Developing a Strong Work Ethic Takes Work

Your Voice of Encouragement

We were all about the same age and from similar economic backgrounds, so it wasn''t a difference in generations or finances. It’s rooted in the development of a strong work ethic in childhood. Parenting Strong Work Ethic Personal Stories Personal Responsibility

Ethics 103

How to Fix Financial Capitalism? Focus on Ethics

Harvard Business Review

It has forgotten, as economist Robert Shiller writes in Finance and the Good Society , that "financing is really creating the architecture for reaching a goal. The goals served by finance originate with us. Finance is not about making money per se. Restoring trust and confidence requires commitment to and investment in professional and business ethics. Here are a few examples: Commit to a gold standard code of ethics and professional conduct.

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The Importance of Testing in an E-marketing Campaign

Women on Business

Home About Contributors Contact Advertise Write for Us Submit a Guest Post Businesswomen Bloggers Directory Submit Your Blog Discounts & Resources Free Magazines and Publications for Business PR Newswire Jobs Career Center Education Center Submit a Press Release Businesswomen-News Books & Videos by Susan Gunelius and the Women On Business Team Suze Orman Personally Addresses Women on Business Readers Jan 17 The Importance of Testing in an E-marketing Campaign By Veronica Eyenga Traditional direct marketing, whether using print media, direct mail or television, has always used testing as a prelude to a large direct marketing campaign: that is, before committing huge dollars to a large campaign, smart marketers test strategies and offers on a small, targeted audience before rolling the campaign out to the masses. The same principles apply to e-marketing: before rolling out a campaign to a large audience, test it on a small one. Here’s how: Search and Research Examine your existing clients and see how that translates into potential prospects. Look at what your competitors are doing. What strategies are successful? Which ideas can you modify and apply? Are they using email blasts, social networking, relationships with key bloggers? How does their e-marketing supplement their traditional marketing? Create a Benchmark Traditional direct marketing always uses a control piece as the benchmark, generally with an A/B split test. The same idea works for e-marketing. For example, if you have an email list of 100,000 prospects, select every 100th prospect to create a test list of 1,000. Send the email you’re using now (this is your control, or “A”)) to 500 names, and send your proposed new email (“B”) to the other 500. Give each a unique response device, perhaps using different landing pages, to track the results. Then test the winner the same way against another concept, offer or design, and track the results again. Once you’ve found the most successful campaign, roll that out to the rest of your list. Alexa Isn’t Just a Girl’s Name How is your campaign affecting your web traffic? How much web traffic do your competitors receive? The free website ranking tool, Alexa.com, will provide the traffic you and your competitors are getting every day. If your email blast, for example, is designed to drive prospects to your website, you’ll see very quickly how effective it is. You can also see if your competitors are aggressively marketing by tracking their web traffic, and compare your results to theirs. Never Stop Testing Continue to test new campaigns and new variables against your control piece, and don’t be afraid to switch when a new campaign tests stronger. Some of the things you should vary and test are: • Promotion offered • Price • Free offers • Graphics • Free Trial • Color • Font • Mail Format • Length • Day and time of emailing • Subject lines and body copy • Response device (reply to email, visit website, etc.) Timing is Everything The time of day, in addition to which day of the week the email is sent out, plays a huge part in how successful your marketing campaign is. Take into consideration who the receiver is, at what part of the day they check their emails – morning, evening, throughout the day – and what time zone they are located in. Generally, Monday mornings are good for news digests but bad for email campaigns. Fridays are often weak days for email campaigns as well. This, of course, varies according to the product/service offered. Tracking is Everything, Too Track the recipients who click on a link, open your email or visit your website, as well as how many unsubscribe. Look at the number of prospects who buy (or become clients) from each email or campaign. How do their average orders vary? Is the sales cycle longer or shorter with different emails? There’s no such thing as too much tracking or analysis: those numbers are a goldmine of knowledge. Whatever you do, keep in mind that ongoing testing is critical to your company’s success in the future. By testing your marketing campaign, you gain more time, money and experience for future projects. Related posts: The Marketing Mix Made Easy to Understand and Use While creating your annual marketing plan, using a combination of. Has Email Marketing Become Obsolete? Even though we are bombarded with thousands of emails per. The Most Effective Way to Improve Your Marketing We are just past the midpoint of the second quarter. 6 Best Tips to Online Cost Effective Marketing Is your business experiencing stagnation with the Recession? If so, How to Drive ROI on Direct Mail Guest post by Elizabeth Lombard, manager of postal carrier education, Pitney. Categories : Uncategorized Leave a Comment Subscribe to and Follow Women On Business Subscribe to the Women On Business Newsletter Sponsored by Tradepub.com Connect with Susan Gunelius Publish Your Press Release on Women on Business Submit your press release to be published in the Business Women News section. Sponsors Education Opportunities Career Opportunities Jobs by Simply Hired Job list provided by WomensJobList.com Discounts & Freebies Discount PR Newswire Free Magazines Awards & Recognition Categories Books for Businesswomen business development Businesswomen Bloggers Businesswomen Interviews Businesswomen Profiles Career Development Communications Contests customer service decision-making Discounts & Offers Equality Ethics Female Entrepreneurs Female Executives female executives Finance Global Perspectives Guest Posts Human Resources Issues International Business job satisfaction Job Search Leadership Legal and Compliance Issues Management Marketing Networking Online Business personal development Press Releases public relations Recognition Resources & Publications Retirement and Savings Reviews Sales Statistics & Facts Statistics & Facts Strategy Success Stories Technology Uncategorized Videos Women Business Owners Women On Business Women On Business News Women On Business Roundtable Women On Business Sponsors Work at Home/Telecommute Work-Home Life Workplace Issues Archives Select Month January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 May 2010 April 2010 March 2010 February 2010 January 2010 December 2009 November 2009 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 February 2009 January 2009 December 2008 November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 Partners & Affiliations KeySplash Creative Conversations Staking Your Brand’s Claim in the Digital World Susan Gunelius Talks Branding and Social Media Marketing with Stiletto Woman Magazine 10 Marketing Trends for 2011 Building Your Brand with Social Media 10 Steps to Start with Social Media Marketing Blogging Help from About.com Blogging Google Updates Page Ranks Free Valentine's Day Social Media Icons 64 Blogging Jobs Listed in About.com Blogging Forum Blogger Launches Web Fonts to All Users Learn WordPress.com Business Women News Press Releases TV Host Jane Velez-Mitchell Says: The Future is Female TV Host Jane Velez-Mitchell Says: The Future is Female College Level Training for Virtual Assistants in High Demand Women on Business Copyright © 2011 All Rights Reserved | Privacy Policy Flexx Theme by iThemes Powered by WordPress

