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How Can You Manage Your Small Business Finances More Effectively Using Loans?

Strategy Driven

Also like other types of loans, a business owner’s credit rating can be a deciding factor in whether a loan is approved or not, and it impacts the interest rate of any loan as well. Much like any other loans, they come with interest to pay, and there is also variable loan vs fixed to consider.

Finance 102
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Using Digital Exhaust to Improve Sales

Harvard Business Review

For example, Lattice Engines’ analytics software pulls data from third-party vendors and independent websites including information about firms’ regulatory and compliance activities, changes in credit rating, financial performance, job posting trends and firm-related social media traffic.

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AskObama Is a Meaningless Marketing Stunt

Harvard Business Review

If you want loyalty, you need engagement. You can't buy my "engagement" for a few bucks, you certainly can't have my "loyalty" (because though I might be a mutt, I'm not a pet). Who smoothly said something like: "Duuudes. It's marketing over substance, hype over reality, spin over reform — as usual.

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Use Big Data to Create Value for Customers, Not Just Target Them

Harvard Business Review

To build lasting advantage, marketing programs that leverage big data need to turn to more strategic questions about longer term customer stickiness, loyalty, and relationships. Turning data into action.

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Three Questions to Ask Your Advanced-Analytics Team

Harvard Business Review

Even more broadly, a customer loyalty program can help, since it gives consumers a unique ID that they apply to every purchase, regardless of the channel. The idea is that direct driving behavior over time will be more predictive than traditional proxies such as age, credit rating, or geography.

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Incremental Fixes Won’t Save the U.S. Health Care System

Harvard Business Review

It tallies a net promoter score (a measure of customer satisfaction and loyalty) of 88; the national average for primary care providers is 3. We need the equivalent of Consumer Reports for health care or Morningstar ratings for clinical services. Usually only the Amazons and Nordstroms of the world see such sky-high scores.