Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 9

Technology Banking Class Real Estate 9

Harvard Business Review

JUNE 7, 2012

Take technology providers' technical support, with its long hold times "hopelessly complex interactions." Of course, that's based on a rather broad definition from the World Bank: those who earn an income in excess of $2 a day after adjusting for purchasing power. for 2013, the fourth year in a row of relatively flat growth.

Disruptive Innovation 22

Disruptive Innovation Innovation Pharmaceuticals Class 22

Women on Business

DECEMBER 20, 2012

I was recently asked to think about how 2013 trends will impact women in the work force and how women will impact the trends. As a female entrepreneur who has built a successful company over the past decade, I forced myself to look even further ahead and determine what might be coming, not just in 2013 but in the next five years or so.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

JUNE 27, 2013

"Innovation" has become a buzzword in the customer experience field. They also believe that innovation will help them achieve these lofty goals — and they''re investing accordingly. Sixty-nine percent of these respondents report that their companies have dedicated personnel for customer experience innovation.

Innovation 8

Innovation Forrester Business Model Long-term 8

Harvard Business Review

JUNE 7, 2012

Take technology providers' technical support, with its long hold times "hopelessly complex interactions." Of course, that's based on a rather broad definition from the World Bank: those who earn an income in excess of $2 a day after adjusting for purchasing power. for 2013, the fourth year in a row of relatively flat growth.

Disruptive Innovation 12

Disruptive Innovation Innovation Pharmaceuticals Class 12

Harvard Business Review

MAY 20, 2014

financial services sector went from 13,000 of independent banks to half that number, while the top ten banks grew from 20% market share to 60%. As of 2013, the top ten banks had 70% of the market. In chemicals, energy, technology, beer and more, you can see a multi-decade trend toward the consolidation of behemoths.

Pharmaceuticals 11

Pharmaceuticals Banking Chemicals Trends 11

Harvard Business Review

MAY 16, 2016

If innovation is a key strategic priority, does your organizational structure enable creative collaboration, risk-taking, and knowledge sharing? Superior technical innovation is at the heart of its strategy and its organizational design. Royal Bank of Scotland (RBS) was a flagship bank, feted for its stellar financial performance.

Banking 14

Banking Strategy Film Operations 14

Harvard Business Review

MARCH 26, 2014

The hunger for regulation is also driven by a desire to see more banks get involved. Right now, finding a banking relationship can be quite difficult if you’re starting a company that deals with Bitcoin. Clarity is coming, and with it, likely, greater involvement from banks. In March of 2013, the department of the U.S.

Entrepreneur 8

Entrepreneur Decentralization Banking Compliance 8

Harvard Business Review

MARCH 14, 2017

The existence of this parallel economy is a substantial drag on the Indian economy: According to recently released data , only about 1% of Indians paid taxes on their earnings in 2013. According to a Bloomberg report , banks were estimated to have received 14.97 Innovation and Creativity Emerged Around Digital Payments.

Banking 10

Banking GDP Policies Real Estate 10

Harvard Business Review

JULY 9, 2015

But with robust growth rates and economies unburdened by legacy structures of the last century, Africans can innovate beyond what others are doing. The African Development Bank (AfDB) is the most visible organization tasked with shepherding that inclusive innovative growth. Innovating away from past exclusion.

Banking 8

Banking Globalization Credit Rating Short-term 8

Harvard Business Review

DECEMBER 28, 2017

After Mugabe claimed victory in a disputed election in 2013, however, corruption increased , while the strengthening U.S. Moreover, having regularly defaulted on its debts, few international institutions are willing to lend to the government, forcing it to rely on poorly capitalized local banks.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

FEBRUARY 19, 2015

During the summer of 2014 alone $3 billion poured into India’s e-commerce sector, where, in addition to local innovators like Flipkart and Snapdeal, there are nearly 200 digital commerce startups flush with private investment and venture capital funds. Even Amazon localized its approach in India to offer COD as a service.

Constraint 8

Constraint Marketing Innovation Uncertainty 8

Harvard Business Review

MAY 28, 2013

As Pew Internet reports : Young adults: 50 percent of teen smartphone owners, aged 12-17, say they use the internet mostly on their cell phone, according to a 2013 Pew Internet report on Teens and Technology. If you''re trying to reach customers who only shop, bank, and socialize on their mobile devices, you''re missing out.

