paid cards. The FDIC results reflect serious research on the state of American finances, and they should be applauded for their work. Finance

Question the Euro Crisis

Harvard Business Review

How it could end, badly, with a bank run through the European bond market or the collapse of confidence around Greece, Spain or Italy, is well understood. The lack of a real lender-of-last-resort central bank (an accident waiting to happen), a cross-border bank liability resolution regime (a mugging), and the possibility of bond-spread divergence (a self-inflicted wound) were known but ignored. Economy Finance

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Why Sit on All that Cash? Firms Uncertain on Cost of Capital

Harvard Business Review

This is the key finding of the Current Trends in Estimating and Applying the Cost of Capital research released this week by the Association for Financial Professionals, a trade group of 16,000 corporate treasury and finance practitioners. AFP conducted the Cost of Capital Survey in October 2010 and received answers from 309 chief financial officers, treasurers, vice presidents-finance, and assistant treasurers. Budgeting Finance Strategic planning CAPM

Put Time on Your Team

Strategy Driven

The commitment of finances, organizational energy, and resources – human and otherwise – can be daunting. You will be facing a buyer network likely consisting of representatives from purchasing, finance, legal, and other corporate functions relevant to the organization’s specific needs. The most important functional bond to create – no doubt – is the executive-to-executive. The sales cycles can be long and drawn out when selling to large enterprise organizations.

Safeguarding Your Business Profits

Strategy Driven

Depending on how you have structured your finances, your business may be showing a profit on paper, but still be liable for repayments to investors for instance. Once your business liabilities are confirmed, look at your personal finances. There is an extensive choice of different types of investment available, from high-risk shares to low-risk long-term assets, property investment, bonds, foreign exchange, cryptocurrencies, and many more.

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How Amazon Trained Its Investors to Behave

Harvard Business Review

The Barron's article mentioned that a 690 million euro convertible bond sale in February had bought Amazon some more time (the list was based on 1999 year-end data) — but that the company would still run out of cash in 21 months. Well, he's a hedge fund veteran who has always taken a skeptical view of Wall Street, treating it more as a loopy rich uncle than the efficient information processor of standard finance theory. billion in bonds the year before).

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The Downside of the Fed’s Increasingly Complicated Expectations Game

Harvard Business Review

And in fact the prices of the particular financial assets that the Fed announced that it will buy less of, Treasury bonds and mortgage-backed securities, did drop slightly on the news Wednesday. As economist Barry Eichengreen put it in the FT , the announcement of the start of the “taper” — the unwinding of the Fed’s bond-buying efforts — was widely expected. Economy Finance Managing uncertainty

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The Brighter Side of Decades of Disappointing Investment Returns

Harvard Business Review

John Authers, in Thursday''s FT , musters up the evidence (or at least the opinions) that bonds and stocks are both likely to deliver paltry returns for years to come. And London Business School''s Elroy Dimson, Paul Marsh, and Mike Staunton, in a Credit Suisse report cited by Authers that''s a few months old but it is well worth downloading and taking the time to read , make a pretty convincing case that the equity and bond returns that came to be perceived in the U.S.

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Grading Britain's Independent Banking Commission Report

Harvard Business Review

But loans to corporations and to individuals (mortgages, for example) might be just as risky as collateralized bonds that were, after all, collateralized on loans in the first place. Maybe even riskier as loans tend to be less tradable than collateralized bonds. It would seem more logical to restrict retail banks to investments in high grade securities, such as short-dated government bonds, that matched deposits in terms of maturity and liquidity. Economy Finance Politics