How Politics Affects Peer-To-Peer Lending
The Horizons Tracker
NOVEMBER 14, 2023
When seeking a loan, individuals have traditionally turned to banks and loan officers, engaging in a face-to-face interaction at a local branch. Unlike bank loans, where funds originate from the financial institution, peer-to-peer loans derive their capital from a collective of investors, many of whom may share similarities with the borrower.
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