Harvard Business Review

AUGUST 28, 2014

To understand why, one need only look at the state of America’s community banks: Former SBA administrator and HBS professor Karen Mills wrote about this for HBR earlier this month, arguing that the decline of community banks has threatened small business lending in the U.S. Finance Small/medium business Technology'

IPO 8

IPO Due Diligence Credit Scoring Banking 8

Harvard Business Review

MARCH 24, 2016

In fact, new research shows that a substantial part of the growth in this wage gap can be attributed to computer technology. Instead, new computer technologies require major new skills. New computer programs, some using artificial intelligence , are taking over tasks for bookkeepers, bank tellers, clerks, and others.

Policies 8

Policies Technology Hedge Banking 8

Harvard Business Review

OCTOBER 24, 2016

Small startup firms are already developing proprietary technologies — such as machine vision, deep learning, and other innovations —– that could help large investors evaluate opportunities and risks with far greater accuracy and efficiency than was previously possible. But right now that’s not happening.

Operations 8

Operations Intangible Assets Venture Capitalist Hedge 8

Harvard Business Review

OCTOBER 9, 2015

” On the other side, noted economist and hedge fund adviser Larry Summers cautions that reforming “quarterly capitalism” would risk driving us toward “Japan’s keiretsu system, which insulated corporate management from share price pressure by tying large companies together.” years in 2002 to 7.2

Hedge 8

Hedge Short-term Long-term EPS 8

Harvard Business Review

MARCH 5, 2012

Yes, political hacktivists brag about Web pages defaced and customer information released over the Internet, but companies rarely reveal the attacks that result in the loss of valuable intellectual property — business plans, proprietary technologies or fraudulent payments. These attacks can be devastating.

Supply Chain 12

Supply Chain Risk Management Hedge Banking 12

Harvard Business Review

AUGUST 15, 2011

Regarding the latter, we point to some well-documented and broadly perceived shifts in the geography, demography, and technology of global economic activity. Soros was by then known as "the man who broke the Bank of England" because he had reputedly made more than a billion dollars speculating against the pound in 1992.

Banking 11

Banking ROE Proposal Self-aware 11

Harvard Business Review

JULY 22, 2016

BancAlliance, a consortium of community banks, has partnered with Lending Club, a peer-to-peer lending marketplace. Customized, individual lending has historically been difficult for small banks because of regulatory risk and the high cost of underwriting a large pool of loans. Build it yourself.

Real Estate 8

Real Estate Business Model Incubator Short-term 8

Leading Blog

APRIL 5, 2019

O NE OF the unfortunate side effects of living in an age of accelerating technology is having to deal with increased uncertainty. Should they make a big bet, hedge their position, or just wait and see? When faced with uncertainty, how should leaders react? That inspired Benham to leave his day job and focus on gambling.

Uncertainty 307

Uncertainty Sports Credit Rating Learning-by-Doing 307

Harvard Business Review

MARCH 12, 2012

I recently participated in a spirited panel discussion with Bruce Brown, Procter & Gamble's Chief Technology Officer, and Erich Joachimsthaler, Vivaldi Partners' managing director and CEO. After all, the World Bank estimates that the number of middle class consumers in emerging markets will jump from 420 million today to more than 1.2

Marketing 12

Marketing Hedge Chief Technology Officer Supply Chain 12

Harvard Business Review

FEBRUARY 5, 2014

The logic, according to the International Energy Agency (IEA) and banks like HSBC, is this: as the world migrates away from carbon-based fuels, trillions of barrels of oil and billions of tons of coal — the assets sitting on the books of energy companies — will become “stranded,” or worthless. The Guilt or Enlightenment: Moral Suasion .

NGO 9

NGO Energy Morale Price 9

Harvard Business Review

JULY 27, 2015

They might impersonate a bank, saying, “Hey, I know you’re about to go and get an operation, don’t forget to transfer some money by clicking here,” or whatever. And then you think, “Well, they know I’m having an operation tomorrow, so they must be a legitimate bank.”

Health Care 8

Health Care Hedge Banking Training 8

Harvard Business Review

MARCH 11, 2011

The shorthand explanation: Globalization, technological change, and deregulation have disrupted long-established industries and professions. This was apparent in the role the big investment banks played in bringing on the 2007/2008 financial crisis: were they advisers? hedge funds? scam artists? The answer: a mix of all five.

