Harvard Business Review

MARCH 21, 2014

Car dealers and more generally intermediaries represent an extra layer of companies in the supply chain that clearly increases costs to customers. In disaggregated markets with many sellers and buyers and where search costs are high, intermediaries provide considerable value. But the car market is no longer like this.

Supply Chain 8

Supply Chain Disintermediation Disaggregation Business Model 8

Harvard Business Review

JULY 28, 2016

But banks cannot control the rules of engagement as they have in the past, since customers now have more choices and are more fragmented, and disintermediation by fintech is making it harder to earn fees. While that is still relevant, the emerging digital economy has provided new channels to reach customers at better cost models.

Banking 8

Banking Industry Disintermediation Offshoring 8

Harvard Business Review

JUNE 17, 2014

Tesla has challenged the automotive business model on other occasions: it disintermediated car dealerships and then adopted a switching station model. It could do this in several ways: Creating scale: High component costs remain the biggest barrier to electric vehicle adoption.

Supply Chain 8

Supply Chain Disintermediation Cooper Business Model 8

Harvard Business Review

FEBRUARY 22, 2011

They have massive amounts of currency (cash and stock); huge storehouses of customer information; and cloud computing resources that make them low-cost providers in any digital endeavor. Adding a profile on Facebook has little to no impact on Facebook's operating costs. Greater scale bestows greater competitive advantage.

CPA 15

CPA CPM Advertising Disintermediation 15

Harvard Business Review

NOVEMBER 15, 2016

The big retailers are getting squeezed and disintermediated at both ends. In a similar fashion, the explosion of low-cost, easy-to-use, embedded hardware platforms is enabling almost anyone to become an IoT player, including makers.

Retail 8

Retail Technology Content Chief Technology Officer 8

Harvard Business Review

MARCH 14, 2017

Many industries have experienced disruption, due to technologies that successfully reduced inefficiencies and frictions, often disintermediating established players in the process. Plus, it can be difficult for the average person to accumulate enough points to earn a meaningful reward. The Benefits of Disruption.

Loyalty 10

Loyalty Customer Loyalty Travel Hotels 10

Harvard Business Review

JUNE 2, 2014

Ideally, the innovator has a proprietary technology that makes the offering simple and affordable, or it has developed an innovative operating model that enables the business to keep its costs radically lower than competitors’ as it scales up. That allows cab drivers to offer many of the conveniences of Uber without being disintermediated.

Disruptive Innovation 8

Disruptive Innovation Disintermediation Business Model Innovation 8

Harvard Business Review

OCTOBER 24, 2011

The key to artist-management success is identifying talent early and developing it cost-effectively over a long period of time. Disintermediation has forced a focus on talented individuals who produce great art. Building communities takes time, and it can only be achieved over the long-term. But it's not all bad news.

Industry 13

Industry Disintermediation Merchandising Long-term 13

Harvard Business Review

JULY 12, 2017

Intermediaries or “trust brokers” do not have to be written out of the equation — or disintermediated — as many blockchain enthusiasts argue. Rather, they can become early adopters of the technology. Flood insurance is another example.

Insurance 9

Insurance Industry Market Penetration Policies 9

Harvard Business Review

MAY 13, 2015

Using software, like the apps on new “smart” TVs, or hardware, like Roku or Chromecast devices, any consumer with a strong Internet connection can now bypass the disintermediated MSO. Think of HBO Now, a standalone service that consumers can access over the web, without a cable subscription. Connecting the dots.

Brand 8

Brand Disintermediation Media Metrics 8

Harvard Business Review

MAY 26, 2011

Because the costs and complexities of due diligence were so low, I eliminated the risk of error instead of propagating it. Disintermediating the analysis was the right and responsible choice. Yes, it would have been wonderful if I could have relied upon the reporting, interpretation and analyses of others for my own.

Due Diligence 12

Due Diligence Disintermediation Micromanagement Analysis 12

Harvard Business Review

AUGUST 15, 2016

Digital commerce and disintermediation have caused many customers to question the importance of having a sales relationship at all. Many salespeople feel pressure to gain new business or retain accounts at any cost, but the most effective ones do not give price concessions just to win deals. Great brands commit and stay committed.

Brand 8

Brand Disintermediation Price Long-term 8

Harvard Business Review

MARCH 17, 2011

If perceived risks can be managed and early costs kept cheap, most organizations are open to the possibilities and potential of emerging technology. But their pushback was firm: disintermediated meetings were preferred to ones facilitated by a third-party like myself. Yes, they appreciated my information.

Venture Capitalist 12

Venture Capitalist Disintermediation Class Entrepreneur 12

Harvard Business Review

MARCH 15, 2013

An outsourced idea and creative team that could get the production done at a cost that was less than what it would cost the brand to have a permanent staff in place. It's a murky, unclear future for the marketing agency, but one thing is for certain: things are changing at an exponential pace. Over time, this role has changed.

Marketing 8

Marketing Brand Advertorial Advertising 8