Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 13

Banking Finance Globalization Film 13

Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 10

Banking Finance Globalization Film 10

N2Growth Blog

APRIL 25, 2010

Here’s an example…Even in this day and age, it is still not that uncommon to find large corporations and government agencies with IT silos built upon mainframe computing solutions. These silos are staffed with legions of “tenured&# COBOL and C++ programmers, as well as &# tenured&# IT managers overseeing the operation.

Loyalty 419

Loyalty Blog Brand Follow-up 419

N2Growth Blog

NOVEMBER 19, 2010

Over the years I have observed countless examples of people who jeopardize their future to satisfy an emotional need, when what they should have done was protect their future by exhibiting control over their emotions. Of course subordinating one's ego to more productive traits never hurts.:) " – couldn't agree more.

Blog 419

Blog Leadership Emotional Intelligence CEO 419

N2Growth Blog

AUGUST 22, 2010

If your CFO handles all communications with your banking relationships, and your Chief Investment Officer handles all of your investor relations, you’re flat out missing the boat. moravecglobal Here's another example of disconnected leadership and the consequences for, in this case, students, faculty and taxpayers.

Blog 417

Blog Gordon CEO Consultative 417

N2Growth Blog

DECEMBER 21, 2010

Let me use an example which contrasts a politician (often successful and rarely significant) with a statesman (usually both)…it has been said that a politician is concerned with winning the election and a statesman is concerned about future generations. Our life cannot be measured from the bank balance but by service.

Blog 416

Blog Succession Influence Brand 416

Harvard Business Review

AUGUST 30, 2018

Many governments are currently rethinking their policies regarding cross-border data flows. Some policy makers are concerned about individual privacy rights, consumer rights regarding the ownership of data, domestic law enforcement, and cybersecurity. What Policy Makers Should Consider. Philippe Intraligi/Getty Images.

Supply Chain 13

Supply Chain Globalization GAAP Policies 13

HR Digest

NOVEMBER 9, 2021

Since moving to its hometown of Newark in 2007, Audible has instituted a range of distinctive practices and policies in order to advance equality in its communities, setting a standard for the company’s culture across the board. Can you give a specific example?

Diversity 52

Diversity Katz Learning-by-Doing Globalization 52

HR Digest

NOVEMBER 9, 2021

Since moving to its hometown of Newark in 2007, Audible has instituted a range of distinctive practices and policies in order to advance equality in its communities, setting a standard for the company’s culture across the board. Can you give a specific example?

Diversity 52

Diversity Katz Learning-by-Doing Globalization 52

Harvard Business Review

OCTOBER 20, 2016

As a practical matter, for example, these changes in the global policy regime are forcing multinational corporations to scale back and sell parts of their international operations. Meanwhile the Institute of International Finance forecasted net capital flows for emerging markets in 2015 would be negative for the first time since 1988.

Globalization 8

Globalization Banking Policies Politics 8

Harvard Business Review

MARCH 22, 2018

My perspective and approach to misconduct risk are influenced by my work as a bank supervisor, and by my background and training as an economist. In my view, bank supervision must include attention to the culture at financial firms, not just to their financial safety and soundness.

Company 15

Company Banking Incentives Human Capital 15

Harvard Business Review

OCTOBER 10, 2012

The 2011 FDIC National Survey of Unbanked and Underbanked Households , released last month, is a valuable example of policymakers collecting data to support evidence based policy making. have an account, but choose to use some non-bank money orders (e.g., have an account, but choose to use some non-bank money orders (e.g.,

Survey 15

Survey Banking Finance Bond 15

Harvard Business Review

JANUARY 9, 2015

But today this malaise is most acute in the euro zone , where demand has been depressed due to counterproductive fiscal policies. The policy response to the global financial crisis exacerbated and entwined these trends still further. With fiscal remedies on the sidelines, monetary policy had to take up the slack.

GDP 8

GDP Bond Banking Policies 8

Harvard Business Review

OCTOBER 11, 2017

Examples include excessive litigation or financial traders trying to beat the market. Although economists have long focused on policies that promote the acquisition of human capital through education, the efficient allocation of the resulting talent is just as important. We consider two different types of tax policies.

