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We Tracked Every Dollar 235 U.S. Households Spent for a Year, and Found Widespread Financial Vulnerability

Harvard Business Review

Related Video. See More Videos > See More Videos > Our first big finding was that the households’ incomes were highly unstable, even for those with full-time workers. When a business, rather than a household, faces such volatility, it responds by building up working capital. for generations.

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Interview with Sramana Mitra on 1M/1M Program

Rajesh Setty

Once the $1 million revenue milestone is crossed, entrepreneurs find it easier to find additional customers, manage working capital, and access funding, whether it is credit or equity. In my roundtables, the vast majority of entrepreneurs I work with are in this rather vulnerable pre $1 million revenue stage. on a global scale.

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What Netflix and Starbucks Know About Cash Flow

Harvard Business Review

households who seemed likely to sign up for its streaming video service. This allows you to better manage operating and capital expenses. It can also improve working capital. business ended 2014 with 39.1 million subscribers, not far off our 2012 prediction that there were at least 40 million U.S.

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Artisans Must Balance the Books

Harvard Business Review

As more people depended on him, he spent his working capital, and the business failed. When artisans have no understanding of their cash flows, they fail prey to spending a big percentage of their working capital, without meaning to, on non-business issues that usually cripple their operations.

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Telecom's Competitive Solution: Outsourcing?

Harvard Business Review

The North American telecom carriers are also forced to make huge investments to upgrade their network to support more video and faster data services. Due to huge capital requirements, these investments could exert considerable pressure on the working capital of the carrier company.

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Best Buy Can't Match Amazon's Prices, and Shouldn't Try

Harvard Business Review

That 5% margin might come not from scale, but from the absence of stores, retail employees, and reduced working capital requirements. Equipment makers turn to the chain for very different reasons. Imagine that Amazon makes 5% margins today selling a TV through their online channel at the same price that Best Buy is selling the unit.

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