The Horizons Tracker

JUNE 2, 2020

” The researchers accept that the Covid-19 crisis has added a considerable layer of uncertainty to the trading environment, both due to direct trading conditions but also the vulnerability of supply chains. Add in currency and credit risks, and it’s by no means an easy pivot to make.

Supply Chain 83

Supply Chain Hedge Credit Risk Bureaucracy 83

Strategy Driven

MARCH 6, 2014

Most of these “affordable” loans were in fact sub-prime, “for persons with blemished or limited credit histories,” and “carry a higher rate of interest than prime loans to compensate for increased credit risk,” according to HUD.gov. Economists’ Ties to the Financial Sector.

Insurance 52

Insurance Banking Crisis Discount 52

Harvard Business Review

APRIL 5, 2012

The rest of the reading list: " Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model ". But all the models above except the Bank of England Quarterly Model were devised after the last financial crisis, and I'm not aware of any miraculously good predictions churned out by the BofE before the crisis.

Banking 13

Banking Real Estate Crisis Policies 13

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. Since the crisis, banks have reconsidered their overreliance on personal credit scores in small business lending.

Credit Scoring 10

Credit Scoring Banking Dunning Metrics 10

Harvard Business Review

DECEMBER 19, 2013

Yesterday, the Federal Reserve announced that it’s kind of sort of about to start ever-so-timidly pulling back on the massive monetary stimulus it’s been pouring out since the financial crisis. You could read this as trying to deflect blame for what transpired later: The crisis happened because we did such a great job!

Bond 8

Bond Policies Long-term Short-term 8

Harvard Business Review

SEPTEMBER 16, 2014

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. Since the crisis, banks have reconsidered their overreliance on personal credit scores in small business lending.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

JANUARY 7, 2014

I tried to get Greenspan to talk me for my November HBR article on economics and finance since the crisis , but he said he’d promised his publisher to keep mum until the book was out, which was too late for my purposes. It missed the crisis. The IMF missed the crisis. I finally did pay a visit to his office in D.C.

Long-term 11

Long-term Banking Short-term Finance 11