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Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

Today, almost every industry is vulnerable to the effects of digitization and to what Accenture calls “Big Bang Disruption.” insurance aggregator beatthatquote.com in 2011 and has since launched price comparison sites in the U.K., Disruptive innovation' Google bought U.K. Germany, and France. Insurethebox, a U.K.

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America's Innovation Shortfall and How We Can Solve It

Harvard Business Review

A vast ideological gap on macro-economic policy divides Washington and much of the nation, but there is almost universal agreement on one solution: innovation. Innovation is now perceived as a panacea for job creation, income generation, economic growth, dollar strength, and the revival of the U.S. as global hegemon.

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Blockbuster Becomes a Casualty of Big Bang Disruption

Harvard Business Review

The shutdown will be completed by early 2014, bringing to a close a dramatic story of rise and fall at the hands of disruptive technological innovation, or what we have called “ big bang disruption.” In 2010, the once-unbeatable company declared bankruptcy. The Blockbuster-Netflix skirmish is a case in point.

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Just How Valuable Is Google's "20% Time"?

Harvard Business Review

Relative to the enormous economic value talent can deliver, gluten-free gourmet cafeterias and concierge service represent a small price to pay. Keeping it productively innovative and innovatively productive is another. At a certain point, innovation cultures are as much about "credibility" as creativity and ingenuity.

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Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

Today, almost every industry is vulnerable to the effects of digitization and to what Accenture calls “Big Bang Disruption.” insurance aggregator beatthatquote.com in 2011 and has since launched price comparison sites in the U.K., Disruptive innovation' Google bought U.K. Germany, and France. Insurethebox, a U.K.

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Throw Your Life a Curve

Harvard Business Review

But our predictive power plummets when there is a time delay or non-linearity, as in the case of a CEO who delivers better-than-expected earnings only to wonder at a drop in the stock price. Or paraphrasing James Allworth , "Steve Jobs solved the innovator's dilemma because his focus was never on profit, but better and better products."

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Elon Musk’s Patent Decision Reflects Three Strategic Truths

Harvard Business Review

The fact that any of these theories could be true – and based on the share price movement, all of them are being applauded – says three important things about the nature of industries and competition today: Industries are increasingly irrelevant; it’s now the ecosystem that matters. Auto industry Disruptive innovation Strategy'