It's Your Country.Lead It!

Coaching Tip

For our children's future, America needs to get better by reengineering our shared values and implementing a united ethical purpose. Despite waitressing to supplement her 20-year career as a support specialist at a cable company, the woman said that her finances are strained as utility bills, gas prices and the expenses of her two daughters keep growing. The American Dream is dying. .

Class 97

Some Ideas To Help Accelerate Your SWOT Analysis

Six Disciplines

Products and Services (price, quality, Finances (stability, profitability, debt to equity ratio). Organizational (leadership, accountability, commitment, engagement). Cultural (values, ethics). A SWOT analysis is a tool used to assess an organization''s strengths, weaknesses, opportunities and threats. The purpose of using the SWOT tool is to uncover or reveal the organization''s competitive advantages, and what opportunities (sales, profitability) to capitalize upon.

SWOT 89

Ideas To Help Accelerate Your SWOT Analysis

Six Disciplines

Products and Services (price, quality, Finances (stability, profitability, debt to equity ratio). Organizational (leadership, accountability, commitment, engagement). Cultural (values, ethics). A SWOT analysis is a tool used to assess an organization's strengths, weaknesses, opportunities and threats. The purpose of using the SWOT tool is to uncover or reveal the organization's competitive advantages, and what opportunities (sales, profitability) to capitalize upon.

SWOT 102

If the Auditors Sign Off, Does That Make It Okay?

Harvard Business Review

Why did he commit fraud? He began the presentation by admitting he committed fraud and taking full responsibility for his actions. Fastow suggested that to avoid falling into an ethical trap he should have asked himself the right questions: Am I only following the rules or am I following the principles? Fastow said we can begin by understanding that structured finance is like steroids: a little can cure many illnesses, but a lot can destroy your organs.