Content 12

Content Audience Marketing Strategy Report 12

Harvard Business Review

NOVEMBER 6, 2013

Drawing on lessons from the auto industry, banking and beyond, he offered provocative prescriptions for coping in a world in which “the real challenge is to decide what you are doing” in the face of tremendous “technological change or market change.”. But, as was his wont, Drucker didn’t just provide answers.

Drucker 10

Drucker Bottom-up Rogers Uncertainty 10

Harvard Business Review

FEBRUARY 7, 2014

My colleague Andy Hargadon noted this when he did an ethnography of the renowned innovation firm IDEO in the 1990s. BuildDirect was founded in 1999 by CEO Jeff Booth with his good friend Rob Banks. Booth and Banks each invested $20,000 to start a company that could ship heavy home-improvement products more efficiently.

Venture Capitalist 8

Venture Capitalist Brainstorming Proposal CEO 8

Harvard Business Review

AUGUST 5, 2014

McKinsey’s DataMatics 2013 survey shows that companies that use customer analytics extensively are more than twice as likely to generate above-average profits as those that don’t. To hit P&L targets, for instance, the CMO at one technology company focused on shortening the sales cycle. And that really is on the backs of marketing.”

P&L 11

P&L Banking Marketing Call Center 11

Harvard Business Review

MARCH 25, 2015

years in 2013. Changing customer behaviors driven by digital technology have altered the way consumers want to buy. Then there is the “longevity paradox.” ” People are living longer now — a lot longer, in fact. Life expectancy for women increased from 71.1 years in 1950 to 81.1 Men could expect to live for 65.6

Insurance 8

Insurance Policies Productivity Products 8

Harvard Business Review

JUNE 28, 2013

Most budgets for 2013 were made in 2012, when the prevailing economic outlook was grim. The societal factors that have made America strong in the past continue today: its diversity, thirst for innovation, entrepreneurship, and institutional support for risk taking. But here it is midyear and the signals are decidedly more positive.

Budgeting 8

Budgeting Market Segmentation Venture Capitalist Real Estate 8

Harvard Business Review

JUNE 25, 2013

subscribers in the first quarter of 2013, a 7% increase over the previous quarter. This may not be a big surprise; many of the early Big Data technologies such as the Hadoop Big Data system came from Internet companies themselves such as Yahoo and Google. Information & technology Innovation Strategy'

ROI 8

ROI Company Learning Curve Retail 8

Harvard Business Review

JULY 8, 2013

ended the company''s telecommuting option for employees early in 2013, and Best Buy followed suit a week later by terminating its groundbreaking, decade-old flexible work program, Results Only Work Environment (ROWE), they joined a growing trend among organizations trading flexibility for face time. Prior to Yahoo!''s Both Yahoo!

Presenteeism 9

Presenteeism Career Sample Retail 9

Harvard Business Review

MAY 7, 2013

Between 2002-2013, emerging market and developing economies averaged a 6.5% New philanthropists are using their capital in very specific ways to implement their plans; in a similar way they did in the world of technology or business. growth in GDP. In some ways, they resemble Silicon Valley venture capitalists.

Globalization 8

Globalization Venture Capitalist Class GDP 8

Harvard Business Review

JUNE 8, 2016

All of this change will require new technologies that enable faster, more secure ways for machines to share and process data. The question confronting Cisco and other companies is how to do that – how to speed the process of innovation, especially as technological change threatens to upend our current business models.

Innovation 8

Innovation CAGR Diversity Risk Management 8

Harvard Business Review

JULY 21, 2016

A regional bank wouldn’t allow sales teams to share a new marketing campaign on their personal Twitter and Facebook pages because they couldn’t officially represent the company. This is where the opportunity lies — in collaboration that includes the final approvers, embedding legal teams in the design and innovation process.

Innovation 8

Innovation Team Compliance Retail 8

Strategy Driven

OCTOBER 11, 2013

economy spent one trillion dollars fixing and treating the so-called Y2K Bug, which we now know was a manufactured “crisis” by technology consulting companies. As was discussed in Chapter 8, technology constitutes one tenth of 1% of any organization’s overall Big Picture. In 1999, the U.S. About the Author.

Crisis 58

Crisis Crisis Management Retail Budgeting 58

Harvard Business Review

MARCH 24, 2017

Also known as “token sales,” this new fundraising phenomenon is being fueled by a convergence of blockchain technology, new wealth, clever entrepreneurs, and crypto-investors who are backing blockchain-fueled ideas. How technology is transforming transactions. Insight Center. Business in the Era of Blockchain.

