Breaking Through | A New Frontier of Technology and Innovation

N2Growth Blog

We are witnessing the creation of an entirely new paradigm, a fierce wave of technological innovation boosting generations of new businesses and business leaders. The pace of technological applications and innovations has increased significantly in recent years.

Disrupting Finance

Harvard Business

Citigroup leading analyst Ronit Ghose, Lemonade Insurance founder and CEO Daniel Schreiber, and OakNorth Bank founder and CEO Rishi Khosla discuss the new possibilities that AI offers the finance industry. Those who manage to use this emerging technology to reduce friction for customers will win. Disruptive innovation Technology Managing organizations Audio

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Bitcoin and the Future of Decentralized Finance

Harvard Business

Cryptocurrencies are fueling the emergence of decentralized finance. Currency Disruptive innovation Technology AudioWhat is it, how does it work, and who will benefit?

Kenya Is Becoming a Global Hub of FinTech Innovation

Harvard Business

Other countries can learn from how it’s using technology to expand financial inclusion. Finance & Accounting Innovation Technology Digital Article

How Digital Process Innovation Can Influence Organisational Change In The Finance Sector

Strategy Driven

The finance sector as we know it is being transformed by new technology. Digital innovation is everywhere, from Big Data to risk management software, and it’s all coming to change in the way that the sector is organised and run. NEX Optimisation are undergoing an ambitious project to use distributed ledger technology to provide a single source of truth regarding financial transactions. CFOs Must Continue To Innovate.

New Technologies for Mobile Merchant Accounts

Women on Business

The same near field technology that allows a chip-based card to work is now being integrated into the latest generation of smartphones. ” Given these innovations, mobile transactions are one of the fastest expanding segments of the payment processing sector. Now she seeks to educate others with tips in both personal and business finance. Guest Posts TechnologyGuest Post by Ms. Bekiroglu, editorial consultant for mobilepaymentgeek.com (learn more about Ms.

How Blockchain Is Changing Finance

Harvard Business

To wit, 45% of financial intermediaries , such as payment networks, stock exchanges, and money transfer services, suffer from economic crime every year; the number is 37% for the entire economy, and only 20% and 27% for the professional services and technology sectors, respectively. First, because it’s antiquated, a kludge of industrial technologies and paper-based processes dressed up in a digital wrapper. But the solution to this innovation logjam has emerged: blockchain.

Investing in Deep Tech for an Abundant Future

Harvard Business

Disruptive innovation Technology Entrepreneurial finance AudioWhat is “deep tech?” ” And could it help bring about an age of abundance?

A Merging of Minds: Finance and Sales Collaboration for Increased Profitability

The Kini Group

You’re sitting at your desk, reading an email from a colleague in the finance department: “We can’t approve the discount on the deal you’re trying to close. A lack of communication and teamwork between the sales and finance departments creates major frustration. And no two teams butt heads quite like the constantly-at-war sales and finance teams. Sales professionals often see finance professionals as obstacles to the close. So where does the finance team come in?

How Blockchain Could Make Banks Obsolete

Harvard Business

Currency Finance & Accounting Disruptive innovation Technology Digital ArticleNew platforms are allowing users to lend and borrow cryptocurrencies.

Four Innovative Initiatives to Attract and Retain Diverse Women

First Friday Book Synopsis

Here is an article written by Tina Vasquez (Los Angeles) for The Glass Hammer, an online community designed for women executives in financial services, law and business. Visit us daily to discover issues that matter, share experiences, and plan networking, your career and your life.” What makes this article especially valuable is the wealth of [.].

HR Innovation is Best Achieved Internally

LDRLB

The book is available for free at www.HowManyTheBook.com Naga Siddharth heads HR for the Cloudnine group of hospitals in India and is a Human Technology Innovator according to him.]. While I started writing about innovation, my research methodology habituated thinking egged me on to check on the existing content on Innovation in Google. And then it occurred to me as to what could be the fatal flaw to aspired HR innovation. Innovation is fun!

When a CFO’s “Head In The Cloud” Is a Good Thing

N2Growth Blog

Having a CFO with a “head in the cloud” might be a good thing if we’re talking about cloud computing, cognitive technologies, and AI that has significantly influenced this role.