Why Companies Are Blind to Child Labor

Harvard Business Review

For example, Apple says that whenever it finds an underage worker in its supply chain, it sends the child home safely, continues paying his or her wages, and even finances the child’s education and offers employment once doing so is legal. Ethics Psychology Social responsibility Articl

Statesman vs. Politician | N2Growth Blog

N2Growth Blog

Contrast this with a statesman who keeps commitments, is motivated by service above and beyond self, and by making a lasting positive difference.

Blog 425

Manager vs. ?

Lead on Purpose

I think about the things I manage (personal finances, household, a team of people). If you’re not committed to your product (and I’ve known PM’s who weren’t) then you are definitely not an “owner&# by my definition.

A Guilty Conscience = A Great Hire??? :: Women on Business

Women on Business

In fact, those that have the tendency to feel guilt are more likely to assist colleagues, are more committed to their organizations, and are perceived by their peers as strong leaders.

3 Responses to be Thankful For

Women on Business

On the other hand, please note it commits you to nothing with regard to changing your lifestyle/romantic relationships/politics/personal grooming choices/childrearing policies, or any of the other topics that appear to be fair game when any family gathers to give thanks.

Where Teamwork Thrives in the Money Management Industry

Harvard Business Review

Loyalty and commitment. At the other end of the "important" spectrum, Focus Elite leaders show an unusual commitment to getting the trust factor right. Finance Leading teams Organizational culture

10 Ways to be a Better Team Player :: Women on Business

Women on Business

By communicating your expectations you are also letting your team know what you are able to commit to and that will set their expectations of you, so do not over promise. Commitment to the group is transparent and will send a strong message to any teammates that might be on the fence.

Team 189

Is a Corporate Board Seat in Your Future? :: Women on Business

Women on Business

Look at the opportunity strategically and focus not only what you can contribute, but what this commitment can do for you.

Why Do Corporations Need A Single Purpose?

Harvard Business Review

A generation of economists, finance theorists, business school professors, and would-be governance experts has embraced the notion that companies exist only to maximize "shareholder value.". Some want their firms to make informal commitments to build employee and customer loyalty that will pay off in the future. Others who plan to sell soon want firms to opportunistically renege on such commitments. Finance Leadership

5 Important Things to Remember as an Entrepreneur :: Women on Business

Women on Business

You will be a source of encouragement to others thereby keeping yourself encouraged, focused, and committed to success.

8 Traits of Ineffective Leaders | N2Growth Blog

N2Growth Blog

Lack of Focus and Follow-Through : Those leaders who lack the focus and attention to detail needed to apply leverage and resources in an aggressive and committed fashion will perish.

Blog 429

Guest Post: Watch Out for Flying Monkeys!

Lead on Purpose

Pressured with executive leadership commitments (usually in front of sales and customers) your team begins ducking and dodging the monkeys while trying to focus on bringing the right products to market. Commitment – demonstrate commitment to your product’s success.

Taylor 142

Leadership & Influence Summit | N2Growth Blog

N2Growth Blog

link] ATIG Mike, authenticity and transparency for better and ETHICAL business.

People Do Business With You…But Why?

Women on Business

We are committed to designing smart marketing strategies – not the flashiest or most complex.

Definition of Leadership | N2Growth Blog

N2Growth Blog

The Ten Commandments and the Sermon on the Mount are all the ethical code anybody needs.&# - Harry S.

Katrina Markoff Named Woman of the Year by American Express and.

Women on Business

To prove her commitment to what she calls the ‘lifestyle component’ of her business, her employees participate in a weekly yoga class at the office.

Leadership Self Examination | N2Growth Blog

N2Growth Blog

They will not compromise their value system and personal ethics for temporary gain. Great leaders don’t major in the minors and understand that the main thing is to keep the main thing the main thing…Great leaders are committed to not losing focus and not giving-up. They are committed to both personal and professional growth.

Blog 294

Pack Some Energy into Your Lunch :: Women on Business

Women on Business

Makes Commitment to Renewable Energy by Becoming a Member of the U.S.