Policies 8

Policies Career Hedge Human Capital 8

N2Growth Blog

DECEMBER 22, 2010

I mentioned an example of this in a comment on a recent Ron Edmondson post dealing with Leading People Older Than You. The concepts of "serve and care" pack more deposits into the bank of trust and credibility than anything else. There does come a point at which some people simply will not align. Thank you for sharing Mike!

Blog 419

Blog Gordon Follow-up Open-book 419

Harvard Business Review

OCTOBER 5, 2016

While meeting this challenge is a clear priority for policy makers and donors, it is also a major profit opportunity for commercial players who can solve market failures and create real value. A major challenge for international development efforts is determining which financial tools provide durable buffers against such setbacks.

Microfinance 14

Microfinance Insurance Banking Bottom-up 14

Harvard Business Review

FEBRUARY 15, 2017

You don’t need to break the bank to offer attractive extras. Offering an unlimited time-off policy can be a win-win for employer and employee. In some cases, under an unlimited time-off policy, employees take the same amount of vacation time. But what should a business do if it can’t afford Google-sized benefits?

Insurance 15

Insurance Policies Survey Bond 15

Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 12

Technology Banking Class Real Estate 12

Strategy Driven

OCTOBER 29, 2010

For example, Discover Bank held monthly meetings of all staff by location and shift. It reinforced all the people-centric policies of the company. Charlie Cawley, legendary leader of MBNA (the credit card giant) is an excellent example. Juliano Howard T. Dickens Jr. Ives Sharon Drew Morgen Hank Moore Jamie P.

Leadership 50

Leadership Newsletter Learning-by-Doing Belief Systems 50

Harvard Business Review

DECEMBER 28, 2017

After being denounced for years for its dictatorship and destructive economic policies, Zimbabwe entered a new chapter in November 2017, following the military’s removal of president Robert Mugabe, who ruled the country for 37 years. ALEXANDER JOE/Getty Images. Progress on resolving these issues will be slow and incremental.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

MAY 29, 2017

For example, in 2014, at the onset of the sharp deterioration in U.S.-Russian Russia’s recent economic downturn, precipitated by the collapse in energy prices, has also contributed to more conservative state policies at the expense of economic reforms – which undermines the business climate and long-term growth prospects.

Policies 11

Policies Supply Chain Politics Operations 11

Harvard Business Review

APRIL 7, 2016

For example, the Brazilian state of Mato Grosso, one of the most important agricultural regions worldwide, may face an 18% to 23% reduction in soy and corn output by 2050, due to climate change. For example, wheat needs to be milled into flour to produce bread or noodles, and soybeans must be crushed to produce oil or feed for livestock.

Globalization 8

Globalization Supply Chain Policies Long-term 8

Harvard Business Review

NOVEMBER 23, 2016

Census Bureau shows that these businesses were more likely than the average business to close permanently after Hurricane Katrina, for example. For example, roughly 60% of firms that were less than five years old were uninsured. Firms applied for credit to finance recovery. Data from the U.S. In the U.S.,

Insurance 8

Insurance Risk Management Finance Supply Chain 8

Harvard Business Review

OCTOBER 10, 2012

The 2011 FDIC National Survey of Unbanked and Underbanked Households , released last month, is a valuable example of policymakers collecting data to support evidence based policy making. have an account, but choose to use some non-bank money orders (e.g., have an account, but choose to use some non-bank money orders (e.g.,

Survey 8

Survey Banking Finance Bond 8

Harvard Business Review

SEPTEMBER 6, 2011

Comments like Roubini's (and, for the record, we subscribe to the policy prescription he outlines in that post) imply that capitalism is some fixed set of rules and precepts that, never changing, will either work or collectively collapse. And the rules that Roubini and others identify did work brilliantly for a long time.

Banking 13

Banking Globalization Finance Incentives 13

Harvard Business Review

AUGUST 23, 2012

So why did one of the planet's biggest investment banks — and its 33,300 employees — hold out so long? For highly regulated sectors like finance, social media can be a legal minefield. The combination of the right policy and the right technology can render even the most delicate of communications compliant.