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Ideas Don't Equal Innovation | N2Growth Blog

N2Growth Blog

As a result of our conversation, I decided to dust-off an old post, give it a few updates, and pass along my thoughts, which can be best summarized as “ Ideas Don’t Equal Innovation. Those of you familiar with my work are probably wondering if it is really me authoring this text…if you’re baffled at how a champion of innovation can simultaneously be an idea-basher, I urge you to read on, and I promise the congruity will become apparent.

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What Happens When Cryptocurrencies Earn Interest?

Harvard Business

Currency Finance & Accounting Disruptive innovation Technology Digital ArticleNew platforms are allowing users to lend and borrow cryptocurrencies for profit — and threatening to make traditional financial intermediaries obsolete.

Digital Growth Depends More on Business Models than Technology

Harvard Business

Given that those companies were all venture-financed and emerged from Silicon Valley, you might assume that the key ingredients that have ensured their success were cutting-edge technologies, digital platforms, and customer bases that were chiefly made up of digital natives. Yes, those companies had great technologies, platforms, and demographics, but the secret of their success turns out to be much more prosaic. Yagi Studio/Getty Images. For startups, 2009 was a good year.

Technology Is Changing Transportation, and Cities Should Adapt

Harvard Business

And as innovation brings self-driving cars, electric vehicles, in-vehicle data connectivity, mechanisms for sharing rides and vehicles, and other technologies to more people, getting around cities will become easier, faster, and safer. McKinsey and Bloomberg New Energy Finance have estimated that in 50 metropolitan areas worldwide, a rapid transition to advanced mobility systems could yield $600 billion in societal benefits through 2030.

Quotes And Leadership Lessons From Ant-Man And The Wasp

Joseph Lalonde

Wonder leads to innovation – Leadership lessons from Ant-Man And The Wasp Click To Tweet. Dr. Hank Pym and Hope Van Dyne had provided Scott the technology for Ant-Man. Their technology was used in an illegal manner and they were now in hiding because of Scott’s actions. There’s more to leading than money: Hope Van Dyne met with the arms dealer Sonny Burch in an attempt to get a piece of technology that would help her and her father go to the Quantum Realm.

5 Ways Outsourcing Your IT Will Save Your Company Money

Strategy Driven

But, when it comes to IT or Information Technology, does it actually save your company money? As you know, the technology world moves at such a rapid pace that yesterday’s innovations could become tomorrow’s obsolete products. Outdated Technology.

What Your Innovation Process Should Look Like

Harvard Business

Companies and government agencies often make the mistake of viewing innovation as a set of unconstrained activities with no discipline. In reality, for innovation to contribute to a company or government agency, it needs to be designed as a process from start to deployment. When organizations lack a formal innovation pipeline process, project approvals tend to be based on who has the best demo or slides, or who lobbies the hardest. Innovation Experimentation Digital Article

News Flash: Innovation Is No Longer Just a Specialist’s Job. Now Here’s How to Involve Your Whole Workforce Instead

Strategy Driven

The classic method of segregating innovation to a single department, or to a process led by specialists, just isn’t fast enough any longer. What’s needed is a culture in which innovation is the mission of everyone, everywhere, every day. Most innovation methods don’t actually result in innovative solutions. Research finds that just 5 to 15 percent of innovations are successful at large companies. That’s not the purpose of Innovation Engineering.

“Goodbye Mr. Jones”: The End of the Dow as an American Index

Mills Scofield

This is taken from The Intercollegiate Finance Journal (IFJ) is an undergraduate student-run journal about how current finance, economics, business and technology issues affect students'' lives. IFJ is a rapidly expanding student-run publication that seeks to educate the undergraduate community about topics in finance, economics, business and technology. Is the concept of national corporations and financial indices outdated? Perhaps!

When America Was Most Innovative, and Why

Harvard Business

economy depends on technological progress, but recent data suggests that innovation is getting harder and the pace of growth is slowing down. A major challenge in business and policy spheres is to understand the environments that are most conducive to innovation. The golden age is associated with some of America’s leading technology pioneers, such as Thomas Edison and Nikola Tesla in electrical illumination and Alexander Graham Bell and Elisha Gray in telephony.

