Harvard Business Review

SEPTEMBER 15, 2014

More US bank branches closed in 2013 than ever before. More than 85% of retail banking transactions are now digital. The bank branch is “going south,” mobile-banking entrepreneur Brett King said to CNBC. So are we witnessing the death throes of brick-and-mortar retail banking? In our view, no. Here’s why.

Banking 11

Banking Retail Open-book Finance 11

CO2

JANUARY 2, 2011

They also go down the road to explain free to not free enterprises like Skype. The Empathy Map by XPLANE Design : How to build a business model around customer insights. John Sullivan FORA.tv

Business Model 141

Business Model Executive Coaching Execution Blog 141

Harvard Business Review

JANUARY 3, 2011

Before 2010 is dumped into the dustbin of history — and it was a year when cleaning up after disasters was not just a metaphor — it's worth finding the gems among the trash. 2010 will soon seem like ancient history, but these lessons will endure. Straight-line careers are over-rated.

Gordon 15

Gordon Crisis CEO Entrepreneur 15

Harvard Business Review

NOVEMBER 29, 2010

He also founded Bubblegeneration, an agenda-setting advisory boutique that shaped strategies across media and consumer industries. — and you might begin to see how economists conceive of banking shutdowns. Though the money supply did contract sharply, neither trade, commerce, nor industry came to a grinding halt.

Banking 15

Banking Crisis Merton Guidelines 15

Mills Scofield

NOVEMBER 18, 2011

Special guest blog post by Don Esch, President of Bettcher Industries of his story at BW-Center For Innovation & Growth 's Innovation Summit. At Bettcher Industries, we love the meat processing industry; we’ve always loved the meat processing industry and one reason we do is because many others don’t.

Succession 70

Succession Industry Stage-Gate CFO 70

Harvard Business Review

DECEMBER 29, 2010

For me, 2010 was the year when I let go of theories and focused on realities, most notably the real challenges of leading in the 21st century. One of the most memorable moments was listening to an executive of a British bank rescued by the government, who told his audience that the economic crisis had been a breakthrough moment in his career.

Leadership 15

Leadership Crisis Banking Learning-by-Doing 15

Chris Brady

SEPTEMBER 24, 2010

Growing up, I can remember always having a big, green plastic dog bank standing in the corner of my bedroom. The program was attractive to a kid like me without any finances because it offered a co-op experience in which every other twelve weeks were spent in the workplace somewhere out in actual industry. God Bless you both.

Class 50

Class Letter Blog Banking 50

You're Not the Boss of Me

MARCH 23, 2010

Exploring Shared Leadership → March 23, 2010 · 5:37 pm ↓ Jump to Comments The Importance of Being Purposeful When I first came to Vancouver to take up my new role as a Human Resources Consultant with a major bank, my boss and I agreed that I should go on a road trip and meet with as many corporate banking employees as possible.

Banking 43

Banking Blog Human Resources Learning-by-Doing 43

Harvard Business Review

JUNE 8, 2018

The impact investment industry is growing rapidly, a fact that many of us in the field celebrate. In 2010, J.P In 2010, J.P Impact investing can learn from the history of microfinance — the provision of debt and other financial services to the poor — an industry that was at a similar stage 15 years ago.

Microfinance 8

Microfinance IPO Real Estate Industry 8

Strategy Driven

NOVEMBER 29, 2010

Read on for some innovation inspiration from companies that found ways to make their customers take notice – while sticking with their values: The Difference Maker: Buc-ee’s The Dared to Be Difference: Banking on bathrooms. Think about what people dislike most about your industry, service, or product offering.

Wilde 62

Wilde Tactics Advertising Brand 62

Strategy Driven

AUGUST 31, 2021

Do you remember the image of artificial intelligence you had in 2010? Over the past eleven years, this technology has made great strides in many industrial sectors. Banking applications. When discussing online shopping, you cannot ignore online banking. It was not yet anchored in our daily lives.

Examples 105

Examples Banking Engineering Brand 105

Strategy Driven

NOVEMBER 24, 2010

Posted by Thornton May on November 24, 2010 · Leave a Comment The classic Harvard Business School case “Otisline (A)” 1 begins with the quote, “… our objective is to go unnoticed.” However, no one is saying “before we can do analytics we must explain the take-to-the-bank value of analytics to decision makers.”

