Harvard Business Review

SEPTEMBER 4, 2017

Over time, their products and services became better and better, and those innovative entrants moved up market, slowly increasing performance. If an organization could isolate a unit and focus it exclusively on the disruptive market, it had an opportunity to succeed. Asset-light businesses are not financed with debt.

Christensen 8

Christensen Finance Innovation B2B 8

Harvard Business Review

NOVEMBER 22, 2018

The past five years have seen explosive growth in “corporate green bonds” issued to finance climate-friendly projects. While investors bought just $3 billion of these bonds in 2013, they scooped up $49 billion worth in 2017, bringing the total sold since 2013 to $113 billion at an average of $308 million per offering.

Bond 10

Bond Company Long-term Short-term 10

Harvard Business Review

NOVEMBER 7, 2018

More recently, it has gained attention as a way to finance new ventures, through what is known as an Initial Coin Offering (ICO). Less noticed, though, is ICOs appear almost antithetical to the standard approach to financing a risky venture. In fact, ICOs have upended the conventional pattern of staged experimentation and fundraising.

Cost 8

Cost Decentralization Finance Entrepreneur 8

Harvard Business Review

DECEMBER 4, 2018

Maxx and Marshalls—which compete aggressively on price. Price competition hurts. A recent report by the consultancy BCG documented a general decline in sales among consumer packaged goods (CPG) companies in the United States during 2017, with mid-sized and large companies losing market share and small companies increasing theirs.

Brand 10

Brand Retail Incubator Merchandising 10

Harvard Business Review

DECEMBER 28, 2017

After being denounced for years for its dictatorship and destructive economic policies, Zimbabwe entered a new chapter in November 2017, following the military’s removal of president Robert Mugabe, who ruled the country for 37 years. This is promising for a market formerly dubbed the “breadbasket of Africa.”

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

APRIL 14, 2017

And in January 2017, McKinsey’s research arm estimated AI-driven job losses at 5%. Just 6% are using AI in pricing. For example, the company had brought in a data scientist in 2008 to develop machine learning tools that would improve its search engine, Bing, in a market dominated by Google.

Company 11

Company Survey Finance Engineering 11

Harvard Business Review

OCTOBER 1, 2013

The new health insurance market places—the exchanges set up under Obamacare—have become the hot health policy topic. Vital though near-term effectiveness is, the exchanges hold a longer-term potential—they can help reshape the organization, delivery, and financing of insurance. Will they work or won’t they?

Insurance 9

Insurance Goal Health Care Long-term 9

Harvard Business Review

FEBRUARY 17, 2016

Adding 600 new customers a day, M-KOPA intends to cross the million-unit mark by the end of 2017. Meanwhile, even middle-class Americans are being priced out of the housing market in states like California, where average low-tier property prices went up by 10% in 2015. housing sector.

Cost 8

Cost Globalization Innovation Banking 8

Harvard Business Review

JANUARY 12, 2018

Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. Many established firms— a 2017 Deloitte survey suggested about 20% in the U.S.—are will grow to U.S. $5 5 trillion to U.S. $7

Consultative 8

Consultative Strategy Advice McKinsey 8

Harvard Business Review

SEPTEMBER 19, 2016

As the currency was crashing, he found himself facing a painful dilemma: either raise prices to recoup the losses and hit his annual target — set in U.S. But with the currency changing every day, how much of a price increase should he consider? Normally, MNCs raise prices in the emerging market, (e.g.,

Price 8

Price Globalization Depreciation Marketing 8

Harvard Business Review

DECEMBER 15, 2015

Marketplaces allow people to do apples-to-apples comparisons of health insurance products and prices through an online portal. California’s model is perhaps the most influential: It has affected prices and choice in the market by standardizing plans and aggressively negotiating insurance rates. A new consumer mindset.

Insurance 8

Insurance Health Care Cost Learning-by-Doing 8

Strategy Driven

DECEMBER 15, 2017

Things such as administration, finance and statistics can be outsourced by a business if they do not want to complete these tasks themselves. It might be that internally a company has no one who can complete social media tasks and copywriting, so a lot of the time this will be outsourced to help the business market themselves.

Outsourcing 69

Outsourcing Offshoring Content Engineering 69

Harvard Business Review

MARCH 24, 2017

Then, via price dynamics determined by market supply and demand, the value is settled on by the network of participants, rather than by a central authority or government. For example, the cryptocurrency used for the Ethereum network, called Ether , saw its value double in just a few days in March 2017. Insight Center.

Venture Capitalist 10

Venture Capitalist Due Diligence Finance Long-term 10

Harvard Business Review

DECEMBER 19, 2017

subscribers in 2017, and the industry as a whole has been growing at 200% annually since 2011. went public in June, then saw its stock price fall 70%, making it the worst performing IPO of a major company so far in 2017. Business-to-consumer subscription businesses have attracted more than 11 million U.S.

IPO 8

IPO How To Metrics Bottom-up 8

Harvard Business Review

JULY 12, 2017

Digital players wield outsize market power. Based on their stock prices on July 6, 2017 , Apple, Alphabet, Microsoft, Amazon, and Facebook were the five most valuable companies in the world. With products that rely on network effects, these players enjoy economies of scale and dominant market share. Innovation and change.

Innovation 8

Innovation Policies Technology Politics 8

Harvard Business Review

DECEMBER 3, 2018

Some of the largest companies of recent times by market capitalization, such as Facebook, Alphabet, and Alibaba, carry dual class-shares. Yet, investors price Alphabet’s Class C stock, which carries no voting rights, almost no differently than Alphabet’s Class B stock, which carries voting rights. and The New York Times Co.

Class 9

Class Maturity IPO Short-term 9

Harvard Business Review

JUNE 20, 2017

The possibility of a contentious renegotiation of the North American Free Trade Agreement (NAFTA) has led to delayed or canceled investments in what has been one of Latin America’s most economically stable markets. Renegotiating NAFTA.

Supply Chain 8

Supply Chain Depreciation Uncertainty Marketing 8

Harvard Business Review

JULY 24, 2018

SOEs receive preferential access to land, finance, telecom, hydrocarbons, and electricity. abandoned in January 2017, contained strong restrictions on SOE subsidies that, ironically, were largely drafted by U.S. Such market shares will create a platform for global juggernauts. withdrew from TPP in January 2017.

GDP 8

GDP Policies Supply Chain Cooper 8

Harvard Business Review

SEPTEMBER 19, 2014

But as Nate Berg reports, the system is on the cusp of change, with between 775 and 1,000 new cars scheduled to begin service in 2017, at a cost of up to $3.3 To be sure, some say Apple doesn''t have the same allure, and others chafe at Cook''s discipline when it comes to finances and supply chains. They haven''t really changed since.

Supply Chain 8

Supply Chain Follow-up Consensus CEO 8

Harvard Business Review

OCTOBER 31, 2018

The same dynamic may now complicate Google’s plans to re-enter China’s search market. 28, 2017, Uber cut congestion pricing to John F. But Microsoft and Google found it impossible to remain silent in the face of employee demands for a response to what staff regarded as an assault on company values.

CEO 9

CEO Politics Policies Survey 9

Harvard Business Review

JUNE 6, 2017

Still, these coastal states are a powerful force in national markets, containing 26% of the nation’s population and producing 30% of its GDP. They have the ability to protect infant green industries from the market power of incumbents that do not internalize their environmental costs.

Energy 8

Energy Transportation Policies Politics 8