Venture Capitalist 12

Venture Capitalist Due Diligence Finance Long-term 12

Harvard Business Review

NOVEMBER 8, 2013

When the Chinese Communist Party’s central committee wraps up the Third Plenum on November 12, 2014, a shift from efficiency to innovation will likely be one of the major planks in its vision for China. Some argue that China is already well on its way to becoming a global innovation power that will rival the US and Europe.

Innovation 8

Innovation Globalization Venture Capitalist GDP 8

Harvard Business Review

JANUARY 16, 2014

An emerging suite of literature and research—including our 2013 Workplace Survey — clearly points to the power of choice and autonomy to drive not only employee happiness, but also motivation and performance. Take the technology workers in our survey, for example. Why are they so satisfied? Facebook is a prime example.

Real Estate 15

Real Estate Survey Motivation Technology 15

Harvard Business Review

FEBRUARY 16, 2018

Amazon entered India in 2013 when two local Indian companies, Flipkart and Snapdeal, had already established themselves as market leaders in eCommerce – and still rose to become the #1 online retailer in India. Three factors are driving this boom: the first is India’s investment in its technology infrastructure.

Globalization 8

Globalization CAGR Class Marketing 8

Harvard Business Review

JANUARY 5, 2015

At the end of each year, I apply a framework to surface the most important emerging trends in digital media and emerging technology for the year ahead. Where/how are people having difficulty with technology? Smart virtual personal assistants: SVPAs started entering the market in 2013. Where/how are people stuck?

Trends 8

Trends Retail Learning-by-Doing Banking 8

Harvard Business Review

OCTOBER 27, 2014

doubled from 20% to 40% between July and December 2013, and has stayed at that level since. I studied large-scale change and innovation efforts in 56 randomly selected companies in the high-tech, retail, pharmaceutical, banking, automotive, insurance, energy, non-profit, and health care industries.

Middle Management 13

Middle Management Six Sigma Taylorism Taylor 13

Harvard Business Review

APRIL 9, 2013

This huge run-up — the latest spike began with EU''s botched rescue of Cyprus''s banks — has led to much talk of a bitcoin bubble. According to the Bureau of Labor Statistics , a 2013 dollar has one-tenth the purchasing power of the 1950 version. Then again, lots of important financial innovations start out like that.

Price 9

Price Constraint Real Estate GDP 9

Harvard Business Review

SEPTEMBER 10, 2015

Frequently cited as one of the world’s most vibrant innovation hubs, Israel boasts more startups per capita than any other country in the world. As a result, tech-sector employment has declined as a percent of the workforce, from 11% in 2006–2008 to 9% in 2013. billion in 2013. That’s the good news.

Venture Capitalist 8

Venture Capitalist Entrepreneur Marketing IPO 8

Harvard Business Review

OCTOBER 9, 2015

In the second , Wall Street is capturing value rather than creating it; as economist Tyler Cowen once put it : “It’s as if the major banks have tapped a hole in the social till and they are drinking from it with a straw.” ” Both stories contain some truth, as a forthcoming study of activist hedge funds demonstrates.

Hedge 8

Hedge Finance Short-term Document 8

Harvard Business Review

FEBRUARY 25, 2015

Like Silicon Valley, Singapore has strong research institutions and limited enforcement of noncompete clauses, a condition that academics now suggest can be a major driver of innovation. Like Israel, Singapore is small, with limited natural resources, which means economic growth requires innovative macroeconomic approaches.

Entrepreneur 8

Entrepreneur Incubator Venture Capitalist Innovation 8

Harvard Business Review

OCTOBER 14, 2013

democratized communication technologies like Skype) and more physical touch points (e.g. Clearly one reason is remittances: according to the World Bank, over $400 billion was sent back to developing countries in 2012. In their October 2013 HBR article on diaspora marketing, Nirmalya Kumar and Jan-Benedict E.M.

Marketing 8

Marketing Strategy Metrics Incentives 8

Harvard Business Review

MAY 12, 2014

These information services, the thinking went, were better left free to innovate and compete largely exempt from FCC regulation. There is widespread agreement among economists that the current open, modular nature of the Internet has stimulated innovation and growth. An open Internet does seem like a good thing.

Telecommunications 8

Telecommunications Open-book Content Information 8