Energy 164

Leadership & Political Correctness | N2Growth Blog

N2Growth Blog

I don’t know about you, but it’s almost as if we have raised a generation of leaders who feel they have a moral and ethical obligation to be politically correct – WRONG.

There's Still Time

Women on Business

The answer lies somewhere in the commitment I’m willing to make to each day. I have some work to do but I am committed to finding balance.

Fraser 192

The Big Picture of Business – Business Success Checklist

Strategy Driven

Strategic Plan includes provisions for refinancing, equity and debt financing. Finance charges are negotiated. Commitment toward collaboration and working with other companies. The organization maintains and lives by an ethics statement. When you own and operate a business you need to have certain procedures for an efficient and seamless function. Sometimes the difficulty of managing your time makes for a haphazard operation.

w Can You Make Your Resolution a Reality? It's all in the Timing

Women on Business

Home About Contributors Contact Advertise Write for Us Submit a Guest Post Businesswomen Bloggers Directory Submit Your Blog Discounts & Resources Free Magazines and Publications for Business PR Newswire Jobs Career Center Education Center Submit a Press Release Businesswomen-News Books & Videos by Susan Gunelius and the Women On Business Team Suze Orman Personally Addresses Women on Business Readers Jan 11 w Can You Make Your Resolution a Reality? It’s all in the Timing By Susan Gunelius Post by Frances Cole Jones , contributing Women On Business writer “Timing: the alpha and omega of aerialists, jugglers, actors, diplomats, publicists, generals, prize fighters, revolutionists, financiers, dictators, lovers.” Marlene Dietrich didn’t speak often, but in this instance it was worth waiting for. I bring this up today as it is currently the time of year when we are fired with resolutions, goals, plans…. But while our New Year’s resolutions are at the forefront of our mind, our sense of purpose may already be tinged with doubt, dread, dismay, etc, as we realize that it’s not enough for us to want or need to re-shape our lives. We need to consider the lives of those impacted in order for us to be truly effective. Why? Because although most of us pay lip service to the idea of “waiting until the time is right,” we also live in a culture of immediate gratification, which I believe has thrown off our sense of timing, and causing distortion in our judgment—ranging from the slight to the extreme—but inevitably causing an enormous amount of unnecessary push/pull within our relationships. For instance, we send someone an email requesting their participation, reaction, decision, and because we know when we sent it, we have a pre-conceived idea about when we might hear back from them. When we don’t, we begin our internal storytelling, ‘He must be thinking this,” “She must be doing that.” And while this might seem a small thing, it’s small like a hangnail: until it’s addressed, it occupies an inordinate amount of our mental space. For example, we might call a long-term customer on the day his annual report is due, and take it personally when he doesn’t have the bandwidth to give us feedback on our new product offering, or we might take rejection personally when a new sales call tells us it’s not a good time, not knowing that he’s late for his anniversary dinner. We don’t recognize that these are important plot points in the other person’s life. So how can you begin to raise your awareness of the importance of timing in a relationship? One way is to watch a little more TV or a few more movies. (I bet you didn’t see that coming.) I recommend this because most of have heard of television shows and screenplays having ‘beats’: moments within their structure where we feel the need for something to happen. Beginning to think of a relationship having ‘beats’ is one way to step back from the particulars of the situation and look at the larger whole. What’s an example of ‘beats’ with a movie? Well, screenplay calculator offers the following formula for a screenplay of 110 pages: Opening Image: pg 1 Establish Theme: pgs 1 – 5 Setup: pgs 1 – 10 Inciting Incident: 12 Debate – Half Commitment: pgs 12 – 25 Turn to Act II: 25 Subplot intro by: pg 30 Fun – Games – Puzzles: pgs 30 – 55 Tentpole – Midpoint – Reversal: pg 55 Enemy Closes In: pgs 55 – 75 Low Point: pg 75 Darkest Decision: pgs 75 – 85 Turn to Act III: pg 85 Finale – Confrontation: pgs 85 – 107 Aftermath: pgs 107 – 110 Final Image: pg 110 As you can see, there are multiple moves within the narrative. Similarly, there are likely