The Horizons Tracker
NOVEMBER 26, 2023
Equipped with business profiles that exceeded the criteria for loan qualification, the Black testers were furnished with even stronger profiles (including higher business income, longer operational history, greater funds in their accounts, and superior credit scores).
Strategy Driven
SEPTEMBER 2, 2018
The ease of credit card use can spell trouble for more impulsive buyers , which highlights the importance of knowing yourself and the ways that you tend to deal with feelings like anxiety. We may think we are above the influence that stress has on our finances, but studies indicate the contrary. High-Interest Rates.
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The Horizons Tracker
NOVEMBER 14, 2023
The attractiveness of an individual’s loan request to potential investors typically hinges on factors such as a favorable credit score and a reasonable loan proposal. Ideological lending This intriguing question formed the basis of a study by the Georgia Institute of Technology.
Strategy Driven
APRIL 17, 2023
These influences can have a solid impact on the working of your business as consumer spending habits change, and the cost of commodities increases or decreases depending on market conditions. Hence, an alternative solution is to discover cost-effective low-credit loans.
Harvard Business Review
FEBRUARY 20, 2015
It created all this anxiety among users, but they didn’t know how to influence the score, what behaviors were being measured. Frei: Of course there will be a score aggregator at some point. Anne Morriss: In the case of Uber, for instance, they were not at all transparent about the fact they were rating customers.
Harvard Business Review
MARCH 26, 2015
That has coincided with marketing’s increased influence on strategy, driven by the unprecedented level of insights into customer behavior and trends that are now possible through analytics. CROs are deeply familiar with the troves of risk data, such as payment habits and internal credit scores, that their companies keep.
Harvard Business Review
SEPTEMBER 19, 2018
As opposed to meeting with entrepreneurs, this model is largely based on financial reporting information, credit scoring, and the quality of accessible assets as collateral. In recent years, however, digitization has led a majority of banks to turn to another model to make funding decisions: a transaction-based model.
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