article thumbnail

Find Your Ideal Job and Build Your Dream Business

Leading Blog

While there are a lot of targeted small business funds that don’t require full collateralization, obtaining funds from your financial institution will be challenging if your debt to equity ratio does not meet their criteria and you don’t have a secondary source of income they can secure against the loan.

article thumbnail

End the Religion of ROE

Harvard Business Review

Financial managers, supported by their bankers, increased their debt-to-equity ratios until capital requirements were imposed—oops, we mean until there was a catastrophic financial crash and a depression. So it's time to address our measurement system seriously at the firm level.

ROE 12