2012 Finance Innovation Resistance 
Harvard Business Review
DECEMBER 27, 2011
We can't resist including another 11 posts, a hard-to-agree-upon sampling of the ideas we were proudest to publish and discussions we most enjoyed hosting this year. Five Things You Should Stop Doing in 2012. Steve Jobs Solved the Innovator's Dilemma. The concept of reverse innovation applies in finance, as well.
Harvard Business Review
JULY 27, 2015
The issue is that Greek “resistance”—not just Syriza’s, but also that of the previous government—takes the form of protecting rent-seekers. The 2012 memorandum of understanding was supposed to address them, but Greek governments had neither the capacity nor the will to change. In a country slipping from 1.8%
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Harvard Business Review
FEBRUARY 4, 2013
The first is breakdown , where early experiments fade in the face of resistance. Our research with members of the global C-suite, and with leading sustainability and innovation experts, has identified seven vectors of breakthrough change. Breakthrough Finance. Change must now come from business itself. Breakthrough Science.
Harvard Business Review
SEPTEMBER 19, 2014
More people have mobile money accounts than bank accounts in at least nine African countries, up from four in 2012. Other mobile service operators are also vying to release innovations to help customers pay for things without cash, receive money from abroad, and obtain micro loans and insurance products.
Harvard Business Review
DECEMBER 13, 2017
Quarterly profits have only increased 5% since 2012 , but investors’ valuations of those profits (as measured by earnings per share) has increased 59% over the same period. In contrast, companies with a long-term orientation are rewarded with a lower cost of capital, which allows them to afford more innovation—a virtuous cycle.
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