The Horizons Tracker

DECEMBER 22, 2022

“If you can think back to a time when banks had branches with local managers, it has been very well-documented that they are much better at assessing credit risks than people back in head office, for example,” the authors explain.

Motivation 104

Motivation Power Delegation Credit Risk 104

N2Growth Blog

SEPTEMBER 11, 2017

Because value chains are independent of existing organizational structures, staff and work locations, they are less intimidating to the management and staff that have a vested interest in maintaining the status quo. These models (and the analysis of them) are valuable for presenting new and different ways of thinking about the business.

Analysis 262

Analysis Credit Risk Document Insurance 262

Strategy Driven

MARCH 6, 2014

For what lead Life & Fire’s directors to commit fraud in the first place was in part driven by a desire (so they claimed) to extend credit to high-risk borrowers being ignored by traditional banks. Why was an insurance company doing a bank’s work? But was it a new financial world?

Insurance 52

Insurance Banking Crisis Discount 52

Harvard Business Review

AUGUST 24, 2016

At a meeting with a large bank, one of the senior executives said, “You know we have a problem that’s really giving us trouble. We have a lot of newer businesses that come to us for credit and we need to do due diligence on them. Each group represents a functional area like credit, fraud, or marketing services.)

Company 8

Company Team Due Diligence Banking 8