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How to Raise Money as a Business

Strategy Driven

This plan needs to clearly outline your company’s goals, operations, and financial projections. For some products such as a cash advance loan , this may be available in just a few days or hours, but it often comes with a high interest rate. What are some tips for preparing to raise money?

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Under Fire, Microfinance Faces Falling Out of Favor

Harvard Business Review

Microfinance has come under fire in the past 18 months, triggered in part by SKS Microfinance's IPO. Critics complain that the institutions supporting microfinance have become too greedy, and many are using this as an argument to deeply regulate or, even more, cut support to microfinance operations. I hope not.

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Women as Microfinance Leaders, Not Just Clients

Harvard Business Review

We're a network of microfinance organizations; we exist to share practices and develop the leadership skills required by a sector that has grown up fast. And as you might be aware, microfinance is a phenomenon that, while it did not set out to be "for women," has mainly turned out to be.

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Businesses Serving the Poor Need to Get Over Their Unease About Profit

Harvard Business Review

Business cost structures in low-income markets are daunting: Operational expenses such as distribution frequently dwarf the costs that companies face in developed markets, while customer acquisition and retention often demand unusually intense — and costly — levels of consumer engagement. The result has been explosive growth.

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Can Technology End Poverty?

Harvard Business Review

I agree with Peter Diamandis and Steven Kotler, who write in Abundance: The Future is Better Than You Think that higher productivity associated with the falling cost of technology is leading us to a world of plenty. That's easier said than done in a world where most product innovations are geared toward the rich.

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Funders Can Give More than Money

Harvard Business Review

Six years ago, David and Donna Allman approached Opportunity with an idea that fell outside our traditional microfinance model: to build a Community Economic Development (CED) program in Nicaragua. On a recent trip, he briefed me on his business plan and on the school's operations with the maturity and confidence of a seasoned entrepreneur.

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How One Startup Developed a Sales Model That Works in Emerging Markets

Harvard Business Review

Our flagship products are wood-burning stoves that generate electricity from fire while reducing toxic smoke emissions by 90%. Customers have myriad channels to discover new products and shop at outdoor gear retailers to explore, evaluate, and choose what they need. Handi shop customers had never seen a product like ours.