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Using SWOT Regularly Ensures Focus, Flexibility, Innovation

Six Disciplines

The factors may include all of the 4Ps (product, price, place, promotion) as well as personnel, finance, manufacturing capabilities, and so on. The external factors may include the economy, technological change, legislation, and socio-cultural changes, as well as changes in your marketplace or competitive position. By focusing on internal factors, you'll be better able to unearth new opportunities for innovation. . Tough times require tough decisions.

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Hospital Budget Systems Are Holding Back Innovation

Harvard Business

The audience for such innovation wants to be receptive: A recent American Hospital Association (AHA) survey found that 75% of senior hospital executives endorsed the importance of digital innovation. Yet, despite their stated enthusiasm, hospitals have been notoriously slow to adopt digital innovations. We have identified how hospitals’ budgeting systems have erected three distinct barriers to the adoption of technology. Gillian Blease/Getty Images.

The 4 Types of Innovation and the Problems They Solve

Harvard Business

One of the best innovation stories I’ve ever heard came to me from a senior executive at a leading tech firm. That, in essence, is the value of open innovation. Or what if — as is the case today — current chip technology is nearing its theoretical limits , and a completely new architecture needs to be dreamed up? There is no one “true” path to innovation. Sustaining innovation. Breakthrough innovation.

The Right Way to Spend Your Innovation Budget

Harvard Business

Innovation is famously difficult — many projects end up losing money, frustrating employees, and going nowhere. And yet corporations and governments spend billions of dollars annually pursuing innovation. This huge spending would generate more value for businesses and societies if the innovation success rate were just a little higher. Innovation projects often fail because the resources are spent on the wrong kind of innovation.

What Digital Change Demands of IT Organizations - SPONSOR CONTENT FROM DXC TECHNOLOGY

Harvard Business

And that means buying more new technology: IT organizations must adopt new platforms and processes and integrate services in new ways. Read More from DXC Technology: Is Your Company Adapting Fast Enough to Thrive in an Increasingly Digital World? These COEs are responsible for innovation, transformation and process governance, and they work closely with operating units in Mexico, Brazil, Central America and the Philippines to roll them out.

Why Some of the Most Groundbreaking Technologies Are a Bad Fit for the Silicon Valley Funding Model

Harvard Business

Over the past few decades, Silicon Valley has been such a powerful engine for entrepreneurship in technology that, all too often, it is considered to be some kind of panacea. The Silicon Valley model, for all of its charms, was developed at a specific time, for a specific industry, which was developing a specific set of technologies. By the 1980s, Silicon Valley had surpassed Route 128 outside Boston to become the center of the technology universe. Jurgen Ziewe/Getty Images.

How the U.S. Can Rebuild Its Capacity to Innovate

Harvard Business

From automotive to semiconductors to pharma to clean energy , America’s innovation centers have shifted east, offering growing evidence that the U.S. It’s a lesson for countries around the world: Once manufacturing bids farewell, engineering and production know-how depart as well, and innovation activities eventually follow. annual trade deficit in advanced technology products alone stands around $100 billion. Jetta Productions/Getty Images. Many U.S.

5 Steps for Starting Your Own Manufacturing Business

Strategy Driven

Some of the first things you need to think about are how you’re going to enter the market, where your competitive edge lies, and how you’re going to finance the venture. Technology. Starting Your Business Business Financing business management strategydriven

Stop Saying Big Companies Can’t Innovate

Harvard Business

Some business pundits today believe innovation ignites better in startups than in large, established corporations. In fact, a lot of big companies have proven they are better positioned than emergent firms to create and execute innovation, however on-fire a startup may be. Corporations like these have the assets, resources, and capabilities necessary to fuel innovation. GE is another firm that has committed its size and deep pockets to innovation.

Complimentary Resource – Improving Business Operation Performance With Innovations

Strategy Driven

Improving Business Operation Performance With Innovations. Arguably no technology is changing job functions within organizations more than analytics. Analytics tools give decision-makers the best possible intelligence about customers, finances, operations, suppliers, and the market. Click here for more information on Improving Business Operation Performance With Innovations. by SAP.

