The Idolbuster

MAY 21, 2012

JP Morgan, the bank that was too smart to get in trouble with risky investments is now suffering massive losses for risky investments. Estimates for eventual losses range as high as $20 billion, although the bank itself says only 3 billion lost so far. But when pressed further, it is clear that Samantha paid a high price. “I

Banking 45

Banking Metrics Reputation Objective 45

Harvard Business Review

FEBRUARY 24, 2011

26, many thousands of people around the world will download Warren Buffett's 2010 shareholder letter. To help you see what is different in his 2010 letter — I offer a partial list of Buffett principles from last year's letter. But why compare apples (book value) to oranges (share price and dividends)? This Saturday, Feb.

Letter 15

Letter P&L Net Present Value Insurance 15

Building Personal Strength

AUGUST 14, 2010

The next day, we went down to test-drive the car and haggle over price. Mike quickly gave us a great price with lots of perks, and now we're happy owners of the car. PUT THE MONEY IN THE BANK. Copyright 2010. The cool thing was, there was no haggling. We picked it up the next day. It sounds like a no-brainer, doesn't it?

Discount 84

Discount Price Learning-by-Doing Bottom-up 84

Harvard Business Review

JANUARY 3, 2011

As retailers tally up sales from the crucial holiday period, the early returns look good: spending rebounded in 2010, with MasterCard reporting a 5.5 percent — and the 2010 holiday season may mark the first time that online spending accounts for more than 10 percent of all gift purchases. percent increase over the previous year.

Price 15

Price Retail Strategy Discount 15

Harvard Business Review

FEBRUARY 11, 2013

Last weekend, as snowstorm Nemo hit Boston and the snow was falling at record levels, I recalled an informal — admittedly unscientific — poll I conducted a few years ago among friends on the touchy subject of fairness in pricing. Should you raise price?". are willing to pay a high price).

Price 10

Price Kahneman Survey Constraint 10

Harvard Business Review

MAY 14, 2015

The “turnaround plan” recently announced by McDonald’s includes an aggressive program to manipulatively boost its stock price via stock buybacks, an activity that has become the major focus of its corporate strategy over the past decade. ” In 2014, McDonald’s expended $3.2 The winners.

Price 8

Price Franchising Short-term CFO 8

Harvard Business Review

MARCH 22, 2011

I tend to care about prices: Will this merger affect my monthly wireless bill? Wireless telephone prices are falling, a sign of competitive markets. And because the CPI cannot easily account for increases in call quality , this index understates the true decrease in the quality-adjusted price of wireless telephony.

Wireless 13

Wireless Price Marketing Survey 13

Harvard Business Review

JULY 27, 2015

This is where the July 2012 memorandum of understanding between Greece and the Troika (the International Monetary Fund, European Central Bank, and the European Commission) failed miserably; the previous government, much like Syriza, wanted to preserve the status quo. The IMF, ECB, and EU own the rest. So what about that debt?

Banking 8

Banking Crisis Tourism Policies 8

Harvard Business Review

MARCH 14, 2012

It's co-authored with a couple new colleagues of his at the Bank of England (one a former tax lawyer , the other a physicist ), and scores higher than average on the Haldane wonkiness scale. Which is an interesting thing for the executive director of financial stability at the Bank of England to be doing.

Banking 13

Banking Long-term Short-term Finance 13

Strategy Driven

NOVEMBER 29, 2010

Read on for some innovation inspiration from companies that found ways to make their customers take notice – while sticking with their values: The Difference Maker: Buc-ee’s The Dared to Be Difference: Banking on bathrooms. In the first quarter of 2010 alone, they acquired 1.4 There has never been a better time to be different.

Wilde 62

Wilde Tactics Advertising Brand 62

Harvard Business Review

NOVEMBER 17, 2016

He blamed the industry’s notorious low profitability on the “kamikaze pricing tactics of certain carriers” and vowed to not invest in this “death trap” sector again. Industry observers have noted that since 2010, “The airline industry is profitable again — really profitable.”

Airlines 8

Airlines Price Hedge Industry 8

Harvard Business Review

JUNE 13, 2012

If you've ever had anything to do with business initiatives among the world's poor — the so-called bottom of the economic pyramid — you've no doubt heard the advice that enterprises in this space need to aim for low prices, low profit margins, and high sales volumes. At a price equivalent to 10 U.S. It was laid down by C.K.

