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Some Thoughts on Investing from My Recent Interview

Curious Cat

Some excerpts from the interview: I have maintained a portfolio that I call the sleep well portfolio for 10 years (started April 2005). We didn’t take the opportunity to address the financial system risks created by the actions of “Too Big to Fail” banks. That was a very good policy decision by the government.

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How a Turkish Bank Became the Employer of Choice

Harvard Business Review

Our experience at Garanti Bank shows how even in seemingly the worst of circumstances, companies can become the most attractive of employers. In 2001, Turkey experienced a financial crisis in its banking sector. Group merged its three banks (Körfez, Osmanl?, By 2005, Garanti began to open branches and grow rapidly.

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The Dangers of Digital Protectionism

Harvard Business Review

Many governments are currently rethinking their policies regarding cross-border data flows. Although cross-border data flows grew 45x between 2005 and 2014, according to a McKinsey analysis , events since 2014 have pushed the pendulum to swing away from unconstrained data globalization. What Policy Makers Should Consider.

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What If Socially Useful Jobs Were Taxed Less Than Other Jobs?

Harvard Business Review

Although economists have long focused on policies that promote the acquisition of human capital through education, the efficient allocation of the resulting talent is just as important. What policies can encourage talented workers to choose socially beneficial careers? We consider two different types of tax policies. In the U.S.,

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Businesses Serving the Poor Need to Get Over Their Unease About Profit

Harvard Business Review

Prahalad and his colleagues more than a decade ago in a series of articles and books, and it has stuck in the minds of businesspeople, policy makers, and nonprofits despite results that can only be described as dismal. Compare that to the 7%-10% NIM that is the norm for traditional banks serving wealthier consumers.

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How Bold Corporate Climate Change Goals Deteriorate Over Time

Harvard Business Review

In a recently published paper in the Academy of Management Journal , we explore how major business corporations translate the grand challenge of climate change into strategies, policies, and practices over an extended period of time. Each of these five companies were at the leading edge of corporate engagement with this issue.

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The Hidden Costs of Cash

Harvard Business Review

The unbanked pay four times more in fees to access their money than those with bank accounts, and they pay $4 higher fees per month for cash access on average than those with formal financial services. However, this proportion is not growing; it has remained relatively static over the period 2005-2011, even as Mexico’s economy has grown.

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