A Quiet Revolution in Clean-Energy Finance

Harvard Business Review

Between 2006 and 2008, more than $1 billion venture-capital dollars were channeled into startups focused on solar, wind and biofuel technologies. In the last year, however, early-stage investments in clean energy production technologies have fallen substantially (see the table at the end of this piece for more detail). Although generalist VC investors have shied away from the sector, a number of specialist clean-technology investors have emerged in the last decade.

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How China’s Government Helps — and Hinders — Innovation

Harvard Business

By all accounts, the Chinese state is on all-out drive to move the country up the technological ladder. As the era of China as the world’s low-cost manufacturer comes to an end, innovation has become the most important element in the state’s development blueprint. Given its ideological leanings, China presents itself as a unique experiment in the power of the state to help the economy become more innovative.

HP Headed to Hotel California?

Women on Business

that focuses on customers and innovation. business development Businesswomen Bloggers Businesswomen Profiles decision-making Female Entrepreneurs Female Executives female executives Finance Global Perspectives Human Resources Issues International Business Leadership Management public relations Strategy Technology Uncategorized Women On Business Women On Business News Women On Business Roundtable

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Can Lending Technology Revive America???s Small Businesses?

Harvard Business Review

Small businesses are also instrumental to our innovation economy; small firms produce 13 times more patents per employee than larger firms and employ more than 40% of high technology workers in America. Since the onset of the financial crisis, and particularly during the economic recovery, there has been significant growth in innovative alternative sources of loan capital to small businesses, driven by technology. Finance Small/medium business Technology

What It Takes to Innovate Within a Corporate Bureaucracy

Harvard Business

Partly a byproduct of user-centered approaches and do-it-yourself ingenuity, this emerging wave of intrapreneurship is due to a rising generation of managers who have been empowered by accessible technology and mobilized by social media. She couldn’t get the image out of her head, so she began to research the technology requirements. She found partners, attracted financing, and cultivated a community of internal supporters.

Build a Great Company Culture with Help from Technology

Harvard Business Review

And what happens as advances in technology constantly change how customers and employees expect to interact with your company? For us, those values are employees, customer service, integrity, innovation, fun, and profitability. We are certain that our high customer satisfaction ratings and top spot on many best-place-to-work lists come from our early recognition that culture permeates every sales call, every employee interaction, and every product innovation.

4 Ways Leaders Can Get More from Their Company’s Innovation Efforts

Harvard Business

A recent McKinsey report found that while 84% of corporate executives think innovation is key to achieving growth objectives, only 6% are satisfied with the innovation performance of their firm. One reason for the paltry performance is that while other business areas, like sales or finance, are considered to be core functions, innovation is often considered to be something that’s “nice to have” rather than essential. Innovation Digital Article

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Peer-to-Peer Small Business Loans Beat the Big Banks On Just About Every Count (& Not Just Because They’re The Only Ones Doing Any Real Lending).

Women on Business

Another source of savings is increased efficiency through state of the art cutting edge technology and personalization: peer-to-peer lenders are one of the most innovative lenders out there, using the newest models and risk analysis algorithms to not only give borrowers the best rates but the best rates personally designed for them. Finally, if you’re a small business, you’re probably fairly innovative and unconventional yourself. Guest post by Dan Azeroual.

The CEO of Children’s National Health System on Leadership, Innovation, and Delivering Specialized Care

Harvard Business

Kurt Newman became a pediatric surgeon because he was attracted to the innovative culture and the extraordinary variety of problems doctors encounter at children’s hospitals, as well as the dramatic recoveries children can make. The payback is so meaningful that it draws people who are creative and innovative and thinking differently. Have you tried anything innovative to solve that problem? The finances of a children’s hospital are not easy.

The Innovation Health Care Really Needs: Help People Manage Their Own Health

Harvard Business

Finally, health care, which has been largely immune to the forces of disruptive innovation , is beginning to change. Whereas new technologies, competitors, and business models have made products and services more affordable and accessible in media, finance, retail, and other sectors, U.S. Yet almost all health care innovation funded since 2000 has been for sustaining the industry’s business model rather than disrupting it. jennifer maravillas for hbr.