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How Large NGOs Are Using Data to Transform Themselves

Harvard Business Review

” So the Seilers responded by piloting a program called the Pathway of Hope, which focuses on providing case management for families. Based on this insight, Habitat sought to address the deficit in more systemic ways. A critical part was adapting a proven model in a related field: microfinance.

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The Innovation Mindset in Action: Shantha Ragunathan

Harvard Business Review

Sasikala, a Block Development Officer (BDO), talked to the Kodapattinam villagers about microfinance , only Shantha, of all the villagers, saw the opportunity and took action. Undeterred, Shantha persisted until she persuaded the required number of people to sign up for the microfinance project.

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Scaling Up Without Losing Your Edge

Harvard Business Review

Following Abed's twist on Schumacher — "small may be beautiful, but big is necessary" — it now touches the lives of an estimated 126 million people with healthcare, education, enterprise development, microfinance and a slew of other programs. Size inevitability leads to hierarchy, to rigidities in the system, and bureaucracy.

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The 3 Preconditions for an Entrepreneurial Society

Harvard Business Review

And if you need access to money, crowdfunding platforms and microfinance options make that easier than ever. Maybe it’s time to put a bit more emphasis on creativity and commercial savoir faire in our education system. To be a taxi driver, you need a car and a GPS. To be a hotelier, you need a spare room.

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Using Games to Get a Handle on Bank Risk

Harvard Business Review

Risk management processes don't — but they should. A better understanding of the drivers of behavior is needed for both banks and consumers to understand risk, and for the financial system to provide timely and targeted interventions. The challenge of better risk management cannot be achieved through regulation alone.

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Making Sense of the Many Kinds of Impact Investing

Harvard Business Review

Currently, impact can mean anything from venture investments in new health technologies to microfinance loans in Peru; from affordable housing in the US to renewable energy in India; from social impact bonds to private equity funds that create jobs. Paradigms : Investments that attempt to change an entire system for the better.

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Give Impact Investing Time and Space to Develop

Harvard Business Review

Without those, the institutions managing the billions of sector dollars won’t be able accurately to assess the risks they are taking and, more important, the returns, both financial and social, they hope to generate. We allowed microfinance and the venture capital industry the time and space to develop over a few decades.