N2Growth Blog

SEPTEMBER 11, 2017

The format includes a brief description of the core work activity, a high-level event model which depicts the workflow within the core work activity, and separate discussions of the related people, process and technology issues that underpin each one.

Analysis 262

Analysis Credit Risk Document Insurance 262

Harvard Business Review

SEPTEMBER 16, 2014

And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

Credit Scoring 11

Credit Scoring Banking Dunning Metrics 11

Harvard Business Review

SEPTEMBER 16, 2014

And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

NOVEMBER 8, 2012

A wealth of database information has been lying dormant in companies for years — only now we have the technology to understand it. Prototypically, a bank officer would make credit decisions for applicants based on the applicants' "character" — which church they attended, which school their kids were in, etc.

Credit Risk 9

Credit Risk Credit Scoring Retail Technology 9

Harvard Business Review

AUGUST 24, 2016

At a meeting with a large bank, one of the senior executives said, “You know we have a problem that’s really giving us trouble. We have a lot of newer businesses that come to us for credit and we need to do due diligence on them. Each group represents a functional area like credit, fraud, or marketing services.)

Company 8

Company Team Due Diligence Banking 8

Harvard Business Review

JANUARY 7, 2014

The boom-bust tendencies of Wall Street mean we need tougher capital requirements for banks, Greenspan now says, and maybe even a forced return to the partnerships that once dominated investment banking. The technology-stock bubble of the late 1990s and its subsequent deflation were among the defining events of Greenspan’s tenure.

Long-term 12

Long-term Banking Short-term Finance 12