Magazine 52

Magazine Chief Operating Officer Newsletter Objective 52

Harvard Business Review

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. ’s largest banks? What explains the divergence in the fortunes of two of the U.S.’s

CEO 8

CEO Accrual Accounting Pharmaceuticals Banking 8

Harvard Business Review

JULY 27, 2015

This is where the July 2012 memorandum of understanding between Greece and the Troika (the International Monetary Fund, European Central Bank, and the European Commission) failed miserably; the previous government, much like Syriza, wanted to preserve the status quo. The IMF, ECB, and EU own the rest. So what about that debt?

Banking 8

Banking Crisis Tourism Policies 8

Harvard Business Review

NOVEMBER 17, 2016

He blamed the industry’s notorious low profitability on the “kamikaze pricing tactics of certain carriers” and vowed to not invest in this “death trap” sector again. The industry was indeed unprofitable for decades. commercial banking industry. billion in the four largest U.S.

Airlines 8

Airlines Price Hedge Industry 8

Harvard Business Review

JUNE 13, 2012

The microfinance industry is a rare D and E success story. Microfinance banks, which provide desperately needed loans to low-income consumers, draw mainstream investors because of their attractive returns. Compare that to the 7%-10% NIM that is the norm for traditional banks serving wealthier consumers.

Microfinance 14

Microfinance Prahalad Bottom-up Banking 14

Harvard Business Review

MARCH 14, 2012

It's co-authored with a couple new colleagues of his at the Bank of England (one a former tax lawyer , the other a physicist ), and scores higher than average on the Haldane wonkiness scale. Today he was endorsing an effort backed by the financial industry. 2, 2010 speech " Patience and Finance." writing stuff like this?

Banking 13

Banking Long-term Short-term Finance 13

Harvard Business Review

DECEMBER 21, 2010

In many ways, the biggest business developments of 2010 were the things that didn't happen. Banks with cash didn't lend it. It also signified important technological directions that are reshaping other industries. Big companies with cash didn't spend it. There is no more need to embed them in the guts of a stationary device.

Technology 15

Technology Innovation Offshoring Trends 15

Harvard Business Review

MARCH 16, 2011

But in our industry, it's very hard to argue that gender diversity is anything less than key. How strange, then, that in the industry as a whole there has been little focus on gender within lending institutions. One result was the innovative supplemental health insurance product MFW launched in April 2010.

Microfinance 15

Microfinance Diversity Banking Trends 15

Harvard Business Review

NOVEMBER 23, 2010

Comments The Right CEO Personality for Process Improvement I recently argued that in industries such as distribution and logistics (Amazon, FedEx, UPS), process manufacturing (Exxon), insurance (Aetna), restaurants (McDonalds), and retail banking (Bank of America, Citibank, Wells Fargo), continuous process improvement is essential.

Process 15

Process CEO Insurance Banking 15

Harvard Business Review

JUNE 6, 2018

Back in 2010, one of Judson’s residents realized that the goal of enlivening the cultural life of the retirement community and the need to provide affordable housing for nearby graduate music students might be simultaneously solved. However, during the industrial age in the U.S., But something else has happened.

Education 12

Education Absenteeism Efficiency Innovation 12

Harvard Business Review

AUGUST 27, 2015

Economywide ROIC has trended downward since the 1980s, falling from above 6% in the mid-1960s to 5% in 1980, then to 3% in 1990, and to only a bit more than 1% by 2010. Companies are using this money for share buybacks, or putting it in the bank, running high (and rising) cash balances of close to 15% of GDP. There are many.

ROIC 8

ROIC McKinsey GDP Company 8

Harvard Business Review

NOVEMBER 23, 2010

The Conversation Blogs The Conversation Artisans Must Balance the Books 8:12 AM Tuesday November 23, 2010 by Ndubuisi Ekekwe | Comments () Email Tweet This Post to Facebook Share on LinkedIn Print The boy was 11 years old when his father took him to live with a kinsman, a businessman with many shops in Lagos, Nigeria. All rights reserved.

Books 14

Books Guidelines Banking Telecommunications 14

Harvard Business Review

OCTOBER 1, 2013

That comes after a nearly $1 billion deal just a few days ago to end civil investigations into several matters including the bank’s multi-billion-dollar “ London Whale ” trading loss. Then there are the two former bank employees that authorities have been trying to arrest ( one successfully ) for their roles in the London Whale events.

Banking 10

Banking Risk Management Constraint Finance 10

Harvard Business Review

MAY 31, 2012

boss, Ina Drew , the former head of their unit in of the bank's, the Chief Investment Office (CIO); and CEO Jamie Dimon, to whom the CIO reported who oversaw the CIO. Drew quickly retired after the losses, and Iksil and Macris are, according to news reports, leaving the bank.

