Making Microfinance More Effective

Harvard Business Review

The Grameen model of microfinance gained a great deal of attention in the international development field after early data showed that it was associated with high repayment and low default. Recent evidence suggests that relatively simple tweaks to microcredit products—including flexible repayment periods, grace periods, individual-liability contracts, or the use of technology—may change their impact on poverty and financial institutions’ bottom line. For the 2.5

Can Technology End Poverty?

Harvard Business Review

If you believe the hype, technology is going to help us end global poverty. Berkeley researcher Kentaro Toyama has a blog dedicated to calling out naïve or inappropriate uses of information and communication technologies (ICT). Social enterprise Technology

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Can Technology End Poverty?

Harvard Business Review

If you believe the hype, technology is going to help us end global poverty. Berkeley researcher Kentaro Toyama has a blog dedicated to calling out naïve or inappropriate uses of information and communication technologies (ICT). Social enterprise Technology ICT

Why CEOs have Liberal Arts Degrees

Mills Scofield

As a college student in this technological era, I’ve felt the constant burden of having to pursue a “practical” degree. A career advisor once told me that those who pursue liberal arts majors and enter finance, consulting or technology are not the exceptions.

CEO 73

Guest Post: An Entrepreneur's Thoughts on Market Incentives & Foreign Aid

Mills Scofield

MedInternational was started in 2011 to raise the standard of healthcare in resource-poor regions of the world by sharing and maintaining appropriate hospital technology in these areas, initially Zanzibar, Tanzania.

How One Startup Developed a Sales Model That Works in Emerging Markets

Harvard Business Review

Where a solar light can simply be turned on to show its value, a stove demo requires 30 minutes of time and extensive training about the technology. Experiment #5: Microfinance Institutions. In emerging markets, microfinance has been a key economic engine in helping low-income households fund businesses and other important purchases in daily life.

3 Things Driving Entrepreneurial Growth in Africa

Harvard Business Review

Another reason is that investors are myopically infatuated with snazzy technology. And across 11 countries Azuri Technologies provides lighting to villagers not connected to the grid by offering solar panels on micropayment plans through a mobile money service. Firms are realizing what microfinance has known for a while: Local self-policing groups, or village headmen who police honor codes, can hedge cash flows in far-flung places.

How Social Entrepreneurs Can Have the Most Impact

Harvard Business Review

Promising approaches include widely distributing solutions via technology like massive open online courses (MOOCs) that make education available globally or mobile apps that provide vital market and weather information to poor farmers around the world; or via existing national or global platforms (think: business, government, community colleges, YMCAs); or changing social norms, as we’ve seen with smoking cessation, designated driving, and consumer recycling and conservation.

Servant Leadership Observer ? November 2010

Modern Servant Leader

The Modern Servant Leader Servant Leadership & Technology. Technology. Technology. Why Technology Managers Make Great Leaders. Peer-to-Peer Microfinance: A Sustainable Solution to Poverty. Technology’s Impact on Employee Morale & Effectiveness.

Transforming Rural India Through Agricultural Innovation

Harvard Business Review

Since its inception in 2000, NAF has been involved in a range of interventions—infusion of technology, soil enrichment, efficient farm and water management, improved cattle development, functional literacy, rural sanitation and public health, human resource development, establishment of self-help groups particularly among women, self-employment opportunities and facilitating institutional credit—to address the problem of farm productivity in India.

Making Sense of the Many Kinds of Impact Investing

Harvard Business Review

Currently, impact can mean anything from venture investments in new health technologies to microfinance loans in Peru; from affordable housing in the US to renewable energy in India; from social impact bonds to private equity funds that create jobs.

Why CEOs have Liberal Arts Degrees

Mills Scofield

As a college student in this technological era, I’ve felt the constant burden of having to pursue a “practical” degree. A career advisor once told me that those who pursue liberal arts majors and enter finance, consulting or technology are not the exceptions.

How to Create Youth Jobs After Conflicts

Harvard Business Review

Upon graduation, the governments, nonprofits, or (more recently) microfinance companies give them loans to buy tools and opens shops. Ndubuisi Ekekwe is a founder of the non-profit African Institution of Technology. On December 2-3, the United Nations will host a seminar in Sierra Leone on "Strategies and Lessons Learned on Sustainable Reintegration and Job Creation: What Works in West Africa?"