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Four Steps to Fixing Your Bad Data

Harvard Business Review

As one might expect, officials are using the error and S&P's earlier failure to properly rate bundled mortgage products to argue that the downgrade is incorrect. From falsified mortgage applications and bundles of toxic mortgages, to incorrect credit ratings and balance sheets that couldn't be trusted, the financial crisis is as much about bad data as it is about unfettered greed. Information & technology Operations

Three Questions to Ask Your Advanced-Analytics Team

Harvard Business Review

Businesses operate in more spheres than ever — in-store, in-person, telephonic, web, mobile, and social channels. It can hold rich insights — a commonly-cited example being doctors' hand-written clinical notes, which often contain the most important information about patient conditions. The idea is that direct driving behavior over time will be more predictive than traditional proxies such as age, credit rating, or geography. Information & technology