CIO 8

CIO Committee Risk Management Banking 8

Harvard Business Review

SEPTEMBER 12, 2012

A McKinsey study found that across all industry sectors, companies with the most women on their boards of directors significantly and consistently outperform those with no female representation: by 41% in terms of return on equity and by 56% in terms of operating results. since 2010.

Diversity 15

Diversity McKinsey Incentives Proposal 15

Harvard Business Review

MARCH 4, 2013

And it's just the latest in a series of Chinese commitments, which include the following: July 2010: 5 trillion yuan , or $800 billion, alternative energy plan over 10 years (this is like the part of the U.S. Even putting aside the literally trillions available through energy efficiency , there's a vast upside from creating new industries.

GDP 8

GDP Energy McKinsey Transportation 8

Harvard Business Review

JANUARY 20, 2014

Prior to joining American Express in 2010, Schulman was CEO of Virgin Mobile and Priceline. In our first meeting, Ken talked about all of the changes that could potentially sweep through the financial services industry. They’re unbanked or under-banked or, as we call it, unhappily banked.

Execution 8

Execution Software Banking Franchising 8

Women on Business

DECEMBER 20, 2012

Women’s skills were more flexible and they held more ‘knowledge’ positions than their male counterparts, particularly in the manufacturing and construction industries. In a 2010 survey, a record 36% of women ages 25-29 had attained a bachelor’s degree compared to 28% of men of the same age. As of 2010, only 2.4% of the U.S.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

MARCH 22, 2011

According to Bank of America/Merrill Lynch Research, the average revenue per voice minute among US wireless carriers was $0.04 in the second quarter of 2010, making US wireless telephony the most affordable in the world. According to its 2010 Annual Report , AT&T's average revenue per user ("ARPU") for voice services declined by 8.6

Wireless 13

Wireless Price Marketing Survey 13

Harvard Business Review

DECEMBER 21, 2012

It hasn't been buzzed about in years, but it's more essential than ever, as organizations like the World Bank (which recently invited me to speak to their global staff about blogging) recognize. Only weeks ago, even the industry-leading New York Times announced yet another round of cuts.)

Blog 11

Blog Content Media Quality 11

Harvard Business Review

JANUARY 12, 2017

Instead, Jane’s successes are attributed to things like product decisions: Release of New Phone Drives Sales at Doe Industries. I became the CEO of a manufacturing company in 2010 after a completing management buyout with some outside investors. Read more from HBX: What to Do When You Make a Mistake at Work.

Content 8

Content Engineering Education Metrics 8

Harvard Business Review

DECEMBER 7, 2018

As one accountant based in Japan during 2010, explained , “there was a big rush of inquiries about schemes that might be used either to split out salaries or defer part of it.” Instead, the independent auditor is effectively chosen by the company’s chairman, subject to board approval.

Committee 8

Committee Chief Financial Officer Document Execution 8

Harvard Business Review

SEPTEMBER 9, 2015

This phenomenon has been documented in the consumer-packaged-goods , food , semiconductor-manufacturing , and other industries. Senate Banking Committee to save his competitors. Senate Banking Committee to save his competitors. automobile industry. The China-Sparked Crisis.

Supply Chain 8

Supply Chain Retail Crisis Operations 8

Harvard Business Review

MARCH 25, 2015

According to LIMRA , the life insurance industry trade association, the number of individual holders of life insurance in the U.S. million – between 1990 and 2010. Only 44% of households had any life insurance in 2010, which is a 50-year low. Yet life insurance sales have been on a steady decline for years. million to 9.7

Insurance 8

Insurance Policies Productivity Products 8

Harvard Business Review

DECEMBER 2, 2010

HBR , June 2009 ) about a fictional bank that was debating whether to run such an ad and was slammed by one conservative commentator for daring to ask such a question. billion auto industry bailout. The fact is, this is 2010 and the bailout happened. I wrote a case (" Do You Thank the Taxpayer for Your Bailout?",

IPO 13

IPO Advertising Brand Banking 13

Harvard Business Review

FEBRUARY 18, 2015

Despite the inventiveness of these entrepreneurs, some operate in the informal economy, without government registration, IP rights, or access to banking. Industrial developments will require supporting infrastructure. As of 2010, only 3% of Africa’s population attended post-secondary education (PDF).

Innovation 8

Innovation Engineering Entrepreneur Banking 8