Harvard Business Review

MARCH 8, 2011

On this 100th International Women's Day , it is right to reflect on how women have become the heart of the microfinance industry. It is easy to forget that the initial motivation for microfinance roughly 30 years ago was, to a great extent, gender neutral. But ensuring that microinsurance is designed specifically for women is critical.

Microfinance 15

Microfinance Banking Globalization Insurance 15

Harvard Business Review

SEPTEMBER 7, 2016

Our flagship products are wood-burning stoves that generate electricity from fire while reducing toxic smoke emissions by 90%. Customers have myriad channels to discover new products and shop at outdoor gear retailers to explore, evaluate, and choose what they need. Handi shop customers had never seen a product like ours.

Marketing 8

Marketing Microfinance Retail Development 8

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. That's easier said than done in a world where most product innovations are geared toward the rich. But I'm hardly a naysayer when it comes to tech.

Technology 18

Technology Microfinance Banking Document 18

Harvard Business Review

APRIL 4, 2012

This is particularly true for women entrepreneurs, who rarely hold land in their own names and often have a shorter history in business than men, both of which make them even greater risks in the eyes of most banks, despite the fact that there is no notable gap between men's and women's productivity when all other factors are equal.

Entrepreneur 14

Entrepreneur Globalization Microfinance Finance 14

Harvard Business Review

JUNE 13, 2012

And their intuition isn't baseless: As the bottom-of-the-pyramid concept shifted into the public eye and attracted the criticism of the development sector, the standards for judging the impact of a venture aiming to serve low-income consumers seemed to get a lot tougher. The microfinance industry is a rare D and E success story.

Microfinance 14

Microfinance Prahalad Bottom-up Banking 14

Harvard Business Review

JANUARY 11, 2013

Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua. We know that microfinance alone will not break the poverty cycle.

Microfinance 8

Microfinance Rogers Tourism Engineering 8

Harvard Business Review

AUGUST 1, 2013

Sasikala, a Block Development Officer (BDO), talked to the Kodapattinam villagers about microfinance , only Shantha, of all the villagers, saw the opportunity and took action. Undeterred, Shantha persisted until she persuaded the required number of people to sign up for the microfinance project. Shantha expanded the pie.

Microfinance 8

Microfinance Innovation Committee Banking 8

Harvard Business Review

MARCH 22, 2013

Calling himself the ICT4D jester (using the development jargon for "information and communication technologies for development"), he has no shortage of material. That's easier said than done in a world where most product innovations are geared toward the rich. But I'm hardly a naysayer when it comes to tech.

Technology 8

Technology Microfinance Banking Document 8

Harvard Business Review

JANUARY 18, 2013

Without economies of scale, they argued, developing societies would never develop the efficiencies needed to modernize. To address the needs of youth in developing countries, BRAC launched a girls' empowerment program, Empowerment and Livelihood for Adolescents (ELA), in 2008. So BRAC got into food processing.

Microfinance 8

Microfinance Follow-up Bureaucracy Self-aware 8

Harvard Business Review

JANUARY 22, 2015

” Microfinance and other market-based interventions don’t generally reach them. Discussion abounds in the development sector today about the best ways to empower the poor. trillion each year , 5% of the global gross domestic product. At BRAC , where I work, we call this subset the “ultra-poor.”

Microfinance 8

Microfinance BHAG NGO Participative 8

Harvard Business Review

FEBRUARY 21, 2014

NAF has also established a Research and Development Center in Chennai housing a comprehensive soil testing laboratory, food safety and standards laboratory and a plant tissue culture lab to provide agriculture support services. Over 1,900 beneficiaries have established micro-enterprises for which microfinance has been facilitated.

Innovation 9

Innovation Microfinance Parcell Technology 9

Harvard Business Review

FEBRUARY 1, 2017

Here are three things that Western investors should want from African entrepreneurs: a focus on the top of the pyramid, control over factors of production, and innovation in distribution rather than in products. Factors of Production. Today his Nice Rice Mill processes 70% of the region’s rice production.

Microfinance 8

Microfinance Hotels Entrepreneur Incubator 8

Harvard Business Review

MAY 24, 2012

Take, for example, the issue of economic development. A hybrid approach is exemplified by startup Frogtek, which develops software for local shopkeepers in emerging markets to more efficiently track their inventory, leading to better purchasing decisions and greater profits.

Entrepreneur 15

Entrepreneur Microfinance Market Segmentation Incubator 15

Harvard Business Review

OCTOBER 13, 2011

The pharmaceutical industry also creates products with complex interactions and potentially dangerous side effects. Yet unlike in finance, where distributing risk across institutions is the goal, in drug development the focus is on isolating risk. Here, the protocols from other industries can provide some insight.

Banking 11

Banking Pharmaceuticals Microfinance Risk Management 11

Harvard Business Review

JANUARY 21, 2013

Sure, size can often be correlated to maturity, but we want to know that the service, curriculum, or product the organization is offering has a significant impact on the problem it aims to solve. Successful examples of this approach are still rare; most people point to microfinance. I'm not sure either frame is right.

Venture Capitalist 9

Venture Capitalist Mentor Microfinance NGO 9

Harvard Business Review

MARCH 17, 2014

Under the broad umbrella of impact investments lie myriad sectors, asset types, and investment products, most of which still need to be developed and understood. First, impact investing needs time to develop. Impact Investing in the Future: Developed clusters across the spectrum. sanitation, housing, mobile banking).

Development 8

Development Microfinance Biotechnology Exit Strategy 8

Harvard Business Review

JUNE 20, 2012

Most companies trying to do business with the 4 billion people who make up the world's poor follow a formula long touted by bottom-of-the-pyramid experts: Offer products at extremely low prices and margins, and hope to generate decent profits by selling enormous quantities of them. Localize and bundle base products.

Bottom-up 11

Bottom-up Microfinance Price Banking 11

Harvard Business Review

JANUARY 28, 2016

Currently, impact can mean anything from venture investments in new health technologies to microfinance loans in Peru; from affordable housing in the US to renewable energy in India; from social impact bonds to private equity funds that create jobs. Product : Investments in products or services that have positive social benefits.

Class 8

Class Microfinance Education Supply Chain 8

Harvard Business Review

AUGUST 17, 2016

Marx’s goal was for workers to take ownership of the means of production, by which he meant factories and machinery. But in the post-industrial world, most of us are knowledge workers at least in part — the means of production is our brainpower, which we retain ownership of no matter what our job is. What about motive ?

Drucker 8

Drucker Microfinance Licensing Entrepreneur 8

Harvard Business Review

MAY 30, 2018

Shonda Rhimes, with four television shows simultaneously in production, is an entertainment industry titan. “My definition of a yoga teacher is just someone who helps people to develop a full spectrum practice in their life. VANDAL Photography/Getty Images. It is running a marathon. .

How To 11

How To Learning-by-Doing Examples Participative 11

Harvard Business Review

FEBRUARY 18, 2013

And we are often happy to review these start-up plans — which include the typical elements such as a product description, competitive analysis, estimate of market size, and projected financials. The kids develop discipline and focus, but also practical, marketable skills. Marquis found a way to do this. Importance.

Entrepreneur 10

Entrepreneur Planning Taylorism Taylor 10