Harvard Business Review

SEPTEMBER 20, 2016

a year between 2010 and 2015, considerably slower than the 5.4% from 2000 to 2010. New research conducted by the McKinsey Global Institute makes it clear that Africa faces real economic headwinds including declining investment and savings, and rising government indebtedness. from 2010 to 2015, compared with 4.1%

Globalization 8

Globalization Long-term GDP Marketing 8

Harvard Business Review

JUNE 26, 2014

There is no fee charged to retailers who use it and no exorbitant interest rates lying in wait for consumers. retail businesses lose about $40 billion annually because of the theft of cash alone. This cost is also disproportionately borne by mom-and-pops, many of which operate in poor neighborhoods and rural areas.

Cost 8

Cost Transportation Banking Retail 8

Harvard Business Review

JULY 5, 2016

According to estimates by McKinsey , if France (for example) were to shift into a higher gear and equal the UK’s digital state, its hypothetical economic gain could be about €100 billion. billion in the rest of Europe over the period 2010-2015. billion as compared to $4.4 Decision-Making Will Be Held Hostage to Uncertainty.

Safe Harbor 9

Safe Harbor Industry Uncertainty Crisis 9