Harvard Business Review

MAY 18, 2016

The Salvation Army’s Pathway of Hope adopted a case-management approach, proven effective in social work, to help families identify barriers to escaping poverty, whether inadequate housing, unemployment, or lack of education. A critical part was adapting a proven model in a related field: microfinance.

Microfinance 9

Microfinance Strategic Planning Finance Globalization 9

Harvard Business Review

JANUARY 11, 2013

Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua. We know that microfinance alone will not break the poverty cycle.

Microfinance 8

Microfinance Rogers Tourism Engineering 8

Harvard Business Review

MAY 24, 2012

A hybrid approach is exemplified by startup Frogtek, which develops software for local shopkeepers in emerging markets to more efficiently track their inventory, leading to better purchasing decisions and greater profits. Hybrids thus risk mission drift, as they may over time start targeting wealthier and more profitable market segments.

Entrepreneur 15

Entrepreneur Microfinance Market Segmentation Incubator 15

Harvard Business Review

MAY 2, 2014

Or consider Kwabena Darko of Ghana, who helped found that country’s microfinance sector by forging a collaboration between global NGO Opportunity International , his national startup Sinapi Aba , and a myriad of village- and town-based trust groups. Instead of growing their organizations, they need to think about making the problems go away.

Entrepreneur 12

Entrepreneur Microfinance NGO Mission Statement 12

Harvard Business Review

OCTOBER 13, 2011

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Risk education: Gaming enables risk education for both banks and users. Risk management processes don't — but they should. Most audits and regulations of banks are focused on certifying the integrity of data and controls.

Banking 10

Banking Pharmaceuticals Microfinance Risk Management 10

Harvard Business Review

JANUARY 21, 2013

Many in the nonprofit world call this technical assistance or training, while for-profit entrepreneurs might see it as business development, partnerships or even affiliate marketing. The organization recognizes that its impact could be greater than the size of its loan portfolio or its direct footprint; it could build a new lending market.

Venture Capitalist 9

Venture Capitalist Mentor Microfinance NGO 9

Harvard Business Review

MARCH 17, 2014

An estimated 250 funds are actively raising capital in a market that the Global Impact Investing Network estimates at $25 billion. We allowed microfinance and the venture capital industry the time and space to develop over a few decades. Impact investing has captured the world’s imagination. Social enterprise Venture capital'

Development 8

Development Microfinance Biotechnology Exit Strategy 8

Harvard Business Review

JANUARY 28, 2016

According to the Global Impact Investing Network, the market for impact capital, currently sized at $60 billion, could grow over the next decade to $2 trillion, or 1% of global invested assets. They may have a thematic lens: improved healthcare, educational reform, financial inclusion, climate change and so on.

Class 8

Class Microfinance Supply Chain Education 8

Harvard Business Review

MARCH 9, 2011

The Indian study, one of the few high quality studies of microcredit extended to women, found no increase in household spending on clothing, food, or education. Second, the marketing pitch for focusing on women and girls increasingly is stereotyping men in the effort to combat the stereotyping of women.

Microfinance 14

Microfinance Globalization Long-term Class 14

Harvard Business Review

FEBRUARY 2, 2011

Opportunities and markets are global. Entrepreneurs don't need to help America beat China or Brazil in addressing the needs of customers and markets. Microfinance (Bangladesh), securitization of revenues (Saudi Arabia), and royalty-pay-back funding (Israel) were all invented overseas. This is not a contradiction.

Venture Capitalist 15

Venture Capitalist Entrepreneur Microfinance Finance 15

CO2

JUNE 4, 2012

Over time, she learns that “solutions to poverty must be driven by discipline, accountability, and market strength, not easy sentimentality.” They sent me to the United States—alone, at the age of 17—so that I could stay safe and continue my education. I too am learning this lesson. Where does one start? Chingwell Mutombu.

Microfinance 121

Microfinance Travel Open-book Education 121