PR 9

PR Public Relations Porter Hedge 9

Harvard Business Review

NOVEMBER 27, 2013

Nonetheless, a sustainable and growing consumer economy depends on service sector reforms, especially in the banking sector, to meet the needs of lower cap private-sector borrowers at the base of the pyramid. Enormous investments have been made in science and technology in Chinese universities. An Innovation Economy. Politics has.

Education 8

Education Politics Globalization Hedge 8

Harvard Business Review

OCTOBER 30, 2017

And in the 21st century, the majority of public company shareholders are institutional investors (banks, insurance companies, pensions, hedge funds, REITs, investment advisers, endowments, and mutual funds), not individuals. (In GE’s gross margin was 21% last year, compared with 28% for United Technologies and 30% for Siemens.

Ries 8

Ries Long-term Short-term Price 8

Harvard Business Review

SEPTEMBER 16, 2014

Even in the most hard-nosed of private equity firms or hedge funds you will find that people align with strategies that mean something to them, that they’re passionate about. Private equity or hedge funds through the ‘80s and the ‘90s, exactly the same story. Noble: With family offices, there is this intergenerational play.

Insurance 8

Insurance Bond Hedge Bottom-up 8

Harvard Business Review

MARCH 24, 2011

They paid their executives accordingly, as did the banks, brokerage houses, hedge funds, and private-equity outfits whose share of U.S As technology makes networks tighter and easier to put together, does the risk of contagion increase proportionally? Was it only ten years ago that the profits of the top 10 U.S.

McKinsey 14

McKinsey Consultative Waterman Intellectual Capital 14

Harvard Business Review

MARCH 2, 2017

To understand the transformation that’s being brought about by blockchain technology, it’s useful to start with its largest implementation to date: bitcoin. How technology is transforming transactions. How Blockchain Works Here are five basic principles underlying the technology. Insight Center. Distributed Database.

Finance 8

Finance Supply Chain Decentralization Maturity 8

Harvard Business Review

MARCH 24, 2017

Also known as “token sales,” this new fundraising phenomenon is being fueled by a convergence of blockchain technology, new wealth, clever entrepreneurs, and crypto-investors who are backing blockchain-fueled ideas. How technology is transforming transactions. Insight Center. Business in the Era of Blockchain.

Venture Capitalist 11

Venture Capitalist Due Diligence Finance Long-term 11

Harvard Business Review

MAY 23, 2012

The horrible irony: The very detail-oriented systems (and people) Dimon had put in place had obscured rather than surfaced his bank's horrible hedge. If Dimon had seen those positions — naked and unsummarized — back then, could his bank have saved itself and its CEO a lot of money and embarrassment?

Micromanagement 16

Micromanagement Document Telecommunications Software 16

Harvard Business Review

FEBRUARY 26, 2013

There were no big technological changes — factories, steamships, and railroads were still largely in the future. The new commercial mindset helped unite the previously fractured colonies into a national economy, with open state borders and a growing network of banks. What brought on the improvement?

Class 8

Class Hedge Technology Maturity 8

Harvard Business Review

OCTOBER 9, 2015

In the second , Wall Street is capturing value rather than creating it; as economist Tyler Cowen once put it : “It’s as if the major banks have tapped a hole in the social till and they are drinking from it with a straw.” ” Both stories contain some truth, as a forthcoming study of activist hedge funds demonstrates.

Hedge 8

Hedge Finance Short-term Document 8

CO2

NOVEMBER 26, 2023

Because growth is unpredictable, it’s unwise to bank on a certain set of assumptions. Externally, examine societal trends, political implications, technological advancements, and competitive forces. It’s better to explore many possible outcomes, barriers, and opportunities, and pre-decide how to act should key assumptions come to pass.

Strategic Planning 78

Strategic Planning Planning Balanced Scorecard Mission Statement 78

Harvard Business Review

MARCH 1, 2017

To wit, 45% of financial intermediaries , such as payment networks, stock exchanges, and money transfer services, suffer from economic crime every year; the number is 37% for the entire economy, and only 20% and 27% for the professional services and technology sectors, respectively. How technology is transforming transactions.

Finance 8

Finance IPO Banking Venture Capitalist 8

Harvard Business Review

OCTOBER 20, 2011

Then banking regulations were imposed. And functionally, there is no longer a need to ration financial resources; there's more money available than can be productively invested—which is why the financial industry is only minimally about investing, and all about flipping, swapping, hedging, engineering, and other forms of lever-pressing.

ROE 12

ROE Debt to Equity Ratio Innovation Incentives 12