to be multiple moves within your relationship with another person. Learning to recognize these will help you to know when to show up with the gift, and when to withdraw the olive branch; when to hang back and let time go by, and when to lean in and ask for the favor, the money, the deal—could, in fact, cause you– when someone doesn’t offer you the immediate response you seek—to ask yourself, “Hmmm, I wonder where they are in their thinking/their day? Although I see this as an ‘inciting incident,’ they might be midway through ‘fun, games, and puzzles’ in another conversation; or contemplating their version of today’s ‘darkest decision.’” Keeping these beats in mind is likely to ensure greater proportionality in the beats of your day, and your life— ensuring this year’s New Year’s resolution becomes a reality. Related posts: It’s All in the Timing Post by Frances Cole Jones, contributing Women On Business writer. Resolution Solution: Shop Your Soul If you ever watch the staging or interior re-design shows. Do What You Love, Love What You Do Post by Veronica Eyenga, contributing Women On Business writer Money. Women Leaders and Male Partnership In any learning process, there is a tendency to go. Person, Brand Thyself ‘Today you are you, that is truer than true. Categories : Career Development , Communications , Networking , personal development 1 Comments 1 Tweets that mention w Can You Make Your Resolution a Reality? It’s all in the Timing :: Women on Business -- Topsy.com January 11th, 2011 at 8:11 am [.] This post was mentioned on Twitter by Gretchen Glasscock and others. Gretchen Glasscock said: w Can You Make Your Resolution a Reality? It’s all in the Timing: Post by Frances Cole Jones, contributing Wome… [link] [.] Leave a Comment Subscribe to and Follow Women On Business Subscribe to the Women On Business Newsletter Sponsored by Tradepub.com Connect with Susan Gunelius Publish Your Press Release on Women on Business Submit your press release to be published in the Business Women News section. Sponsors Education Opportunities Career Opportunities Jobs by Simply Hired Job list provided by WomensJobList.com Discounts & Freebies Discount PR Newswire Free Magazines Awards & Recognition Categories Books for Businesswomen business development Businesswomen Bloggers Businesswomen Interviews Businesswomen Profiles Career Development Communications Contests customer service decision-making Discounts & Offers Equality Ethics Female Entrepreneurs Female Executives female executives Finance Global Perspectives Guest Posts Human Resources Issues International Business job satisfaction Job Search Leadership Legal and Compliance Issues Management Marketing Networking Online Business personal development Press Releases public relations Recognition Resources & Publications Retirement and Savings Reviews Sales Statistics & Facts Statistics & Facts Strategy Success Stories Technology Uncategorized Videos Women Business Owners Women On Business Women On Business News Women On Business Roundtable Women On Business Sponsors Work at Home/Telecommute Work-Home Life Workplace Issues Archives Select Month January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 May 2010 April 2010 March 2010 February 2010 January 2010 December 2009 November 2009 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 February 2009 January 2009 December 2008 November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 Partners & Affiliations KeySplash Creative Conversations Staking Your Brand’s Claim in the Digital World Susan Gunelius Talks Branding and Social Media Marketing with Stiletto Woman Magazine 10 Marketing Trends for 2011 Building Your Brand with Social Media 10 Steps to Start with Social Media Marketing Blogging Help from About.com Blogging Google Updates Page Ranks Free Valentine's Day Social Media Icons 64 Blogging Jobs Listed in About.com Blogging Forum Blogger Launches Web Fonts to All Users Learn WordPress.com Business Women News Press Releases TV Host Jane Velez-Mitchell Says: The Future is Female TV Host Jane Velez-Mitchell Says: The Future is Female College Level Training for Virtual Assistants in High Demand Women on Business Copyright © 2011 All Rights Reserved | Privacy Policy Flexx Theme by iThemes Powered by WordPress

The Fallacy of No | N2Growth Blog

N2Growth Blog

No emotional commitment at all. It's not – Unless the request infringes upon our values, moral or ethical standards using no as a response is just intellectually lazy, avoidance or ego centric – imho [link] mikemyatt So Dan, tell me how you really feel All kidding aside, you and I are definitely on the same page here.

