Harvard Business Review

APRIL 26, 2017

Banks’ cost of capital is typically 50 basis points or less. These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window. SME lending can remain a big business for banks, but only with deliberate choices about where to play and how to win.

Banking 11

Banking Stage-Gate Credit Scoring Competitive Advantage 11

Harvard Business Review

APRIL 2, 2014

You have to be a macro hedge fund, and not only do you the hedge fund manager have to have nerves of steel, your clients have to have nerves of steel. Instead what he says is let’s have financial innovation that is actually helpful. The pot of gold can no longer be just at the end of the rainbow.

CAPM 8

CAPM Discount Price Finance 8

Harvard Business Review

MARCH 1, 2017

But the solution to this innovation logjam has emerged: blockchain. The New York–based venture capital firm Union Square Ventures (USV) broadened its investment strategy so that it could buy ICOs directly. If the world of venture capital can change radically in one year, what else can we transform? Distributed Database.

Finance 8

Finance IPO Banking Venture Capitalist 8