Harvard Business Review

SEPTEMBER 12, 2012

Equating "innovative" with new molecules misses the point: to develop clinically superior new medicines. The apparent business model of Big Pharma emphasizes the billions spent at great risk to find "innovative" and "breakthrough" new molecules that must be priced high to recover research costs that have become "unsustainable."

Business Model 15

Business Model Company Pharmaceuticals Price 15

Harvard Business Review

OCTOBER 21, 2013

But, given the structure of health insurance, the question should not be “Why are prices so high?” ” The question realistically should be “Why are prices not even higher?” The lack of price sensitivity on the demand side of the health care market cannot but influence strategies on the supply side.

Health Care 8

Health Care Insurance Price Reference 8

Strategy Driven

NOVEMBER 29, 2010

If you aren’t sure where to get started, take a cue from other companies that have taken innovation to heart and used it to successfully win and keep customers. Geico has done a particularly remarkable job at grabbing attention for their insurance products. In the first quarter of 2010 alone, they acquired 1.4

Wilde 62

Wilde Tactics Advertising Brand 62

Harvard Business Review

DECEMBER 31, 2012

To satisfy the gun control (Safety Seeker) group and the first group of gun owners (Protection Seeker), requiring innovations in product safety is the first opportunity. But one key factor is the legal requirement to have auto insurance if you drive a car (vs. Requiring gun insurance is the second opportunity. just own a car).

Industry 9

Industry Insurance Automotive Cost 9

Harvard Business Review

APRIL 18, 2017

They will fail not because AI is all hype, but because companies are approaching AI-driven innovation incorrectly. For example, an insurer could take a business process such as claims processing and automate it entirely, using speech and vision understanding. Unfortunately, most of these efforts will fail.

Insurance 11

Insurance Video Long-term Project 11

Harvard Business Review

MAY 20, 2015

Those with the best data have enjoyed distinct advantages — in commerce, for example, better understanding the market leads to better products offered at better prices, and so forth. Any number of companies would like that data, and I’d be happy to provide it to some, at a price. But how, and at what price?

Business Model 8

Business Model Price Competitive Advantage Strategy 8

Harvard Business Review

OCTOBER 12, 2015

In our model in the Netherlands, insurers pay a bundled payment to a principal contracting entity — the care group — to cover a full range of diabetes-care services for a fixed period of 365 days. We may simply have to wait for a willing Dutch insurer to take a chance. Dutch bundles. For now, as U.S.

Health Care 8

Health Care Insurance Quality Porter 8

Harvard Business Review

JUNE 21, 2017

But by the company’s launch, in 2010, most urban taxi fleets used modern dispatch with GPS, plus custom hardware and software. Uber’s lower costs brought lower prices to consumers, with resulting popularity and growth. Uber’s Fundamental Illegality. Through these tactics, Uber muddied the waters.

Licensing 8

Licensing Transportation Document Business Model 8

Harvard Business Review

OCTOBER 8, 2013

Others cite the nine organizations leaving the program and the humbling results of a prior ACO experiment in Medicare — the Physician Group Practice Demonstration (PGPD) that ran from 2005 to 2010 — as reasons to be pessimistic. It calls on insurers to help providers identify waste and inefficiency, and patients to be part of the care team.

Organization 8

Organization Health Care Insurance Quality 8

Harvard Business Review

JULY 17, 2018

During Jeff Immelt’s tenure as CEO of General Electric, from 2001 until 2017, the company’s stock price fell by over 30%, a decline of roughly $150 billion in shareholder value. GE’s pension deficit exploded between 2010 and 2016, as the company spent $40 billion on stock buybacks in a futile effort to boost its stock price.

Committee 8

Committee Welch Finance Participative 8

Harvard Business Review

NOVEMBER 6, 2013

This increase has come at a high price, hitting home most obviously in workers’ pay. According to data published by the Kaiser Family Foundation, workers’ earnings rose by 47% from 1999 to 2012, but their contribution to health insurance premiums during that time went up by 180%. Leading Health Care Innovation.

Health Care 8

Health Care Constraint Budgeting Quality 8

Harvard Business Review

JULY 27, 2015

But the 2012 haircut only covered debt held by private creditors (including banks, insurance companies, and pension funds). Back in 2010, before the haircut, when Greece ran out of money, all of its debt was private and issued under Greek law. And what about that price? The IMF, ECB, and EU own the rest. So what about that debt?

Banking 8

Banking Crisis Tourism Policies 8

Harvard Business Review

NOVEMBER 23, 2010

If they were required to purchase a seat to strap their car carrier into, it would increase the price of the trip for their parents, who would then be more likely to drive. By forcing people to purchase additional seats it would inevitably drive up the demand and therefore the price of airline tickets (and I fly quite a bit).

Airlines 14

Airlines Report Guidelines Discount 14

Harvard Business Review

AUGUST 17, 2015

When it comes to discovering unmet customer needs and innovation opportunities, there’s no substitute for in-the-moment, in-context observation for making meaning out of the complex weave of emotion and rationality that drives consumer behavior. Why use them? Longitudinal data can be as, if not more, valuable than actual longitude.

Document 8

Document Marketing Learning-by-Doing Travel 8

Miles Anthony Smith

NOVEMBER 7, 2019

Siege Media stands out from the rest by innovating the way they create their content. TopRank Marketing TopRank Marketing has been doing innovative and impactful work with interactive content and B2B influencers for huge brands like SAP, Dell, LinkedIn, 3M, and Oracle for over 18 years. Nan Price Be authentic and concise.

Marketing 105

Marketing Content Audience Brand 105

Harvard Business Review

NOVEMBER 2, 2018

That means that to control costs going forward, employers may have to confront the true underlying causes of rising health care expenditures: high prices and health care inefficiencies. As a percent of workers’ compensation, employers’ health care spending has held steady at between 8% and 9% since 2010.

Health Care 8

Health Care Cost Insurance Price 8

Harvard Business Review

DECEMBER 8, 2016

When the ACA was passed, in 2010, many observed that although the ACA expanded access to health care, it did less to address the equally critical issue of improving the delivery of that care. Innovating for Value in Health Care. Yet other attributes of smartphones and cars, such a price and ease of convenience, matter too.

Health Care 8

Health Care Quality Customer Loyalty Cost 8

Harvard Business Review

NOVEMBER 16, 2016

Specifically, it has allowed for significant expansion of insurance coverage and it is accelerating the move from a financing system that pays for the volume of services provided to one that rewards care providers for delivering higher-quality care. Innovating for Value in Health Care. Insight Center. Sponsored by Medtronic.

Insurance 8

Insurance Health Care Incentives Cost 8