2005 2010 Banking Technology 
Harvard Business Review
AUGUST 27, 2015
Economywide ROIC has trended downward since the 1980s, falling from above 6% in the mid-1960s to 5% in 1980, then to 3% in 1990, and to only a bit more than 1% by 2010. Deloitte attributes this fall in part to rising competitive intensity, as a result of new technologies and lower entry barriers. An increasing number of U.S.
Harvard Business Review
APRIL 18, 2012
The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else.
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Harvard Business Review
MARCH 28, 2016
In the past, disruption occurred at the level of discrete product and service technologies that competed to offer better value for customers (e.g., inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). It made huge investments in new technology, new plant, and new personnel. By 2005, Kodak ranked No.
Harvard Business Review
SEPTEMBER 8, 2016
At first, the causes of free fall appear to be external: a global financial crisis, a banking system collapse, government deregulation, or, more common, a new business model or technology harnessed by a nimble insurgent competitor. But these forms of external turbulence tend to be the trigger of free fall, not the cause.
Harvard Business Review
FEBRUARY 25, 2015
If you had asked Singaporeans in 2010 to identify a successful local start-up, they might have paused for a few minutes before mentioning Creative Labs. With the cautionary notes in mind, I arrived in Singapore in March 2010. Singaporeans are not,” critics would respond. “Name a Singapore start-up.
Harvard Business Review
JANUARY 7, 2014
The boom-bust tendencies of Wall Street mean we need tougher capital requirements for banks, Greenspan now says, and maybe even a forced return to the partnerships that once dominated investment banking. The technology-stock bubble of the late 1990s and its subsequent deflation were among the defining events of Greenspan’s tenure.
Harvard Business Review
OCTOBER 27, 2015
While 44% of EU residents shopped online in 2014, a paltry 15% bought from another member state; barely up by six and a half percentage points since 2010, according to the European Commission’s (EC) “Digital Agenda Scoreboard 2015.” A major reason for this deficit is insufficient investment. billion in 2014.
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