Microfinance 14

Microfinance Prahalad Bottom-up Banking 14

Harvard Business Review

DECEMBER 22, 2016

The SEC’s new disclosure requirement implements a section of the Dodd-Frank Act of 2010 that seeks to expose extreme pay gaps within corporations and to permit cross-company comparisons of CEO-worker pay inequality. The actual money-in-the-bank total ARG compensation of its CEO John C. public corporations must file with the U.S.

CEO 8

CEO Black-Scholes Price Merton 8

Harvard Business Review

DECEMBER 1, 2011

It is a strong proxy for the overall Chinese stock market because it tracks 25 of the largest and most liquid of the Chinese stocks that are traded on the Hong Kong exchange — stocks like petro giant CNOOC , state monopoly China Mobile, and the behemoth Chinese Construction Bank.

Marketing 15

Marketing GDP Price Sharpe 15

Harvard Business Review

JUNE 26, 2014

The unbanked pay four times more in fees to access their money than those with bank accounts, and they pay $4 higher fees per month for cash access on average than those with formal financial services. Such government safety net programs kept some 25 million people out of poverty in 2010. pays a price as well of a different kind.

Cost 8

Cost Transportation Banking Retail 8

Harvard Business Review

MAY 31, 2012

boss, Ina Drew , the former head of their unit in of the bank's, the Chief Investment Office (CIO); and CEO Jamie Dimon, to whom the CIO reported who oversaw the CIO. Drew quickly retired after the losses, and Iksil and Macris are, according to news reports, leaving the bank.

CIO 8

CIO Committee Risk Management Banking 8

Harvard Business Review

FEBRUARY 27, 2015

Greece appears also to lose control of the €11 billion reserves of the Greek banking stability fund. This is precisely what it did with Greece in the first place, by not allowing it to restructure in 2010, and thus building this mountain of debt. So, clemency on loan terms might make procedural sense.

Restructuring 8

Restructuring Policies Crisis Banking 8

Harvard Business Review

FEBRUARY 18, 2015

Its reliance on commodities remains its weakest link, causing cyclical trade shocks and welfare losses as the current fall in crude oil price has proven. Another oil exporter, Angola, introduced austerity measures and revamped its budget as oil price continues to collapse. Major clusters are forming in Lagos, Nairobi, and Kigali.

Innovation 8

Innovation Engineering Entrepreneur Banking 8

Harvard Business Review

NOVEMBER 28, 2016

Instead, you can rethink what it means to be in the retail-banking business, or the industrial-distribution business, or the office-cleaning business. Doyle became CEO in 2010, after some troubled years , when the company’s growth was slow and its stock price was stuck, a lame $8.76

CEO 8

CEO Open-book Price Innovation 8

Harvard Business Review

JANUARY 12, 2017

Headlines in the business sections of newspapers rarely read like this: Jane Doe Hires Well, Stock Price Soars. I became the CEO of a manufacturing company in 2010 after a completing management buyout with some outside investors. People make decisions. It’s probably not surprising that we forget this.

Content 8

Content Engineering Education Metrics 8

Harvard Business Review

DECEMBER 22, 2014

billion in 2010, predicting it would grow at 20% a year for a decade. We believe that American companies have a huge upside in India over the next several years. ” • “Reserve Bank permission? And rarely is an American product or service the low-price leader in India’s market. Why do I need five in India?”

Venture Capitalist 12

Venture Capitalist Price Marketing Learning-by-Doing 12

Harvard Business Review

MARCH 25, 2015

million – between 1990 and 2010. Only 44% of households had any life insurance in 2010, which is a 50-year low. New products should be based on real customer needs and made available at a range of price points through a variety of channels. dropped 45% – from 17.7 million to 9.7 In 1960, it was 72% of households.

Insurance 8

Insurance Policies Productivity Products 8

Harvard Business Review

OCTOBER 31, 2014

Now the best description might be, “giant bank account with a company attached.” Then, after a few of those investors ousted co-founder and CEO Ev Williams in a boardroom coup late in 2010, Twitter raised another $1.2 As I write this, the company’s stock price is down 44% from its peak last December.

Marketing 10

Marketing IPO Venture Capitalist Fashion 10

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else.

Globalization 12

Globalization Banking Restructuring Politics 12

Harvard Business Review

MARCH 8, 2012

An Indian investment bank, Avendus, projects 376 million Indian Net users by 2015. As unit economics enable ever cheaper smart phones (the lowest price in the market is now $65), their penetration will rise. The government is rolling out what it calls its National Broadband Plan , a $4.5 This expansion isn't just domestic.