Compliance 16

Compliance Media Compliance Officer Policies 16

Harvard Business Review

MAY 19, 2016

In the wake of the 2008 financial crisis, there was a lively debate among policy makers and academics about whether a similar gap “ between the skills workers have and the skills businesses say they need ” contributed to the increase in unemployment. The labor force adjusted to a new technology replacing an older one.

Skills 15

Skills Education Policies Learning-by-Doing 15

Harvard Business Review

JANUARY 25, 2013

This would mean, for example, that when China shipped an iPhone overseas, the value of that export would not be reported as $176, as it is today, but rather as that amount minus the value of whatever parts had been imported. The Gulf countries' policy is, broadly, to prefer to invest alongside international financiers.).

Industry 9

Industry Finance Energy Globalization 9

Harvard Business Review

MAY 24, 2012

Ironically, Brazil was already attempting to retrench and adjust, but bank retrenchment and "redlining"—treating the whole region as being the same—resulted in over 25 countries falling into arrears by 1983. On August 13, 1982, when Mexican Finance Minister Silva Herzog met with officials of the U.S. Signs of a new U.S.

Crisis 12

Crisis Banking Politics GDP 12

Harvard Business Review

APRIL 16, 2012

This raises the question of whether retaining strategic cash makes economic sense and should be viewed as a legitimate corporate finance tool in today's environment. Strategic cash also can be used to finance long-term reinvestment programs in the business—which is especially valuable to companies in capital-intensive industries (e.g.,

Company 13

Company Cost of Capital Finance Long-term 13

Harvard Business Review

DECEMBER 15, 2017

In one illustration of these difficulties, consider that India currently ranks 100 out of 190 countries in the World Bank’s Ease of Doing Business rankings, 22 places behind China, 39 places behind Indonesia, and just nine places above Papua New Guinea. This data is publicly available on each state’s website.

Strategy 8

Strategy Operations Policies Environment 8

Harvard Business Review

OCTOBER 1, 2018

Take, for example, the hiring process. ” In finance, for example, that might mean believing — based on no evidence — that only MBA graduates from an elite university are likely to succeed at their jobs. For example, is an MBA from a top business school really necessary to be successful in this position?

Power 15

Power Management Diversity CFO 15

Harvard Business Review

MAY 5, 2016

The economy still hasn’t received a boost from sanctions relief, and many big banks that left the country have not returned. sanctions are delaying these projects being financed. Large European banks in particular are not ready to return to Iran even though they are permitted. However, remaining U.S.

Tourism 8

Tourism Banking Due Diligence Hotels 8

Harvard Business Review

JUNE 13, 2012

As a recent example, a simple background check would have saved the Yahoo board the trouble of ousting Scott Thompson , the company's fourth CEO in five years, because he falsely claimed a computer science degree. Set clear policies. In addition to policies, an organization must find other ways to foster a strong risk culture.

Management 13

Management Banking Committee Risk Management 13

Harvard Business Review

OCTOBER 9, 2014

” He was making the point that it is always hard to summon the will to enact big, new policy ideas, even when they appear perfectly logical. Another long-time Brookings Senior Fellow (and public policy servant extraordinaire) Alice Rivlin briefly agreed on a premium support plan several years ago with Rep. Medicare vouchers.

Politics 8

Politics Health Care Budgeting Insurance 8

Harvard Business Review

APRIL 30, 2015

A blanket policy that just tries to create another Silicon Valley can turn out to be a disaster. But these Main Street businesses employ a lot of Americans –as many as 57 million– and the policies they need are not the same as the ones required by startups. Most of these small businesses don’t actually have employees.

Supply Chain 8

Supply Chain Rivkin Venture Capitalist Policies 8

Harvard Business Review

MARCH 16, 2011

For example, at Kenya Women Finance Trust , we were intrigued to hear about the "marriage counseling" its human resources department offers to the newlyweds among its women employees. The counseling is just one aspect of a broad commitment to embed gender considerations in all of KWFT's HR policies.

Microfinance 15

Microfinance Diversity Banking Trends 15