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Making Microfinance More Effective

Harvard Business Review

The Grameen model of microfinance gained a great deal of attention in the international development field after early data showed that it was associated with high repayment and low default. Households responded better to health shocks and spent 20 percent more on education and 15 percent more on meat and fish. For the 2.5

Why CEOs have Liberal Arts Degrees

Mills Scofield

She's spending the summer in Dhaka doing microfinance. CEO Critical thinking Culture Education Leadership Liberal Arts Management STEAM STEM

CEO 73

Under Fire, Microfinance Faces Falling Out of Favor

Harvard Business Review

Microfinance has come under fire in the past 18 months, triggered in part by SKS Microfinance's IPO. Critics complain that the institutions supporting microfinance have become too greedy, and many are using this as an argument to deeply regulate or, even more, cut support to microfinance operations. I hope not.

What is the best way to make a difference in the world?

CO2

They sent me to the United States—alone, at the age of 17—so that I could stay safe and continue my education. I too am learning this lesson.

How Large NGOs Are Using Data to Transform Themselves

Harvard Business Review

Moreover, 83% of clients who finished the program achieved their goals related to housing, employment, education, child care, etc.

Why CEOs have Liberal Arts Degrees

Mills Scofield

She's spending the summer in Dhaka doing microfinance. Culture Education LeadershipA “Practical” Liberal Arts Degree.

The 3 Preconditions for an Entrepreneurial Society

Harvard Business Review

And if you need access to money, crowdfunding platforms and microfinance options make that easier than ever. Consider our means first.

How One Startup Developed a Sales Model That Works in Emerging Markets

Harvard Business Review

We wanted to create an immersive experience wherein we could introduce potential customers to our vision of energy everywhere, a place where highly trained and enthusiastic staff could entertain, educate, and entice visitors to the unique benefits of the HomeStove. Experiment #5: Microfinance Institutions. At left, a CampStove.

How Social Entrepreneurs Can Have the Most Impact

Harvard Business Review

Or consider Kwabena Darko of Ghana, who helped found that country’s microfinance sector by forging a collaboration between global NGO Opportunity International , his national startup Sinapi Aba , and a myriad of village- and town-based trust groups. Social enterprise in the U.S. is a fast-growing, but fragmented, movement. In the broader U.S.

Scaling Up Without Losing Your Edge

Harvard Business Review

Forty years ago, British economist E.F. The retort from mainstream economists was swift and scathing: "Small is stupid." It moves.

Making Sense of the Many Kinds of Impact Investing

Harvard Business Review

They may have a thematic lens: improved healthcare, educational reform, financial inclusion, climate change and so on. Type of impact.

Give Impact Investing Time and Space to Develop

Harvard Business Review

We allowed microfinance and the venture capital industry the time and space to develop over a few decades. sanitation, housing, mobile banking).

Servant Leadership Observer ? November 2010

Modern Servant Leader

Servant Leadership Academic Programs & Education Opportunities. Peer-to-Peer Microfinance: A Sustainable Solution to Poverty. Other.

Banking on Women and Girls: Key to Global Poverty Alleviation

Harvard Business Review

On this 100th International Women's Day , it is right to reflect on how women have become the heart of the microfinance industry. It is easy to forget that the initial motivation for microfinance roughly 30 years ago was, to a great extent, gender neutral. Microfinance is about much more than extending credit. fewer children.

It's Not All About Growth for Social Enterprises

Harvard Business Review

Successful examples of this approach are still rare; most people point to microfinance. The assumption is that company growth is good. Maybe.

Funders Can Give More than Money

Harvard Business Review

Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua. We know that microfinance alone will not break the poverty cycle. percent lower than its value in 2007. Finance Innovation Nonprofit CED

How to Create Youth Jobs After Conflicts

Harvard Business Review

Its aim is to target an important segment of the labor force, young people who have not received adequate education and training due to various external and internal factors. This challenge is not easy because we are not discussing high school or college graduates, but youth that may not have received any formal education.

Using Games to Get a Handle on Bank Risk

Harvard Business Review

Risk education: Gaming enables risk education for both banks and users. Popular games also tend to spawn communities who share information and strategies about how to overcome hurdles, suggesting that peer to peer education is also possible (this has been seen in microfinance). Data suggests that these are not sufficient.

It Takes a Village to Raise an Entrepreneur

Harvard Business Review

Commercial microfinance organizations are perhaps the best-known hybrid organizations, but social entrepreneurs now use hybrid models to address a diverse set of social issues that includes hunger, healthcare, economic development, environment, education, housing, culture, law, and politics. Social enterprise

The Downside of Focusing on Women and Girls

Harvard Business Review

The Indian study, one of the few high quality studies of microcredit extended to women, found no increase in household spending on clothing, food, or education. What could possibly be wrong with focusing aid programs on women and girls? This fallacy attributes the results of context and culture to the core nature of people. Of course not.

President Obama Can Make Start-Up America Succeed

Harvard Business Review

Microfinance (Bangladesh), securitization of revenues (Saudi Arabia), and royalty-pay-back funding (Israel) were all invented overseas.