Venture Capitalist 14

Venture Capitalist Entrepreneur Conference Wireless 14

Harvard Business Review

MARCH 11, 2011

Banking and other financial services are now more important to the national economy. Noel Maurer is an Associate Professor of Business Administration at Harvard Business School and the author of The Big Ditch: How America Took, Built, Ran, and Ultimately Gave Away the Panama Canal (Princeton University Press, 2010).

Incentives 13

Incentives Uncertainty Short-term Politics 13

Harvard Business Review

JULY 19, 2013

In a 2010 survey, for example, only 25% of French employers said they were "strongly interested in hiring mothers," and 41% feared there would be "less flexibility in the schedules of mothers who worked" (they didn''t have this fear when it came to men). What''s a Fair Price for Medical Services? It’s called price-fixing.”

Committee 8

Committee Content Price Organizational Behavior 8

Harvard Business Review

SEPTEMBER 9, 2015

Senate Banking Committee to save his competitors. Since 2000, the Chinese economy has been growing at an increasing rate — from 6% per year in 2000 to 12% per year in 2010. This is exactly what happened during 2010 and 2011 as the global economy was bouncing back.) automobile industry. The China-Sparked Crisis.

Supply Chain 8

Supply Chain Retail Crisis Operations 8

Harvard Business Review

SEPTEMBER 26, 2013

For example, in 2010, Microsoft —one of the world’s best product innovators for the last two decades — launched a social phone called Kin. Anytime, Anywhere” banking has become the price of entry as providers strive to meet the need of large and diverse customer bases. The innovation mindset isn’t just about product innovation.

Innovation 9

Innovation Productivity Products Long-term 9

Harvard Business Review

MARCH 28, 2016

inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). By 2010, Kodak had clawed its way to No. Initially, as their price and performance improved, they made digital photos easier to take and more attractive to print, causing the sales of both digital cameras and home photo printers to accelerate.

Company 8

Company How To Technology Strategy 8

Harvard Business Review

MARCH 12, 2015

In 2010, my company created an app store. An e-commerce company must beat these entities on prices to be competitive. Because nearly all e-commerce firms are formalized for access to the banking system, they pay taxes. The typical strategy is to introduce new companies by recreating foreign business models on the continent.

Entrepreneur 8

Entrepreneur Open-book Marketing System 8

Harvard Business Review

JANUARY 5, 2011

FailCon 2010 took place on October 25th in San Francisco. Note that FailCon's sponsors included a Silicon Valley Bank and a variety of business services firms.). Lisa Gansky , in her new book The Mesh , provides a forty-page list of organizations designed for resource sharing. And no sector is complete without its own conference.

Entrepreneur 15

Entrepreneur Innovation Intellectual Capital Mission Statement 15

Building Personal Strength

MAY 10, 2010

Oil prices had fallen drastically, so her client portfolio consisted mostly of “work-out projects”—finding ways to help businesses repay loans before they defaulted. She worked for a small community bank run by the founder. Several months later, a team of bank examiners questioned her about the loan. Copyright 2010.

Banking 99

Banking Committee Bottom-up Learning-by-Doing 99

Harvard Business Review

JULY 20, 2016

But plan to raise your prices sooner rather than later. With help from those professionals, she established an S Corporation , got an employer identification number from the IRS , opened a business bank account, and set up payroll with Gusto. In 2010 she left her position to “look for that dream job.”

Succession 8

Succession How To Consultative Project 8

Harvard Business Review

FEBRUARY 21, 2018

In banking, Wells Fargo and Fifth Third Bancorp also announced pay increases for minimum wage employees. Looking closer at the period following the financial crisis, 2010 to 2014, we find that weak demand played a key role in the recent productivity growth decline to historic lows. percentage points. in 2014 to 2020.

Crisis 8

Crisis Retail Long-term Banking 8

Harvard Business Review

SEPTEMBER 8, 2016

At first, the causes of free fall appear to be external: a global financial crisis, a banking system collapse, government deregulation, or, more common, a new business model or technology harnessed by a nimble insurgent competitor. But these forms of external turbulence tend to be the trigger of free fall, not the cause.

Company 8

Company How To Business Model Engineering 8

Harvard Business Review

OCTOBER 18, 2012

Homeownership and retirement funds: Job hoppers pay a high price in home equity and retirement accounts. Stability is also appealing to banks--lenders look more favorably on prospective borrowers who've held consistent jobs for a minimum of two years, and preferably more. Now the employees and management own the company.

Long-term 10

Long-term Execution Incentives Banking 10