Blog 307

Too Big to Manage: JP Morgan and the Mega Banks

Harvard Business Review

But, at the end of the day, it is bank leaders and employees who must take the right business, legal and ethical actions under existing law. Its purpose is to prevent undue business risk, prevent violations of the spirit and letter of formal rules (financial and legal) and to prevent transgressions of global standards (ethics) which an organization imposes upon itself to enhance sound performance or to promote integrity. Boards Ethics Risk management

Attitude Reflects Leadership

N2Growth Blog

An employee is unjustly treated badly, leaves the job upset at the end of the day, on the way home commits road-rage, gets home, kicks the dog, fights with the wife, scolds the kids and causes total misery in the neighborhood. Unless an untreated psychological, neurological or psychiatric condition exists, an inability to change is likely self-inflicted by one or all of the following: no recognition of needed change; no desire to change, or lack of work ethic needed to cause the change.

The Tempting of Rajat Gupta

Harvard Business Review

Competitors whispered that Gupta was committing the most un-McKinsey-like of sins: cutting price to get into new markets. The strategy firms saw some of their best talent head off to startups, which promised untold riches, at least until the Dotbust of 2000, and to Wall Street or Greenwich or wherever the racier genii of modern finance ply their trade. Consulting Ethics Organizational culture

The Big Picture of Business – The Book of Acronyms

Strategy Driven

It is to be just: Committed to customers. Upholding standards of quality and commitment. The person who commits to a path of professional development never stops achieving… and profitably impacts his-her business relationships.

The Big Picture of Business – What Business Must Learn: Putting.

Strategy Driven

How much further should we extend ethics? Sadly, many of the perpetrators did not see lapses in ethics… it was legal and just business to them. By maintaining an awareness of further changing environments, there are further opportunities to be successful, ethical and move ahead of the competition. Yet, most CEOs were never trained on how to be CEOs, with all the responsibility, people skills, leadership and ethical management that must go along with the job.

Cast the Net Wide – Make the Most of Your Promotional Time and.

Women on Business

But commitment guides bravery more than an inherent belief in self-ability! However, before committing, choose the organization of interest EXTREMELY carefully.

Can We Keep Our Biases from Creeping into AI?

Harvard Business Review

But there’s a smaller community of people committed to addressing two more tangible risks: AI created with harmful biases built into its core, and AI that does not reflect the diversity of the users it serves. The quickest way to flip this public perception on its head is to render AI genderless, something I advocate for tirelessly and practice with Sage’s personal finance assistant, Pegg. CSA Images/Printstock Collection/Getty Images.

How Your Leadership Has to Change as Your Startup Scales

Harvard Business Review

They set out a broad vision, provide lofty goals, and model an ambitious work ethic (for recent college grads, it’s not a big leap from “all nighters” to “all weekenders”). laura schneider FOR HBR.

Case Study: Is It Teasing or Harassment?

Harvard Business Review

Sema, a finance manager at the Dutch-British financial services consultancy Dirksen-Hall, had recently transferred from its Ankara office to its headquarters, in Amsterdam. I’m short of money because my finance manager’s too small! There are plenty of finance jobs out there.

For a New Way to Manage Risk, Look to the Past

Harvard Business Review

And getting past the usual employee complaints about the financial sector (long hours, for one), he offers several often-hidden occupational hazards for the stellar university graduates who think they can make it in the industry while also holding on to ethics and personal responsibility. One: "Anyone who works in finance will sense, at least at first, the pressure to know more than he does."

The Social Franchise Model Works in Times of Uncertainty

Harvard Business Review

With ethical, networked leaders involved, a franchise model is the best way to keep an organization running in an unstable area where uncertainty or lack of trust can make it challenging for foreign organizations to operate and deploy funds. Find ethical, networked leaders at the local level.

Become an Extraordinary Leader

Harvard Business Review

To display greater honesty or integrity, for instance, is a matter of following through on commitments, leading by example, demonstrating ethical resolve in adverse circumstances. One of my weaker areas of leadership has always been finance. It's why I still take an occasional finance course. Here's a short quiz: When you brought your report card home in high school did your parents: A) zero in on the C's and say, "What's the matter here?".

The Economics of Why Companies Don’t Fix Their Toxic Cultures

Harvard Business Review

Over the last decade, industries, academics, and the public sector have turned their focus toward culture and ethics in response to the financial crisis as well as misconduct at a broad range of corporations. But the degree of commitment and progress in these efforts has not been even across the industry, and serious and persistent misconduct continues in some businesses. naqiewei/Getty Images.