Harvard Business Review

NOVEMBER 12, 2013

In financial terms, and especially with regards to credit, governments are no different. As the CEO of a credit business, I’m in a unique position to take a look at how the US actually stacks up. If the government were a business, how would its credit rating look? Longevity is also important.

Credit Rating 8

Credit Rating GDP Budgeting Short-term 8

Harvard Business Review

JULY 11, 2013

It appears that Enron''s final fatal mistake was to try to support its stock price instead of living up to key contractual obligations required to maintain its credit rating. What caused Enron''s bankruptcy was, quite simply, the loss of its investment-grade credit rating. What caused Enron to go bankrupt?

Price 8

Price Credit Rating Finance Chief Financial Officer 8

Harvard Business Review

JULY 8, 2016

A second software tool, currently in pilot stage by Citrix’s GoToMeeting business, uses voice recognition technology to scan conversations between inside sales reps and existing or potential customers, and then analyzes the text to determine which behaviors correlate with positive outcomes such as closing deals or increasing deal size.

Software 9

Software Credit Rating B2B Tools 9

Harvard Business Review

AUGUST 8, 2011

Recent headlines have focused on the debt ceiling , the recent credit rating downgrade , unemployment , and the other thorny fiscal challenges facing the United States. This flight of talented students to work in finance harms all of us because it means that we have fewer "positive spillovers" from innovative activities.

Politics 15

Politics Innovation Incentives Credit Rating 15

Harvard Business Review

JUNE 29, 2015

.” But when the authors distinguished between firms that were public or private pre-buyout, they found that the positive causal effect on innovation was statistically significant only in private-to-private transactions; there was no significant impact in other types of LBOs (public-to-private, secondary , and divisional buyouts).

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

NOVEMBER 6, 2014

Businesses and management experts, in contrast, tend take the opposite position. To begin with, quite a few parts of it are heavily concentrated at a global level (the credit ratings business, for example, or global investment banking), and many more at the national level (just six financial institutions account for 46% of all U.S.

Management 8

Management Crisis Porter Credit Rating 8

Harvard Business Review

NOVEMBER 6, 2014

Businesses and management experts, in contrast, tend take the opposite position. To begin with, quite a few parts of it are heavily concentrated at a global level (the credit ratings business, for example, or global investment banking), and many more at the national level (just six financial institutions account for 46% of all U.S.

Management 8

Management Crisis Porter Credit Rating 8

Strategy Driven

SEPTEMBER 18, 2019

To qualify for OnDeck, you must have a credit score of at least 600 and must have a business history of one year. While OnDeck generally has positive revenues on the website due to the easy financial process and excellent customer relations, it does charge an origination fee of up to 5%.

Working Capital 11

Working Capital Credit Scoring Long-term Short-term 11

Harvard Business Review

JULY 8, 2016

Despite the large number of uncertainties and security threats, the resulting internal migration, both from people in Kurdish areas and from Syrian refugees, had a positive effect on household spending, which increased by 5% in the first quarter of 2016. It covers roughly 70% of Turkey’s GDP.

Tourism 10

Tourism Politics Uncertainty Price 10

Harvard Business Review

DECEMBER 6, 2016

If there is any lingering doubt about the positive impact such a shift would have, note the outsized performance of organizations that are already delivering value-based care. We need the equivalent of Consumer Reports for health care or Morningstar ratings for clinical services.

Health Care 8

Health Care System Insurance Quality 8

Strategy Driven

SEPTEMBER 1, 2011

The second objective of all three parties was the avoidance of a credit rating downgrade. At the time (prior to the actual downgrade), the threat of a credit downgrade forced all three parties to the negotiating table. This particular outcome was a real possibility and in hindsight actually occurred. Additional Information.

Budgeting 56

Budgeting Credit Rating Restructuring Rogers 56