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Minority Entrepreneurs Still Face Discrimination When Seeking Finance

The Horizons Tracker

Nearly ten years ago, a group of researchers from Brigham Young University, Utah State University, and Rutgers shed light on a disconcerting phenomenon: discrimination within the realm of bank loan services, which cast a shadow over the American Dream for minority entrepreneurs. metro area ovesix weeksan to inquire about small business loans.

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How High Inflation Affects Home Ownership

The Horizons Tracker

This is especially true if they can finance with a fixed-rate mortgage, further protecting them from future inflation.” The survey revealed that half of the respondents believed that “real estate is a good investment if there is inflation.”

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Better Management Will Help Drive Productivity Improvements

The Horizons Tracker

Weak management Bloom’s World Management Survey was established in 2004 to measure management practices across hundreds of medium-sized firms in the likes of the U.K., After all, the World Management Survey found that family firms tended to score particularly poorly when it comes to management. and France.

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What Are the Benefits of Electronic Payment Systems for Business?

Strategy Driven

There are several online payment methods, such as smart cards, electronic wallet bank transfers, credit cards, bitcoin wallets, etc. Direct debit is a mode in which the account holder allows the bank to pay the amount from his bank account electronically. Modes of Electronic Payment. Credit Payment System. Cash Payment System.

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What Will It Take to Make Finance More Gender-Balanced?

Harvard Business Review

It is no wonder we came to fear our gender would keep us from achieving the same level of success as our male peers in finance. We turned to those most able to effect change in finance: the professionals actively working in the field. Consider investment banking. – and if there were any lessons to be learned there. .

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How Do I Start A Small Business?

Strategy Driven

Apart from conducting detailed market research, finding out fair clientele, performing surveys, retaining target groups, exploring SEO, and researching public data, which are obviously important factors, one must also remain very adaptable to changing situations. Accurately Evaluating Your Finances and Funding Your Business.

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Interpreting the FDIC Survey of Unbanked and Underbanked Households

Harvard Business Review

The 2011 FDIC National Survey of Unbanked and Underbanked Households , released last month, is a valuable example of policymakers collecting data to support evidence based policy making. have an account, but choose to use some non-bank money orders (e.g., have an account, but choose to use some non-bank money orders (e.g.,

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